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Everywhere Plus

With First Bank, even your checking account balance can reward you.

For anyone interested in earning interest.

Everywhere Plus Checking offers free digital banking, fee‑free options, overdraft protection and our debit card rewards program – plus an interest‑earning account that pays you just for banking.

Perfect for you if:
  • You need a better‑than‑basic account.
  • You keep larger balances in checking.
  • You want your bank to work harder for you.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • Rewards with your First Bank debit or credit card3
  • Interest at a minimal balance requirement

Account Fees

You can easily avoid the $12 monthly maintenance fee by meeting one of the following requirements4:

  • Maintain a $1,200 minimum balanceor
  • Maintain an average collected balance of $2,400
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.