Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Loans in Salisbury, NC

Whether you’re planning a home improvement project or buying a used car, taking out a personal bank loan can be beneficial to help you finance your big purchase. The First Bank Salisbury, North Carolina location is equipped to help you learn about your options and apply for a loan today.

Your New Personal Bank Loan with First Bank

Our personal bank loans come equipped with highly competitive rates, flexible terms and two convenient options:

Personal Line of Credit

  • Gain instant borrowing access with First Bank’s own personal credit line. Simply write a check to yourself to get cash when you need it most. Some candidates may need to provide qualified collateral in order to secure their credit line.

Overdraft Protection

  • Ready Reserve, First Bank’s overdraft protection program, works as a personal loan by automatically transferring funds into your checking account to cover any purchases greater than your balance. This will help you avoid overdraft fees and you can also use Ready Reserve to borrow money up to your overdraft limit.

In addition to our personal bank loans, the First Bank in Salisbury, NC offers additional ways of lending you the money you need now including:

  • HELOC. A Home Equity Line of Credit allows you to borrow against a low interest rate that may be tax deductible.
  • Credit card. Register a First Bank credit card and earn rewards benefits for tomorrow while making the purchases you need today.
  • Auto and boat loans. Have you had your eye on that dream car, boat, or watercraft? We’ve got a number of options with competitive rates.

If you find yourself needing to borrow money, don’t hesitate to visit our friendly associates at the First Bank on Jake Alexander Blvd South in Salisbury, NC.


Loans subject to credit approval.

Trending Topics

High Yield Savings Accounts in South Carolina

It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If...

Find the Best Small Business Loan Rates Near Me at First Bank

Searching for some of the best rates and the most flexible terms for your small business doesn’t have to take forever. At First Bank, we believe you should spend more time focusing on ways to expand your small...

Banks With Stress-Free Checking Accounts

By switching to a bank with stress-free checking accounts, you can worry less about your finances. At First Bank, we offer stress-free checking accounts to make your personal banking experience as easy as possible. Types...

Construction Loans 101: Adjustable Rates

If you’re considering building a home, one of the more pressing concerns is the rate you’ll receive for a construction loan. For residents of the Carolinas, First Bank* has convenient locations to stop by for a...

Commercial Mortgage – Asheville, NC

If you are thinking about opening a business in Asheville, NC, consider a commercial mortgage with First Bank. Commercial mortgages can be used to develop or purchase land or buildings that are intended for commercial use....

Where to Get 15-Year Mortgage Rates

If you’re ready to buy a home, you’re probably wondering where to get 15-year mortgage rates, or you may just be wondering what a mortgage is. First Bank will go over your options with you and help you...

Enjoy Hassle-Free Online Payment Processing

Businesses need a fast and dependable way to manage client payments, whether online, at the point-of-sale, with an integrated solution, or on wireless or mobile devices. First Bank provides online payment processing to...

Small Business Loans Made Easy – First Bank of North Carolina

North Carolina is a smart choice for any entrepreneur looking to start a business. The state encourages its residents and visitors to shop local. Organizations like Shop Local Raleigh and Got To Be NC have popped up all...

Mortgage Basics 101

Understanding mortgages can be difficult, which is why we’ve put together some information to guide you through the mortgage basics. You don’t need an advanced degree in economics to understand the...

Creating a Competitive Employee Benefits Plan

Employee benefits plans are an important part of any business owner’s company structure. Part of attracting and retaining talented employees is offering them a competitive benefits package. Some benefits are required...