Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Everywhere Checking

A basic account that meets your everyday needs.

Get the basics for every day.

You need your bank to be a partner. That’s why Everywhere Checking offers features like free digital banking, fee-free options and overdraft protection — you can even opt in for our debit card rewards program. Open This Account Online >

Perfect for you if:
  • You want an easy-access way to bank.
  • You need options, not service fees.
  • You use your debit card often and want rewards.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • Rewards with your First Bank debit or credit card3

Account Fees

You can easily avoid the $8 monthly maintenance fee by meeting the following requirements4:

  • Maintain a $600 minimum balanceor
  • Maintain an average collected balance of $1,200or
  • Receive a direct deposit of any amount during the monthly statement cycle5
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.
  5. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

Trending Topics

Open a Triangle Business Checking Account

First Bank is the largest community bank headquartered in North Carolina and provides local entrepreneurs with the Triangle business checking accounts and other business banking solutions.

Raleigh Small Business Loans

Whether your business is a staple in the community or a budding start-up, First Bank is available to provide the Raleigh small business loans you need to succeed.

Best Business Checking Accounts in Asheville, NC

Whether you are a beginning entrepreneur or seasoned business owner, First Bank will help you determine which business checking account is best, what banking options are recommended, and how to open an account.

Finding the Best Personal Loans in Asheville, NC

If you live in Western North Carolina and need a personal loan, we can help.

First Bank in Asheville, NC: Serving the Local Community

From Biltmore Village to Downtown Asheville to Historic Montford, we serve the Asheville community by providing banking solutions that take you a step closer to achieving your dreams.

How to Switch Banks in Asheville, NC

If you’re unsure if your current bank is meeting your financial needs or are moving to the Western Carolina area, it’s time to think about switching banks.

Best Small Business Bank in Asheville, NC

When starting a business, it can be hard to know where to begin. Selecting a bank for small businesses takes thought and research, but choosing the right one for your business can lighten your to-do list and put your mind at ease.

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans…

Commercial Financing

Finding the right commercial financing is easier said than done. If you're starting a business or trying to grow, finding the right option can be a tough task. Learn more about different…

Long-Term Installment Loans

First Bank offers long-term installment loans and other types of lending that help small businesses cover expenses. The government-backed Small Business Association (SBA) helps business owners acquire long term loans to help them grow,…