Financial Wellness Starts at Work

Financial Wellness Starts at Work

With the First@Work banking program, your employees get a complete package of accounts and tools that work for their busy lives, support their long-term goals, and help them protect what they’ve earned.

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The Benefits

No‑hassle account options, credit monitoring and ID theft protection, and money management tools help your employees take care of what they earn.

Checking & Savings

  • Checking account with no monthly maintenance fee with a direct deposit1
  • One free overdraft annually
  • One free order of checks
  • No hassle savings account when you set up a $10/month auto‑transfer

Peace of Mind

  • IDProtect®* - Identity Theft Monitoring and Resolution service2 that includes:
    • Credit file monitoring3
    • Up to $10,000 ID theft expense reimbursement4†
    • And more!
  • Cell phone protection4*†

Financial Wellness

  • Personal financial management tool
  • Financial education tool

Convenience

  • More than 100 branch locations across the Carolinas
  • No First Bank fees at out‑of‑network ATMs plus with our ATM fee rebates we will refund up to $15/month of fees charged by other ATM owners5
  • Free digital banking and free mobile app with check deposit and Cent™6

The Simple Path to Financial Wellness

We created a series of quick tutorials to share what we know with you and your employees, because a little financial know‑how can go a long way toward boosting your bottom line. Click through the topics below to start learning.

Ready to Get Started?

1. Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

2. IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Some benefits of IDProtect require registration/activation.

3. Credit file monitoring may take several days to begin following activation.

4. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document.

5. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.

6. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

*These benefits are available with First@Work checking.

†Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.