Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Loans in Salisbury, NC

Whether you’re planning a home improvement project or buying a used car, taking out a personal bank loan can be beneficial to help you finance your big purchase. The First Bank Salisbury, North Carolina location is equipped to help you learn about your options and apply for a loan today.

Your New Personal Bank Loan with First Bank

Our personal bank loans come equipped with highly competitive rates, flexible terms and two convenient options:

Personal Line of Credit

  • Gain instant borrowing access with First Bank’s own personal credit line. Simply write a check to yourself to get cash when you need it most. Some candidates may need to provide qualified collateral in order to secure their credit line.

Overdraft Protection

  • Ready Reserve, First Bank’s overdraft protection program, works as a personal loan by automatically transferring funds into your checking account to cover any purchases greater than your balance. This will help you avoid overdraft fees and you can also use Ready Reserve to borrow money up to your overdraft limit.

In addition to our personal bank loans, the First Bank in Salisbury, NC offers additional ways of lending you the money you need now including:

  • HELOC. A Home Equity Line of Credit allows you to borrow against a low interest rate that may be tax deductible.
  • Credit card. Register a First Bank credit card and earn rewards benefits for tomorrow while making the purchases you need today.
  • Auto and boat loans. Have you had your eye on that dream car, boat, or watercraft? We’ve got a number of options with competitive rates.

If you find yourself needing to borrow money, don’t hesitate to visit our friendly associates at the First Bank on Jake Alexander Blvd South in Salisbury, NC.


Loans subject to credit approval.

Trending Topics

Find Small Business Loans in South Carolina

It can be hard finding the right small business loans in South Carolina, especially when you’re looking for a new bank. At First Bank, we’re have six convenient locations across South Carolina to provide...

Best Personal Checking Account Near Me

If you’re looking to open a checking account near you, visit your local First Bank today. Whether you want a basic checking account or a premium checking account with benefits, First Bank has a variety of...

NC Bank

If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs....

First Bank Credit Card

There are many benefits to having First Bank Credit. Is there a purchase right now like an important doctor bill or car repair that you could afford in a few weeks? Maybe you don’t feel comfortable putting...

Best Checking Accounts – Florence, SC

If you’re looking for the best checking accounts in Florence, SC, you have a lot of different options. At First Bank in South Carolina, we have two convenient locations in Florence that offer five personal...

Savings Account with Competitive Interest Rates – High Point, NC

Whether you are a student looking to save for books and pizza, or an adult planning for retirement, First Bank can provide you with a savings account. Interest rates on all of our accounts can vary, but you can be sure...

Calculate Your Monthly Mortgage Loan Payment (with Taxes and Insurance)

A mortgage loan calculator with taxes and insurance can help prospective homeowners prepare for the financial responsibility of owning a home. Purchasing a home may be one of the biggest decisions you ever make, so it is...

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to...

How to Switch Banks in Asheville, NC

Choosing the right bank for you is important to achieve your financial goals. If you’re unsure if your current bank is meeting your financial needs or are moving to the Western Carolina area, it’s time to think...

Highest Yield Savings Account

A high yield savings account is a great way to grow your money over the long term. First Bank has several options for those searching for the highest yield savings account available to them. Read on to learn more...