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Loans in Salisbury, NC

Whether you’re planning a home improvement project or buying a used car, taking out a personal bank loan can be beneficial to help you finance your big purchase. The First Bank Salisbury, North Carolina location is equipped to help you learn about your options and apply for a loan today.

Your New Personal Bank Loan with First Bank

Our personal bank loans come equipped with highly competitive rates, flexible terms and two convenient options:

Personal Line of Credit

  • Gain instant borrowing access with First Bank’s own personal credit line. Simply write a check to yourself to get cash when you need it most. Some candidates may need to provide qualified collateral in order to secure their credit line.

Overdraft Protection

  • Ready Reserve, First Bank’s overdraft protection program, works as a personal loan by automatically transferring funds into your checking account to cover any purchases greater than your balance. This will help you avoid overdraft fees and you can also use Ready Reserve to borrow money up to your overdraft limit.

In addition to our personal bank loans, the First Bank in Salisbury, NC offers additional ways of lending you the money you need now including:

  • HELOC. A Home Equity Line of Credit allows you to borrow against a low interest rate that may be tax deductible.
  • Credit card. Register a First Bank credit card and earn rewards benefits for tomorrow while making the purchases you need today.
  • Auto and boat loans. Have you had your eye on that dream car, boat, or watercraft? We’ve got a number of options with competitive rates.

If you find yourself needing to borrow money, don’t hesitate to visit our friendly associates at the First Bank on Jake Alexander Blvd South in Salisbury, NC.


Loans subject to credit approval.

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