Hassle Free Checking Account Near Me

At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements.

Don’t get bogged down with maintenance fees, ATM transaction charges or any other hidden costs. Maintain certain requirements such as a minimum balance or regular direct deposits and enjoy the luxury of a hassle-free checking account at a First Bank near you.

Hassle-Free Checking Accounts for Everyone

First Bank offers five different types of hassle-free checking accounts with no monthly maintenance fees as long as minimum requirements are met:

Everywhere Checking. A basic checking account with monthly fees that can be avoided with basic requirements.
Everywhere Plus. This account provides all the basics of Everywhere Checking while also allowing you to earn interest on the money you save. No monthly fees as long as you meet certain requirements.
Everywhere Premium. Reap all the benefits of Everywhere Plus while also getting free checks and an unlimited number of out-of-network ATM withdrawals with no First Bank fee. Avoid maintenance fees by meeting minimum guidelines.
Campus Checking. This is a student checking account for enrolled college students under the age of 25. There are no minimum balance requirements.
Senior Checking. Those over the age of 65 can enjoy free checks and no monthly fees by meeting basic requirements.

Features of First Bank’s Hassle-Free Checking Accounts

In addition to being able to avoid any monthly fees by meeting basic requirements, all five of our checking accounts include no fees for:

Free online and mobile banking*
Free online bill pay
Free paper or electronic statements

Visit a First Bank location near you to learn more about how to qualify for a hassle-free checking account with First Bank and start saving money today.

While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices.

———

Sources:

Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Share:

You may be interested in...

Mortgage Rates 101: Information You Should Know Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage rates in your area, it’s best to contact your local lender like First Bank. First Bank’s Mortgage Center provides customers with answers to common questions about loan options, mortgage rates information, and more. Whether you are a first-time homebuyer, an experienced homebuyer, or building a new home, we provide information that can help you qualify for the loan and purchase your new home. Mortgage Rates Information from First Bank You will typically have multiple loan options to choose from before purchasing a home, including conventional mortgages, government loans, and construction loans. Two of the most popular types of home loans are conventional adjustable-rate and fixed-rate mortgages. Conventional adjustable-rate mortgages: Interest rate, monthly principal, and interest payments remain the same for an initial period of 3, 5, or 7 years, for example—then adjust periodically. Interest rate caps set a limit on how much your interest rate can increase. ARMs typically have a lower initial interest rate than fixed-rate mortgages. Monthly principal and interest payments may increase as the rate adjusts. Conventional fixed-rate mortgages: Interest rate and monthly payments stay the same for the duration of the loan. Offers protection from rising interest rates for life of the loan. Available in 15-year, 20-year, and 30-year fixed-rate loan term options. For more information on conventional mortgage rates or mortgage rates on our other home loan options, find your local First Bank loan officer today. Loans subject to credit approval. ——— Sources: Investopedia: http://www.investopedia.com/terms/c/credit_score.asp Investopedia: http://www.investopedia.com/articles/pf/05/022405.asp?lgl=mtdt-v1 2 min read

A college campus sidewalk with building in the background

How to Get Help Paying for College With the cost of college rising each year, it’s refreshing to hear about companies and organizations that are stepping up to help pay the way. We've highlighted a couple of options for students, whether you’re able to work your way through or heading straight to college from high school. 3 min read

Saving for College – North Carolina Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200 colleges in North Carolina and with our numerous branch locations, First Bank student checking accounts can help students from across the state save money and avoid surprise fees — so they can stay focused on what matters. Save for College with First Bank First Bank offers several options for college saving for children in North Carolina. MyFirst Savings is a savings account for children under the age of 18. Set up the account when your child is young and begin funding it. You can deposit birthday money from relatives, inheritances or money your child earns from working a job in high school. The account earns interest on any balance so you’ll begin growing your money from day one. Everywhere Savings is a basic savings account that begins earning interest with any balance. Campus Checking is a convenient account for students heading into or already attending college, with no monthly fees*. Secured Card allows students to start to safely build a credit history before going or while away at school. A HELOC leverages the equity you have in your home for large purchases, which could include costs associated with university. (Note: HELOCs are not student loans.) Getting an early start is the key to saving up for college, but it’s never too late to make financial moves. If you begin contributing to a savings account now, those funds could help your child with day-to-day expenses while in college. Begin building your child’s future today with a savings account from a North Carolina First Bank. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited 3 min read

A Checking Account Comparison Worth Your Time Contrary to popular belief, not every checking account is the same. That’s why First Bank has five options to ensure there’s one to fit your specific needs. Review our checking account comparison below to find your perfect match. Find Your Best Fit: Compare our Five Checking Account Options With First Bank, you can access your accounts anytime and anywhere with our free online and mobile banking. All our accounts also provide you with free eStatements (or paper statements). Check out the list below or view this handy checking account comparison chart. Everywhere Checking Free MasterCard® debit card Free online and mobile banking* provides you with 24/7 access to your money You can easily view and track debit card purchases at any time. Need to deposit a check or transfer funds? With just a few clicks on your mobile device, you’re done. Free online bill pay means no more writing checks or navigating various websites. Reduce your carbon footprint with free eStatements that are easily managed without the paper weight. Instant alerts means you’re constantly in touch with your account’s activity and management. Easily set your notification preferences for email, text message or phone call. Everywhere Plus Think about all the perks you would gain with Everywhere Checking, plus being able to earn interest. Everywhere Premium All the benefits of Everywhere Plus No First Bank transaction fees on out-of-network ATM withdrawals* Free member checks, or a 50% discount on alternate designs Four free official checks per statement cycle Campus Checking For students under the age of 25 Besides free online and mobile banking, we also provide you with free online bill pay and free eStatements No minimum balance or monthly maintenance fees Get 8 out-of-network ATM withdrawals with no First Bank transaction fees each month. Senior Checking If you are 55 and older, this may be the account for you. Besides free online and mobile banking, we also provide you with free online bill pay and free eStatements. Free member checks or 50% off other designs Visit First Bank Today If you found this comparison helpful and would like to learn more about how to open a checking account with us, visit one of our numerous locations today. We also offer a variety of checking 3 min read

Hassle Free Checking Account Near Me

Ready to talk to an expert?

Hassle-Free Checking Accounts for Everyone

Features of First Bank’s Hassle-Free Checking Accounts

Ready to talk to an expert?

You may be interested in...