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Platinum Low Rate Card

Keep it simple — at rates you can afford.
Platinum Card

Low rates for easy budgeting.

The First Bank Platinum Credit Card is just the right card for those who want to keep it simple. Use it for your everyday and monthly purchases, all at a great rate.

Perfect for you if:
  • You live within a clearly defined budget.
  • You need an affordable way to make big purchases.
  • You want to simplify your finances.

Card Overview

  • Enhanced chip security and contactless payment enabled
  • Manage your account anywhere with EZCardview
  • Zero liability on unauthorized purchases
  • ID theft protection

Card Details

APR for Purchases
0% introductory APR for the first 6 months for new cardholders. After 6 months, a variable 9.15 – 19.15% APR will apply.1
Annual Fee
$0
Mastercard® Benefits
The Platinum Low Rate Card comes with Mastercard’s suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
EZCardView
Securely monitor your account from anywhere, even your mobile devices, with First Bank’s EZCardView.
Mobile Wallet
A quick and easy way to use your First Bank debit or credit card on the go with most smartphones.
Learn how.
ID Theft Resolution
This feature assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of identity theft.
26-day Grace Period
You have 26 days when you’re not charged interest for purchases you’ve made, so long as you pay your balance in full on time.
Price Protection
Should you find a lower price for a new item using your eligible Mastercard, you may be reimbursed for the price difference. Call Mastercard® at 1-800-622-7747 for more information about available coverage.
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
®2019 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
  1. See our Disclosure Summary for complete details on rates and fees.

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