Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Banks That Offer Personal Loans – North Carolina

Have you been looking for a bank that offers personal loans in North Carolina? Are you tired of sifting through endless search results only to be disappointed by your options? With plenty of North Carolina banks offering personal loans, it can be hard to pick which one is right for you.

It is important that your personal loan provider is able to answer all of your questions and meet all of your needs. And, at First Bank, we understand that no two customers are alike and we work hard to make sure you are getting what you need. That is why we offer customized loans with competitive rates and flexible terms.
Banks That Offer Personal Loans - North Carolina

Stop Searching, Start Comparing

Now that you’ve found First Bank and you know how dedicated we are to meeting your needs, you can stop searching and start comparing. We offer  great options for customers looking for personal loans. Each option provides you with the flexibility you need to borrow money when you need it.
Personal Line of Credit

  • Borrow money instantly
  • Request cash by writing a check
  • Qualified collateral may be required to secure your loan

First Bank Platinum Credit Card with Rewards — A First Bank credit card allows you make everyday and monthly purchases in a convenient and secure way. Register and use your card to earn rewards points you can redeem for things like gifts, travel and entertainment. With your First Bank credit card, you will also receive other benefits, including:

  • Security benefits
  • Convenience benefits
  • Shopping benefits

Credit card interest rates can vary, but there is typically no annual fee.

First Bank Home Equity Lines of Credit (HELOCs) — This type of loan is offered as a revolving sum of money you can access as need and can be a great way to finance larger projects. First Bank HELOCs:

  • Have low interest rates
  • Can be secured by the equity in your primary or secondary home
  • Can be accessed with specially designed checks that are free of charge
  • May allow interest expensed to be up to 100% tax deductible*

Auto Loans — With the help of First Bank, you can purchase the new or used car—or truck or motorcycle—that you’ve been wanting. Benefits of auto loans from First Bank include:

  • Competitive rates
  • Loan amounts up to $100,000
  • Fast application
  • Quick access to funds
  • Approvals and rates good for 30 days

Boat and RV Loans — Plan your next adventure on a new boat or RV. Get a loan from First Bank with these benefits:

  • No prepayment penalty
  • Competitive fixed rates and flexible terms
  • Access to funds in as soon as one day

Stop searching for banks that offer personal loans in North Carolina and visit First Bank to start an application or learn more.


Loans subject to credit approval. Member FDIC. 

Trending Topics

Your Community Bank – Albemarle, NC

When choosing a community bank to address all of your banking needs, it’s important to consider a bank that’s small enough to know you like a neighbor but large enough to provide a lot of options. Choose First...

Apply for a Personal Loan in Lillington, NC

If you’re looking to apply for a personal loan* in Lillington, NC, stop by the First Bank on South Main Street for competitive loan rates and flexible terms. Our banking experts will help you customize your personal...

Savings Account Interest Rates – Asheville, NC

If you’re looking to save for your future, First Bank is here to help. A savings account can be a useful tool for planned future projects, as well as a means of preparedness for unexpected expenses. We offer some of...

Credit Card Processing for Businesses

If you are a business owner, you probably know that accepting multiple forms of payment (cash, debit, credit, and checks) is important. But you may not know just how essential credit card processing is to the success of...

How to Get a Mortgage for a Rental Property

Looking for rental property mortgage rates near you? If so, First Bank can provide you with tips and tricks on how to get a rental property mortgage, as well as how to find the best mortgage rates near you. Rental Property...

Checking and Savings Account – Washington, NC

If you’re looking for a checking and savings account in Washington, North Carolina, there is one obvious solution: First Bank on West 15th Street. With friendly service and flexible options—First Bank is...

Best Savings Account for Kids – Asheville, NC

If you have kids, one of the most valuable lessons you could teach them is the value of a dollar. But just like anything else, you don’t want to settle for just any old savings account. You want the best savings...

Your Community Bank in North Carolina

Are you wondering how your community bank stacks up against some of the national banks in North Carolina? Well, don’t believe that community banks versus big banks comparisons are always infallible. First Bank...

Education Savings Account – North Carolina

College is expensive. The cost of tuition, housing, books, food, and transportation starts to add up. The cost of going to college has gone up by over 400% since the 1970s. The average college student’s debt is...

Open a Triangle Business Checking Account

If you live in Raleigh, Durham, or other part of the North Carolina Triangle, you’ve seen the area’s growth firsthand. The Triangle Business Journal reported in 2018 that Raleigh and Durham’s Gross...