Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Compare Accounts

Which checking account is right for you?
Compare features of all our checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Everywhere Checking Everywhere Plus Everywhere Premium Senior Checking Campus Checking
Minimum Daily Balance Required $600 $1,200 $5,000 $600 $0
Average Collected Balance $1,200 $2,400 $10,000 $1,200 $0
Other Waivers Receive a direct deposit of any amount during the monthly statement cycle2 n/a $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances4 $250 or more single transaction monthly direct deposit2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$8 $12 $20 $6 $0
Minimum Amount to Open $100 $100 $100 $100 $100
Interest Paid No Yes Yes No No
Additional Benefits Seamless digital banking from desktop to mobile3

Debit card with rewards and other benefits when you enroll

24-hour telephone banking

Earn interest on your account balance

Seamless digital banking from desktop to mobile3

Debit card with rewards and other benefits when you enroll

24-hour telephone banking

No First Bank transaction fees on out-of-network ATMs5

Free member checks or 50% off alternate check designs

Four free official checks per statement cycle

Free or discounted safe deposit box

Seamless digital banking from desktop to mobile3

Debit card with rewards and other benefits when you enroll

24-hour telephone banking

Free member checks or 50% off alternate check designs
*In-branch application only
Seamless digital banking from desktop to mobile3

Debit card with rewards and other benefits when you enroll

24-hour telephone banking

Converts to Everywhere Checking at age 25

No First Bank transaction fees on 8 out-of-network ATM withdrawals per month5

Seamless digital banking from desktop to mobile3

Debit card with rewards and other benefits when you enroll

24-hour telephone banking

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule or at your local branch.
  2. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  5. Out of network terminal owners may charge a service fee.

Trending Topics

Saving for College – North Carolina

Paying for college begins well before your child ever sets foot on campus. Saving for college from day one is an effective way of combating the rising costs of today’s colleges and universities. There are nearly 200...

High Yield Savings Accounts in South Carolina

It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If you want to...

Get the Best Checking Accounts from First Bank in Wilmington, NC

If you are looking for some of the best checking accounts in Wilmington, NC, you are in the right place. With several convenient locations in Wilmington, each offering six types of checking accounts, it’s easy to see...

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to open...

Best Savings Account for Kids – Asheville, NC

If you have kids, one of the most valuable lessons you could teach them is the value of a dollar. But just like anything else, you don’t want to settle for just any old savings account. You want the best savings account...

Checking Account Comparison First Bank of High Point, NC

High Point, North Carolina, is a bustling city full of history, businesses, recreation and much more. If you live in High Point, NC, you probably want a checking account that fits your lifestyle. Finding a bank dedicated...

Savings Account Interest Rates in North Carolina

Whether you’re saving for retirement or starting a college fund, having the right savings account can help you reach your financial goals. With some of the most competitive savings account interest rates in North Carolina,...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

Small Business Loan Requirements – High Point, NC

If you are planning to start a business in High Point, NC, there are a few small business loan requirements that must be met. What are Small Business Loan Requirements? The U.S Small Business Administration suggests...

List of Banks Headquartered in North Carolina

The fact that North Carolina is home to a large number of banks might surprise you. Over the years, the Tar Heel state has become a hub for banks of all sizes. Many community banks, like First Bank,* are headquartered in...