Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Compare Accounts

Which checking account is right for you?
Compare features of all our checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Everywhere Checking Everywhere Plus Everywhere Premium Senior Checking Campus Checking
Minimum Daily Balance Required $600 $1,200 $5,000 $600 $0
Average Collected Balance $1,200 $2,400 $10,000 $1,200 $0
Other Waivers Receive a direct deposit of any amount during the monthly statement cycle2 n/a $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances4 $250 or more single transaction monthly direct deposit2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$8 $12 $20 $6 $0
Minimum Amount to Open $100 $100 $100 $100 $100
Interest Paid No Yes Yes No No
Additional Benefits Seamless digital banking from desktop to mobile3

Mastercard® Zero Liability Protection: Unauthorized charges on your debit card are not your responsibility

24-hour telephone banking

Earn interest on your account balance

Seamless digital banking from desktop to mobile3

Mastercard® Zero Liability Protection: Unauthorized charges on your debit card are not your responsibility

24-hour telephone banking

No First Bank transaction fees on out-of-network ATMs5

Free member checks or 50% off alternate check designs
*In-branch application only
Four free official checks per statement cycle

Free or discounted safe deposit box

Seamless digital banking from desktop to mobile3

Mastercard® Zero Liability Protection: Unauthorized charges on your debit card are not your responsibility

24-hour telephone banking

Free member checks or 50% off alternate check designs
*In-branch application only
Seamless digital banking from desktop to mobile3

Mastercard® Zero Liability Protection: Unauthorized charges on your debit card are not your responsibility

24-hour telephone banking

Converts to Everywhere Checking at age 26

No First Bank transaction fees on 8 out-of-network ATM withdrawals per month5

Seamless digital banking from desktop to mobile3

Mastercard® Zero Liability Protection: Unauthorized charges on your debit card are not your responsibility

24-hour telephone banking

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule or at your local branch.
  2. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Eligible personal loans do not include residential mortgage loans.
  5. Out of network terminal owners may charge a service fee.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Trending Topics

Need Online Payroll Services Nearby? Trust Your Local First Bank

Going green isn’t only good for the environment. If you’re a business owner, turning your business into an eco-friendly venture could help you save money and attract more customers. By cutting costs in certain areas, you...

Best Bank for Checking Account – Jacksonville, NC

If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd. Behind the diversity, convenience and flexibility of...

Read These Articles on Personal Financing

Knowing your finances is the first step to properly managing them and to ensuring you are in good financial standing. But how do you get started? Reading personal financing articles can be a huge help when it comes to...

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 100 locations in North Carolina that offer highly competitive personal loan rates. We make choosing a personal...

Best Savings Account for Kids in Wilmington, NC

By simply opening one of the best savings account for kids in Wilmington, NC, you can set your child up for future financial security through First Bank. First Bank has five locations in Wilmington, and each offers a...

Mobile Check Deposits from Anywhere

Before mobile phones and tablets, checks had to be cashed in person or by mail. Now, mobile check deposits allows you to deposit your checks from anywhere, so long as your mobile device has Internet or cellular service....

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

5 Money Saving Tips for Young Adults

When you’re young, saving money can seem like an impossible task. It’s easy to see your paycheck as a way to get by month to month and not a way to prepare for the future and save for financial difficulties. But putting...

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Get a Stress-Free Student Checking Account at First Bank in Wilmington, NC

If you are a college student in Wilmington, North Carolina, you’re probably more worried about studying than paying attention to your checking account. First Bank gets it — we offer a hassle-free student checking account...