Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Apply for a Personal Loan in Lillington, NC

If you’re looking to apply for a personal loan* in Lillington, NC, stop by the First Bank on South Main Street for competitive loan rates and flexible terms. Our banking experts will help you customize your personal loan to fit your financial needs. Visit us today to compare personal loans and get a competitive rate.

Types of Personal Loans at First Bank

First Bank offers several types of personal loans:

  1. Personal Line of Credit—This type of loan grants you immediate borrowing power. By simply writing a check, you can request cash whenever you need it.
  2. Standard HELOC—Using your home equity, you can take out a loan to fund a large project, like college tuition or remodeling.
  3. Credit Cards—We have several credit card options, and you can opt in to our rewards program. 
  4. Auto LoansDrive away with the car of your dreams with the help of our auto loans, offerings competitive rates, fast access to funds, and simple applications.
  5. Boat Loans—Our boat loans get you one step closer to your next vacation. Enjoy no prepayment penalty and access to funds in as little as 24 hours.

How to Find the Lowest Rates on Personal Loans

Before taking out a personal loan, consider these tips to get the best loan rates:

  • Have First Bank determine if you qualify for a credit card—If you have a high credit score and qualify for a low interest rate credit card, it could be less expensive than taking out a personal loan.
  • Consider getting a secured loan—A secured loan is protected by collateral, like your home, and is often less expensive than an unsecured personal loan.
  • Pay off your credit card balance—Try to pay off as much as your credit card balance as possible before applying for a loan since most lenders will run a credit check to see if you qualify.
  • Shop around—Your local bank will often provide great rates on personal loans, so be sure to stop by your nearest First Bank for a variety of loan options.

Apply for a Personal Loan Today

To apply for a personal loan, come to the First Bank on South Main Street in Lillington, NC, or visit our website for more information. Our bankers will help you compare personal loan options and determine which one is right for you.


*Loans subject to credit approval.

Trending Topics

Apply for a Flexible Small Business Loan in Jacksonville, NC

Forbes named Jacksonville, North Carolina as the #2 location for cost of doing business. Families, retirees, and business owners alike are continuously drawn to Jacksonville, making it one of the best places in NC to start...

First Bank, Lillington, NC, High Interest Savings Accounts: Earn More

Growing your money can be difficult if you do not have a great understanding of the stock market or keep up with current trends. An alternative way to use your money to make money is to put it in a high-interest savings...

Loan For a New Roof – Asheville NC

Looking for a loan for a new roof in Asheville, NC? A new roof can be a costly expense for a home or business and you may need to find alternative ways to pay for such a project. If you’re in need of a loan for a new roof,...

Small Business Loan Requirements in Asheville, NC

Did you know that loan approval rates at small banks have increased in recent months? As you’re looking into small business loan requirements in Asheville, NC, consider a community bank like First Bank. Common Requirements...

4 Questions to Ask When Searching for the Best Savings Account in Florence, SC

If you’re looking for the best savings account in Florence, SC—look no further than your local First Bank. Florence South Carolina, dubbed an All American City by the National Civic League is home to two great locations to...

Banks in High Point, NC

If you’re running a comparison between banks in High Point, NC, you can use First Bank as the standard. We’ve set the bar high and are proud to be the place that other banks in High Point, NC, strive to be. Our Bank’s High...

How To Make A Budget

The best way to save money and gain control over your finances is to make a budget. Follow these simple steps to make a budget that will save you money and bring you peace of mind about your spending. Making a Budget...

Saving for College – North Carolina

Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200...

Banks That Offer Personal Loans

There are hundreds of banks that offer personal loans, but sometimes choosing a bank that is the right fit you can be difficult. That’s where First Bank comes in. At First Bank, we want to make finding a personal loan as...

Calculate your Balance Transfer

If your current credit card isn’t meeting all of your needs, consider switching to a First Bank credit card. First Bank now offers the option to transfer your balance from your current credit cards to a First Bank credit...