Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Everywhere Checking

A basic account that meets your everyday needs.

Get the basics for every day.

You need your bank to be a partner. That’s why Everywhere Checking offers features like free digital banking, fee-free options and overdraft protection — you can even opt in for our debit card rewards program. Open This Account Online >

Perfect for you if:
  • You want an easy-access way to bank.
  • You need options, not service fees.
  • You use your debit card often and want rewards.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • Rewards with your First Bank debit or credit card3

Account Fees

You can easily avoid the $8 monthly maintenance fee by meeting the following requirements4:

  • Maintain a $600 minimum balanceor
  • Maintain an average collected balance of $1,200or
  • Receive a direct deposit of any amount during the monthly statement cycle5
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.
  5. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

Trending Topics

Banks in High Point, NC

If you’re running a comparison between banks in High Point, NC, you can use First Bank as the standard. We’ve set the bar high and are proud to be the…

Bank Rewards

What if you had a card that gave you the ability to redeem points for what you want when you want it? How would you feel if those points could…

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 70 locations in North Carolina that offer highly competitive personal loan rates.…

Banks in Florence, SC

If you're looking for banks in Florence, SC, there are plenty of options to choose from. You can count on First Bank for all your banking and financial needs. We have two convenient…

Small Business Loans for Women in North Carolina

If you live in North Carolina and you’re looking for small business loans for women, your local First Bank can help. We offer a variety of small business loans options that can help…

Banks in North Carolina

Did you know there are 75 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, plus an additional five advanced ATM locations. Did…

What Is the Best Savings Account for Kids

The success of child savings accounts has been well documented. We can probably all agree that a savings account for kids is a good decision, but what is the best…

First Bank Credit Card

There are many benefits to having First Bank Credit. Is there a purchase right now that you could afford in a few weeks? Maybe you don’t feel comfortable putting down a large…

Local Banks Near Me

When looking for local banks near you, look no further than your neighborhood First Bank. With locations across North Carolina, South Carolina, and Virginia, you can count on us for all…

Hassle-Free Savings Account in Asheville, NC

The only thing most people want in a savings account is a safe place to keep their money without being hassled by annoying fees or bothersome requirements. At First Bank…