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Compare Accounts

Which checking account is right for you?
Compare features of all our checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Everywhere Checking Everywhere Plus Everywhere Premium Senior Checking Campus Checking
Minimum Daily Balance Required $600 $1,200 $5,000 $600 $0
Average Collected Balance $1,200 $2,400 $10,000 $1,200 $0
Other Waivers Receive a direct deposit of any amount during the monthly statement cycle2 n/a $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances5 $250 or more single transaction monthly direct deposit2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$8 $12 $20 $6 $0
Minimum Amount to Open $50 $50 $50 $50 $0
Interest Paid No Yes Yes No No
Additional Benefits Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Earn interest on your account balance

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

No First Bank transaction fees on out-of-network ATMs6

Free member checks or 50% off alternate check designs

Four free official checks per statement cycle

Free or discounted safe deposit box

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Free member checks or 50% off alternate check designs
*In-branch application only
Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Converts to Everywhere Checking at age 25

No First Bank transaction fees on 8 out-of-network ATM withdrawals per month6

Seamless digital banking from desktop to mobile3

Debit card with rewards when you enroll

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

24-hour telephone banking

Access to free ATM network4

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
  2. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank and CashPoints® terminals.
  5. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  6. Out of network terminal owners may charge a service fee.
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