Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Banks That Offer Personal Loans

There are hundreds of banks that offer personal loans, but sometimes choosing a bank that is the right fit you can be difficult. That’s where First Bank comes in.

At First Bank, we want to make finding a personal loan as easy as possible, which is why we offer some of the best personal loans in North Carolina and South Carolina.

Banks That Offer Personal Loans

First Bank Offers Personal Loans to Meet a Variety Of Needs

Now that you’ve found First Bank, you don’t have to choose between banks that offer personal loans any more. Our personal loan options can be customized to meet your needs, and each is offered with flexible terms and highly competitive rates. Our personal loan options* include:

  • Personal Line of Credit — This line of credit allows you to borrow money as soon as you need. You can even write a check to request cash. You may be required to provide qualified collateral to secure your personal or commercial line.
  • Credit Card with Rewards — Enjoy the freedom to make everyday and monthly purchases in a convenient and secure way with a First Bank credit card*. Plus, earn rewards points on purchases when you register and use your card.
  • Home equity lines of credit — Take out a loan using your accrued home equity as collateral and fund a large project like medical bills or college tuition.
  • Auto loans — Purchase your ideal car with the help of an auto loan from First Bank, offering competitive rates, a fast, secure application, and approval rates that last 30 days.
  • Boat and RV loans — We provide competitive rates and flexible terms with no prepayment penalty for our boat and RV loans, so you can take the plunge on your next adventure.

Visit Your Local First Bank Today

If a personal loan isn’t what you need, don’t worry. First Bank offers other loan options such as credit cards and business loans. To begin an application or to learn more about our loan options, visit your local branch.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

———

Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft.asp

Trending Topics

Loan for New Roof – Aberdeen, NC

North Carolina experiences all kinds of weather throughout the year. What you may not know is that a lot of extreme North Carolina weather happens in and around the 6.2 square miles that make up the city of Aberdeen....

Savings Account Interest Rates – Asheville, NC

If you’re looking to save for your future, First Bank is here to help. A savings account can be a useful tool for planned future projects, as well as a means of preparedness for unexpected expenses. We offer some of...

Bank Rewards

What if you had a card that gave you the ability to redeem points for what you want when you want it? How would you feel if those points could be redeemed for travel, gift cards to restaurants, retail and merchandise...

How Much Should I Have in Savings at Age 35?

How much money should you have in your savings account at the age of 35? It largely depends on when you started saving, your income and lifestyle, and whether you carry consumer debt. Savings for Adults in Their...

Need Help Financing a Wedding in North Carolina?

If you need help financing a wedding in North Carolina, just seek out one of 100+ First Bank locations scattered from Asheville to Kill Devil Hills. We offer a variety of loans that can help you finance the wedding of...

3 Tips for Saving Money in Your 20s

Saving money in your 20s may seem like an impossible task, but did you know that your 20s is actually prime time to start setting money aside for you future? If you’re wondering how to save money in your 20s, follow...

Business World Elite Credit Card

Business owners use credit cards to pay for most business expenses. It’s important to have a business credit card that enables you to get the most out of your money. Discover your credit card options at First...

Commercial Loan Payment Calculator

Are you interested in obtaining a commercial mortgage? A commercial loan calculator* can help determine your monthly payments. This is important because purchasing a location for your business is significant and requires a...

30-Year Mortgage Rate Forecast Tips

A great way to lock in the best mortgage interest rate is to shop around. By learning how to read a 30-year mortgage rate forecast, homeowners can pinpoint an ideal loan. Here are some useful tips for understanding...

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate loan specialists will offer you more than just a competitive...