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Senior Checking

We keep your banking life simple, so you can get to the good stuff.

Your best years deserve the best banking service.

Would you rather be worrying about banking fees, or enjoying your golden years? We thought so. Fee‑free with direct deposit, ATM network access and free checks, our Senior Checking account was made with you in mind.

Perfect for you if:
  • You’re 55 or older.
  • You like the simplicity of writing checks.
  • You want a no‑hassle way to bank.

Account Features

  • For customers 55 and older
  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Free CashPoints® ATM network2
  • Rewards with your First Bank debit or credit card3
  • Free basic checks or 50% off other designs

Account Fees

You can easily avoid the $6 monthly maintenance fee by meeting one of the following requirements4:

  • Maintain a $600 minimum balanceor
  • Maintain a $1,200 average balanceor
  • Make a monthly direct deposit of $250 or more5
The First Bank debit card does it all.
Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualifying daily purchases.
See the Card
Digital tools to help you stay connected.
Check your accounts, move your money and easily contact customer service, all from your phone—and anywhere your day takes you.
Discover the Tools
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.
  3. When you enroll in the One Rewards Program.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.
  5. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.