Skip to main content
Find Your Local Branch
Back
Scroll to top

Find the Best Banks in Charlotte, N.C. | First Bank

Across The Carolinas 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

The best banks in Charlotte, NC, provide you with convenient ATMs and many helpful banking options. Whether you live in or around the Queen City, you always have access to First Bank.* We provide the convenience and security you expect from North Carolina’s best banks, and our trusted and knowledgeable bankers are always available to answer your questions and help you make wise financial decisions.

First Bank Branches in the Charlotte, NC Area

First Bank has a Charlotte branch, as well as several convenient locations throughout the area for the many residents in and around the city. Our Charlotte branch is located at:

4201 Congress St.

Charlotte, NC 28210

980-498-2448

Other Charlotte-area locations include Mooresville, Huntersville, Kannapolish, and Locust.

Additionally, there are over 50 ATM locations throughout Charlotte and the surrounding towns and cities.

Why First Bank

Since 1935, First Bank has been helping families across North Carolina and South Carolina with all the perks of a large bank and the convenience and friendliness of a local bank. Our services extend over a number of personal, business, digital banking, mortgage, and wealth management needs. This includes:

  • Personal or commercial checking or savings accounts, including campus checking for students
  • Personal or commercial credit cards
  • Commercial or personal loans
  • Desktop, mobile and text banking accessibilities
  • Homebuyer mortgage services
  • Mutual funds, stocks and bond services
  • Financial education resources
  • Mobile and online banking*

Visit First Bank Today

When you open an account with us, you’ll feel confident knowing that your neighborhood banking advisors are here for you. Stop by the nearest First Bank location today to learn why we’re the best bank in Charlotte and all of North Carolina.

*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices.

Ready to talk to an expert?

Find A Location Get In Touch
Share:

You may be interested in...

FIrst Bank Headquarters exterior A Strong Start to 2025: First Bank Reports Solid Q1 Results and Declares Dividend Q1 2025 at a Glance We delivered a solid financial start to the year, with $12.4 billion in total assets, $10.7 billion in deposits, and $8.1 billion in total loans as of March 31. Our performance this quarter included: $0.88 diluted earnings per share 15.54% return on average tangible common equity (ROATCE) 1.21% return on average assets (ROAA) 3.27% net interest margin These results reflect our focus on disciplined growth, sound lending practices, and the strength of the relationships we’ve built in our communities. View the infographic Dividend Declared On March 14, our Board of Directors declared a cash dividend of $0.22 per share, payable on April 25, 2025, to shareholders of record as of March 31, 2025. This continues our long-standing track record of returning value to shareholders and reflects our confidence in the long-term strength of our company. As our CEO, Richard Moore, shared when the dividend was announced last month: “Our Company had a strong fourth quarter performance with meaningful increases in adjusted net income and adjusted EPS while maintaining strong capital, liquidity and credit quality. We are pleased to continue distributing cash dividends to our shareholders, contributing to a valuable return on their investments.” Our Local Footprint With 113 branches and over 1,350 employees across North and South Carolina, we’re the largest community bank headquartered in North Carolina. We’re proud to serve individuals, families, and businesses across our footprint with a focus on personalized service and local decision-making. A Legacy of Strength We remain well capitalized and financially sound, with all of our capital ratios significantly exceeding regulatory requirements: Tangible Common Equity: 8.55% Total Capital Ratio: 16.79% (compared to the 10.5% minimum requirement) This strong capital foundation enables us to continue supporting our customers while preparing for future growth. Banking Built for You From checking accounts to commercial lending, home mortgages to digital banking, we offer a full suite of financial solutions designed to make life easier for the people and businesses we serve. Our services include: Consumer Banking: Checking, savings, credit cards, loans, and digital tools Business Banking: SBA lending, treasury services, merchant processing, and more Mortgages: Adjustable and fixed-rate options, FHA, VA, and construction loans Financial Wellness: With First@Work and personalized guidance at every stage of life Looking Ahead As we continue through 2025, we remain committed to doing what we do best—building relationships, investing in our communities, and helping our customers achieve more. Thank you for being part of our journey. To learn more, visit our investor website at Investor.LocalFirstBank.com. 3 min read
Close up image of fresh produce. How Local Produce Leads to Local Innovation When you take a bite of an apple or dig into some leafy greens, do you ever think about where they came from and how they were grown? With the wealth of information available via the Internet, wary consumers in North Carolina (and beyond) are getting invested in and engaged with where and how their food is produced, from the chemicals involved to the methods used to get the goods from the farm to their forks. It’s no surprise that many are finding it’s often more beneficial for their bodies, their families, and their communities to purchase food products from local farms. Paul Jones, Media Marketing Specialist of the North Carolina Department of Agriculture, explains that the interest in organic, locally grown food is nothing new in North Carolina. “Agriculture has such a rich heritage in North Carolina and continues to be the state’s top industry,” he explains. “I think both those factors contribute to our strong interest in local food.” But the rebirth of the farm-to-table movement nationally has been “tremendously beneficial” to farms that dot the state, says Jones. One such business is Pine Knot Farms located in Hurdle Mills, North Carolina. Pine Knot Farms: Organic Original The Orange County farm was originally built for large tobacco crops but is now known more for its certified organic vegetables including collards, kale, and sweet potato greens. Owner Stanley Hughes and his wife, Linda Leach Hughes, are proud to carry on the century-old tradition of organic farming that started when Stanley’s grandfather purchased the land in 1912. “Back in the day, they were farming organically, but there was no term for it,” says Linda. “It was just the way things were done. This land is over 100 years old and has never had any chemicals on it.” Stanley says that the local movement has led to increased demand of Pine Knot’s organic products. “We’ve seen an increase of 15-25% a year in the last 10 years because folks are more educated about what they eat.” Buying Local Helps Local Economies And they are not alone. The Hughes say they have seen many other farms benefiting from consumers who keep their food spending within the community. “It’s helped them to maintain 5 min read
Two cats in cage at a humane society Volunteering Part 2: Help Wanted! This is the second in our 2-part series examining how to find local volunteering opportunities. 6 min read
Stanley Hughes examining plants Business Spotlight: Pine Knot Farms Pine Knot Farms has been in Stanley Hughes' family for over 100 years. He tells us his story and how organic agriculture has never been more important. 4 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.