Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Banks That Offer Personal Loans

There are hundreds of banks that offer personal loans, but sometimes choosing a bank that is the right fit you can be difficult. That’s where First Bank comes in.

At First Bank, we want to make finding a personal loan as easy as possible, which is why we offer some of the best personal loans in North Carolina and South Carolina.

Banks That Offer Personal Loans

First Bank Offers Personal Loans to Meet a Variety Of Needs

Now that you’ve found First Bank, you don’t have to choose between banks that offer personal loans any more. Our personal loan options can be customized to meet your needs, and each is offered with flexible terms and highly competitive rates. Our personal loan options* include:

  • Personal Line of Credit — This line of credit allows you to borrow money as soon as you need. You can even write a check to request cash. You may be required to provide qualified collateral to secure your personal or commercial line.
  • Credit Card with Rewards — Enjoy the freedom to make everyday and monthly purchases in a convenient and secure way with a First Bank credit card*. Plus, earn rewards points on purchases when you register and use your card.
  • Home equity lines of credit — Take out a loan using your accrued home equity as collateral and fund a large project like medical bills or college tuition.
  • Auto loans — Purchase your ideal car with the help of an auto loan from First Bank, offering competitive rates, a fast, secure application, and approval rates that last 30 days.
  • Boat loans — We provide competitive rates and flexible terms with no prepayment penalty for our boat so you can take the plunge on your next adventure.

Visit Your Local First Bank Today

If a personal loan isn’t what you need, don’t worry. First Bank offers other loan options such as credit cards and business loans. To begin an application or to learn more about our loan options, visit your local branch.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

———

Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft.asp

Trending Topics

Best Small Business Bank – North Carolina

If you’re looking for the best small business bank in North Carolina, the search ends with First Bank. First Bank’s doors first opened in 1935 to serve farmers and local businesses when the small town of Troy,...

Find the Best Bank for a Student Checking Account

Student checking accounts are a great way for college students to get their finances in order and prepare for the future. But finding the right checking account at the best bank takes some research. Deciding which bank...

Current 30 Year Mortgage Rates – South Carolina

If you’re looking for current mortgage rates in SC, it’s a great time to buy! In a recent survey conducted by GoBankingRates, the state ranked 27th in the nation for the lowest average home mortgage. The study...

Mobile Banking – Jacksonville NC

If you’re looking for more flexibility in managing your accounts, First Bank provides mobile banking in Jacksonville, NC. Access your accounts from the comfort of your own home, our free Mobile Banking service brings...

FHA Loans vs. Conventional Loans: How to Tell the Difference

Overwhelmed with the prospect of buying a home? FHA loans and conventional loans are likely two sources of financing that you’ve considered. Let First Bank help you understand these options and come to a conclusion...

Construction Loans NC

The thought of building a new home can be daunting. All that planning. All that work. And all that money. At First Bank, we can’t design a floor plan or hang drywall, but we can make that last part a little easier to...

Best Savings Account Rates – Wilmington, NC

From the historic mile-long Riverwalk to the miles of pristine beaches, Wilmington, NC, has many things to offer. You may be planning to attend college, buy a house, or even retire in Wilmington, but don’t have a...

High Yield Savings Account – Jacksonville NC

Save your hard earned cash with a high-yield savings account at First Bank in Jacksonville, NC. Whether you are saving for college, saving for retirement, or just saving to take a vacation, First Bank offers...

HSA Rules and Regulations You Should Know

If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare...

Small Business Loan Rates – Wilmington, NC

If you are thinking about starting a small business in Wilmington, NC, you have probably researched small business loan rates in the area. The charming historic riverfront, beautiful local beaches, and thriving...