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Everywhere Checking

A basic account that meets your everyday needs.

Get the basics for every day.

You need your bank to be a partner. That’s why Everywhere Checking offers features like free digital banking, fee-free options and overdraft protection — you can even opt in for our debit card rewards program.

Perfect for you if:
  • You want an easy-access way to bank.
  • You need options, not service fees.
  • You use your debit card often and want rewards.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • Rewards with your First Bank debit or credit card3

Account Fees

You can easily avoid the $8 monthly maintenance fee by meeting the following requirements4:

  • Maintain a $600 minimum balanceor
  • Maintain an average collected balance of $1,200or
  • Receive a direct deposit of any amount during the monthly statement cycle5
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.
  5. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

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