Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Checking Account Comparison – Asheville, NC

Learn what to look for when comparing checking accounts and see how First Bank in Asheville, NC stacks up. Before committing to a checking account, it’s important to know what you’re getting yourself into by running a checking account comparison of all the options in your area.

Comparing Checking Accounts in NC: What to Look For

Checking account features, fees, and requirements can vary. When performing a checking account comparison, try looking for a few specific things, such as:

  • Demographics—Many checking accounts are designed specifically for certain age groups, such as teens, college students, and senior citizens. These accounts typically offer special features or benefits that other account holders do not receive.
  • Fees—A lot of checking accounts charge a monthly fee, but some also offer ways to waive the monthly fee, like using direct deposit or maintaining a minimum monthly balance.
  • Mobile banking—You’ll want to look for a checking account that comes with a free mobile banking app if you want to access your account on-the-go from a mobile device.
  • Rewards—A few banks, like First Bank, still offer rewards when you use the debit card attached to your checking account, just like most credit cards.

Checking Account Comparison - Asheville, NC

Compare Checking Accounts in Asheville, North Carolina

First Bank offers five types of personal checking accounts to serve each and every customer’s needs. A thorough checking account comparison consists of everything from convenience factors to hidden fees to assessing your financial needs. Here’s what First Bank’s accounts bring to the table when conducting a checking account comparison.

  • Free online and mobile banking. Access your account 24/7 from any location.
  • Free online bill payments. Schedule automatic bill payments up to a year in advance.
  • Free monthly statements. View up to 28 months of account activity with paper or electronic statements.
  • Free ATM withdrawals. Make transactions at First Bank and CashPoints® ATMs at no cost.
  • Free account alerts. Stay updated on your account activity by phone, email or text message.
  • Ability to avoid monthly fees. All of our checking accounts can stay free of any monthly maintenance fees by simply meeting certain basic requirements such as a minimum balance or regular direct deposits.
  • Interest earning. First Bank has two checking accounts that accumulate interest on your balance.
  • Rewards program. Rack up rewards when you register and use your First Bank debit card.
  • Convenience. First Bank has 13 locations across Western North Carolina, so it’s easy to find a brand that’s close to home.
  • Versatility. With five different checking accounts, you’re sure to find what you’re looking for. And if you’re running a business, First Bank in Asheville, NC offers five different business checking accounts as well. To see a side-by-side checking account comparison of First Bank’s offerings, use our handy chart.

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc.

———

Source:

Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp

Trending Topics

What You Need to Open a Business Banking Account

Once you’ve started a business, the money is going to be coming in. You will need a business banking account to keep finances in order and manage cash flow. But, before you head down to your local First Bank,* grab...

What is the Best Bank for Small Business?

If you own or plan to own a small business, you might be asking yourself, “What is the best bank for a small business?” With our history founded on the values of small business and by providing many banking...

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have to manage each day. Simplify your...

Raleigh Small Business Loans

Owning a new business or starting a new one in Raleigh is a bright venture, as it’s one of the fastest growing large metro economies in the country. Whether your business is a staple in the community or a budding...

5 Mortgage Tips to Help You Get the Best Deal

Applying for a home loan can be a confusing and sometimes frustrating experience for prospective home buyers, but it doesn’t have to be. By keeping these mortgage tips in mind, you can make the home-buying process...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

What Are 30-Year FHA Mortgage Rates?

If you are considering applying for an FHA loan to purchase a home, you may be wondering, “What are 30-year FHA mortgage rates?” If you want to find out what the current average 30-year FHA mortgage rates...

Best Checking Accounts – North Carolina

First Bank strives to provide our customers with the best checking accounts in North Carolina. That is why each of our checking accounts comes with unique benefits such as free online and mobile banking, free online bill...

NC Bank

If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs....