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Business Advantage

For businesses with higher transaction volumes.

Get the features you need to run your business smoothly.

Build a stronger business with our Business Advantage checking, which gives you 500 free transactions per month and up to $25,000 cash deposits at no charge.

Overview

Includes additional free transactions and deposits

  • 500 free transactions per month1
  • Up to $25,000 cash or coin/currency deposits at no charge2
  • Online and mobile banking3
  • Free 24-hour telephone banking
  • Free eStatements or paper statements
  • Free nationwide CashPoints® and MoneyPass® ATM network4
  • Cash rewards with your First Bank debit or credit card5
  • Online bill pay6

  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 500 per statement cycle (or month).
  2. 2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals. Out of network terminal owners may charge a service fee.
  5. When you enroll in the One Rewards Program.
  6. $5.95 per month for bill pay services.
Keep it Fee Free
You can easily avoid the $25 maintenance fee by meeting the following requirement during the statement cycle:
  • Maintain a $3,000 minimum balance, OR
  • Maintain an average collected balance of $6,000, OR
  • Maintain a combined balance of $50,000 in personal or business deposits, OR1
  • Outstanding personal loan, HELOC, or business loan balances2
  • Deposit $25,000 or less in cash

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.2. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.
How to Open

Open at your local First Bank branch

You can quickly and easily open an account at your local First Bank.

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