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Everywhere Premium

Because premium benefits bring better peace of mind.

Everything you’d expect from a premium account.

Our best‑in‑class Everywhere Premium Checking helps you make the most of your money. It offers free checks, ATM withdrawals and digital banking, a debit card rewards program, and great interest rates on your balances.

Perfect for you if:
  • You travel or use many different ATMs.
  • You keep large balances in checking.
  • You frequently need official checks.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • No First Bank transaction fees on out-of-network ATM withdrawals
  • Rewards with your First Bank debit or credit card3
  • Free member checks or 50% discount on alternate check designs
  • 4 free official checks per statement cycle
  • Interest at a minimal balance requirement

Account Fees

You can easily avoid the $20 monthly maintenance fee by meeting one of the following requirements4:

  • Maintain a $5,000 minimum balanceor
  • Maintain an average collected balance of $10,000or
  • Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account)or
  • $20,000 in outstanding personal loan or HELOC balances5
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.
  5. Eligible personal or business deposits include Checking, Savings, Money Market, CD, IRA, or FB Wealth Brokerage accounts. Eligible personal loans do not include residential mortgage loans.