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Something special is on the way! is getting a whole new look on May 1, with great features that make everything easier to find. We can’t wait to show you what we’ve been working on.

Everywhere Premium

Earn interest and get enhanced benefits.

Get premium benefits

With our top-tier checking account, you receive all the benefits of Everywhere Checking while earning interest, free membership checks, and an unlimited number of free non-First Bank ATM withdrawals.


All the basics of Everywhere Plus, plus additional complimentary services

  • Free online and mobile banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free CashPoints® ATM network2
  • No First Bank transaction fees on out-of-network ATM withdrawals
  • Cash rewards with your First Bank debit or credit card3
  • Free member checks or 50% discount on alternate check designs
  • 4 free official checks per statement cycle
  • Interest at a minimal balance requirement

  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
Keep it Fee Free

You can easily avoid the $20 monthly maintenance fee by meeting the following requirement:

  • Maintain a $5,000 minimum balance, OR
  • Maintain an average collected balance of $10,000, OR
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account), OR
  • $20,000 in outstanding personal loan or HELOC balances2

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.

2. Eligible personal or business deposits include Checking, Savings, Money Market, CD, IRA, or FB Wealth Brokerage Account. Eligible personal loans do not include residential mortgage loans.

How to Open

Open at your local First Bank branch

You can quickly and easily open a First Bank checking account at your local First Bank branch.