Skip to main content

Everywhere Checking

Easy access to your account and simple ways to waive the service fee.

Get the basics for everyday

Get started with our basic checking account that offers free online and mobile banking, free eStatements, and free ATM transactions on all CashPoints® ATMs. You can even opt in for our debit card rewards program so you can earn points while you spend.


Our basic checking account with free online banking and free debit card rewards

  • Free online and mobile banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free CashPoints® ATM network2
  • Cash rewards with your First Bank debit or credit card3

  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank, and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
Keep it Fee Free
You can easily avoid the $8 monthly maintenance fee by meeting the following requirement:
  • Maintain a $600 minimum balance, OR
  • Maintain an average collected balance of $1,200, OR
  • Receive a direct deposit of any amount during the monthly statement cycle1

Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.1. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
How to Open

Open at your local First Bank branch

You can quickly and easily open a First Bank checking account at your local First Bank branch.