Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Compare Accounts

Which checking account is right for you?
Compare features of all our checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Everywhere Checking Everywhere Plus Everywhere Premium Senior Checking Campus Checking
Minimum Daily Balance Required $600 $1,200 $5,000 $600 $0
Average Collected Balance $1,200 $2,400 $10,000 $1,200 $0
Other Waivers Receive a direct deposit of any amount during the monthly statement cycle2 n/a $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances5 $250 or more single transaction monthly direct deposit2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$8 $12 $20 $6 $0
Minimum Amount to Open $50 $50 $50 $50 $50
Interest Paid No Yes Yes No No
Additional Benefits Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Earn interest on your account balance

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

No First Bank transaction fees on out-of-network ATMs6

Free member checks or 50% off alternate check designs

Four free official checks per statement cycle

Free or discounted safe deposit box

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Free member checks or 50% off alternate check designs
*In-branch application only
Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Converts to Everywhere Checking at age 25

No First Bank transaction fees on 8 out-of-network ATM withdrawals per month4

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule or at your local branch.
  2. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  5. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.

Trending Topics

Bank Owned Homes – Find Bank Owned Homes for Sale in Your Area

If you’re in the market for a great deal on a home, a bank-owned home could be just the thing for you! With First Bank, you can easily search through a…

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank debit or credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your…

How to Get a Personal Loan – North Carolina

Combing the internet trying to find out how to get a personal loan in North Carolina? Call off the search and visit one of First Bank’s North Carolina locations to meet…

Online Money Hacks – First Bank

If you are active on social media, you’ve probably tried a “life hack” at some point. Life hacks are little things you can do to make your life easier. For…

Lumberton Bank (Bank in Lumberton)

The city of Lumberton, North Carolina, only takes up about 15.8 square miles of land, but within that area there are plenty of shops, restaurants, entertainment, and banks for residents to…

Lowest Mortgage Rates – Jacksonville, NC

If you are looking for some of the lowest mortgage rates in Jacksonville, NC, your local First Bank can help. Now is a great time to buy a home in…

Small Business Loans – Florence, SC

With a rising population and a per capita income higher than the state average, Florence, South Carolina, is a promising place for new businesses. First Bank has two locations in…

Asheville Savings

First Bank in Asheville offers savings accounts for anyone looking to get the most out of their money. Whether you’re under 18 and just starting to learn about saving or…

Best Checking Accounts – Florence, SC

If you're looking for the best checking accounts in Florence, SC, you have a lot of different options. At First Bank of South Carolina, we have two convenient locations in Florence…

Balance Transfer Calculator

If your current credit card isn’t meeting all of your needs, consider switching to a First Bank credit card. First Bank now offers the option to transfer your balance from…