Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Senior Checking

We keep your banking life simple, so you can get to the good stuff.

Your best years deserve the best banking service.

Would you rather be worrying about banking fees, or enjoying your golden years? We thought so. Fee‑free with direct deposit, ATM network access and free checks, our Senior Checking account was made with you in mind.

Perfect for you if:
  • You’re 55 or older.
  • You like the simplicity of writing checks.
  • You want a no‑hassle way to bank.

Account Features

  • For customers 55 and older
  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Rewards with your First Bank debit or credit card2
  • Free basic checks or 50% off other designs

Account Fees

You can easily avoid the $6 monthly maintenance fee by meeting one of the following requirements3:

  • Maintain a $600 minimum balanceor
  • Maintain a $1,200 average balanceor
  • Make a monthly direct deposit of $250 or more4
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. When you enroll in the One Rewards Program.
  3. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.
  4. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

Trending Topics

15-Year North Carolina Mortgage Rates

Looking for information and assistance in choosing a 15-year mortgage rate that suits your needs? First Bank has a North Carolina location nearby that can help you with your decision to invest in a 15-year mortgage....

Loan For a New Roof – Asheville NC

Looking for a loan for a new roof in Asheville, NC? A new roof can be a costly expense for a home or business and you may need to find alternative ways to pay for such a project. If you’re in need of a loan for a new roof,...

Highest Yield Savings Account – Asheboro, NC

For customers who do not need immediate access to their funds, a Certificate of Deposit, or CD, is one of the highest yield savings accounts offered at First Bank in Asheboro, NC. The Wall Street Journal defines CDs as...

How to Open a Checking Account – South Carolina

If you are wondering how to open a checking account in South Carolina, your local First Bank can help. The first step is deciding what type of checking account is best for you. After choosing an account that fits your...

Enjoy Hassle-Free Online Payment Processing

Businesses need a fast and dependable way to manage client payments, whether online, at the point-of-sale, with an integrated solution, or on wireless or mobile devices. First Bank provides online payment processing to...

5 Financial Tips for Your 30s

Your thirties are a great time to get a handle on your finances and start investing in your future.

High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Thinking about saving for the future? Now is a great time to start. First Bank in Jacksonville, North Carolina has high interest savings account options for everyone, and we offer competitive rates and flexible terms on...

What Is a Child Savings Account?

“What is a child savings account?” In a child savings account, you can deposit spare change, birthday money and other loose funds to accrue some interest throughout their childhood. This teaches children the lesson of “a...

Refinance Your Mortgage with These 5 Tips

Over time, the mortgage market fluctuates and creates new opportunities for homeowners to revise the terms of their mortgage. This is known as refinancing. When refinanced, a mortgage can include lower interest rates, home...

High Interest Checking Accounts – North Carolina

A high interest checking account in North Carolina can offer a safe, steady solution for those who want to grow their money without much risk. At First Bank, we have several branches conveniently located across the state...