Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Apply for a Personal Loan in South Carolina | First Bank

If you’re looking for a personal loan in South Carolina, stop by your local First Bank. We offer highly competitive rates and flexible terms, allowing you to customize your loan based on your financial needs. Visit your local First Bank today to compare personal loan* options and find competitive rates.

Tips to Apply for Personal Loan

If you need to apply for a personal loan but don’t know where to start, follow these tips to help you secure the best option.

  1. Check Your Credit Score—Most lenders will require you to have a high credit score for loan qualification purposes. If your credit score isn’t high enough, consider getting a cosigner to help you qualify for the loan.
  2. Know What You Qualify For—Since applying for loans will decrease your credit score, apply only for loans you qualify for.
  3. Gather the Necessary Paperwork—Loan applications will require you to prove your annual income, monthly house payments, and employment status. Have these items on hand to simplify your loan application process.
  4. Find a Local Bank—Most local banks will give you great deals on personal loans, walk you through the loan application process, and customize the right loan for you.

Personal Loan Options at First Bank

First Bank offers a number of personal loans options:

    1. Personal Line of Credit—A personal line of credit allows you to borrow money instantly. In order to secure your personal line of credit, you may need qualified collateral to apply.
    2. HELOC—A home equity line of credit can give you the flexibility to consolidate debt, make a big purchase, or fund a home improvement project using the equity you’ve built up in your home.
    3. Vehicle loans—Get a competitive rate on a car or boat loan.

For more information on personal loans, visit your local First Bank branch.

Additional Loan Options at First Bank

For other loan options, consider the following services offered by First Bank:

  • Platinum Rewards Mastercard—No annual fee or charge for balance transfers, this card has everything you need to cover expenses, including the option to participate in a free rewards program.
  • Business Loans—First Bank offers long-term business loans to help you expand your business, finance new equipment, or refinance debt.
  • Construction and Mortgage Loans—Our construction loans provide businesses with loans for new construction, remodeling, expansion, and other construction needs.

Apply for a Personal Loan Today

Stop by your local First Bank to speak to a financial expert about your personal loan options.

———

Sources:

Bankrate: http://www.bankrate.com/finance/topic/heloc.aspx

Credit: https://www.credit.com/loans/loan-articles/how-to-apply-for-personal-loan/


*Loans subject to credit approval.

Trending Topics

Saving for College – North Carolina

Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200...

10-Step Program for First-Time Homebuyers

If you’re searching for a first-time homebuyer program, it’s important to find a process that is simple and clear. Purchasing a home for the first time is a significant event, so it’s also a process that...

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Asheville Savings

First Bank in Asheville offers savings accounts for anyone looking to get the most out of their money. Whether you’re under 18 and just starting to learn about saving or saving for your future retirement, First Bank...

Small Business Loan Requirements – High Point, NC

If you are planning to start a business in High Point, NC, there are a few small business loan requirements that must be met. What are Small Business Loan Requirements? The U.S Small Business Administration suggests...

How To Get A Small Business Loan

If you are an entrepreneur ready to start your own business, or a seasoned small business owner looking to expand, you may need to know how to get a small business loan. Acquiring the funds to start or grow your small...

Home Mortgage Calculator from First Bank

A home mortgage calculator can help you determine your monthly mortgage payments. This will help you financially prepare for that future purchase, whether you are a first-time homebuyer or seeking a vacation home. You can...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

Breathe Easy with Affordable Small Business Loan Rates in Albemarle, NC

First Bank has remained committed to helping small businesses and communities flourish since we opened our doors in 1935. Our dedication to providing a robust package of banking solutions with a personalized touch is why...

Current Mortgage Rates 30-Year Fixed

Is now the right time to buy the house you have your heart set on? One important thing to consider is the current mortgage rate trends and whether a 30-year fixed-rate mortgage is a good fit for you. At First Bank, our...