Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Scroll to top

Choosing Sides: The Best Siding Materials for a Home

New siding can give an old, tired-looking home a total facelift, and perhaps surprisingly, it can be a relatively inexpensive change.

For an average investment of about $10,000, you will increase your curb appeal, add durability, and can even lower your heating bills due to improved insulation.

Siding replacement consistently ranks as one of the best remodeling projects for retaining resale value; for example, you’ll recoup 87% of your cost at sale time if you replace your siding with trendy fiber cement.

There are 3 three things to consider when you’re deciding on a new material for your home’s exterior: durability, energy efficiency, and aesthetics. Here are the pros and cons of some of the most popular types of siding.


Vinyl can often be installed over existing materials, so it’s a good choice to update preexisting homes. It’s inexpensive and comes in a wide variety of colors and textures. It’s also popular among homeowners because it is scratch-resistant and durable, and is easy to clean and install.

Once you get it installed, it is low-maintenance, and doesn’t need repainting. Companies are now offering foam-backed vinyl, which provides better insulation. Remodeling Magazine’s 2014 Cost vs. Value Report finds that replacing your siding with foam-backed vinyl is one of the top 3 upscale remodeling projects, with approximately 78% of costs recouped at resale.


Wood siding looks beautiful, but you need to be prepared for regular maintenance. Whether you use a clear finish, semi-transparent stain, or paint, you’ll have to reapply at least every 5 years.

Prices vary widely depending on the grade of wood you use, and any existing siding will need to be removed before you can retrofit. Wood siding is versatile, and styles include clapboard, shingles, and board and batten.

Natural wood siding is not as common as it used to be because it’s a poor insulator and is prone to insect and weather damage. If you’re committed to the beauty of a wooden exterior, engineered wood is a durable alternative and is about half the cost of real wood siding.

Fiber Cement

Fiber cement is becoming much more popular, and it is the best project to boost your home value.

Made from a mix of sand, clay, cement, and cellulose (wood pulp), it can be molded to look like stucco, masonry, clapboard, shingles, or horizontal lap siding, and accommodates almost any style of home.

Fiber cement is very durable and won’t expand or contract with changes in temperature. Manufacturer warranties may last as long as 50 years, with 15-year warranties on the finish. It’s low maintenance and can be painted any color.

The downsides? Fiber cement is a relatively new material, and is complicated to install. It may be tough to find a contractor with the necessary experience and tools. You’ll also need to completely remove the old siding for a retrofit, which adds to the cost.


Stone siding is among the most durable and requires little maintenance. Unlike other types of siding, stone doesn’t degrade over time—it will look just as attractive after 30 years as it did the day it was installed.

Unfortunately, stone is difficult to install and is one of the most expensive siding materials. However, synthetic stone is easier to work with and could even be a project for advanced DIYers. It’s still more expensive than other options, so consider using it as an accent to cover a chimney or the lower part of a wall.


Brick is beautiful, and there’s no doubt it’s durable. Installation requires masonry, which can deteriorate at mortar joints, so it does need some upkeep.

Because it is usually a veneer rather than structural, brick needs to be tied back to the building structure to prevent movement due to weather conditions. It’s a good insulator and comes in several colors. Brick generally requires professional insulation, and the cost of labor and materials make it one of the more expensive choices for siding.


The kind of siding you select will depend on several factors, and your budget may determine your options. Just remember that updating the siding on your home is something you will probably only have to do once, so it can be worth the extra money to get what you like.

With proper maintenance, almost all types of siding will hold up in any weather condition. Consider how much time and effort you’re willing to put into upkeep, and talk to other homeowners in your area to see what their experiences have been. New siding can completely change the look of a home, so make sure it’s done right!

Work with a local mortgage specialist

Trending Topics

NC Bank

If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs....

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

Checking Account Offers – Asheville, NC

If you live in Asheville and want to open a checking account, visit your local First Bank. We offer checking accounts for individuals and business owners looking to open an account with a bank that values what they need....

Highest Yield Savings Account

A high yield savings account is a great way to grow your money over the long term. First Bank has several options for those searching for the highest yield savings account available to them. Read on to learn more...

Best Bank for Checking Account – Jacksonville, NC

If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd. Behind the diversity, convenience and...

What Do I Need to Open a Checking Account?

What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts,...

Mortgage Q&A: What Are Current FHA Rates?

What are FHA mortgage rates? They’re the rates associated with an FHA mortgage. FHA mortgage rates will vary based on a number of factors. There are fixed rates and adjustable rates, down payments, credit scores of...

Best Checking Account Rates In Albemarle, NC

If you live in Albemarle, NC, you can enjoy some of the best checking account rates in the state by banking with First Bank. We have two branches in Albemarle located on Highway 52 North and East Main Street, and...

Compare First Bank Checking Accounts

If you’ve begun the process to compare bank accounts, it’s important that you review the options that differentiate them. Fortunately, you have a local partner in First Bank — a bank that offers a variety...

Where to Get Small Business Loan Rates

So you’ve decided to start a small business, and you have everything sorted out. Business plan…check, location, check. Small business loan rate quotes….not checked. Okay, so you have almost everything...