Skip to main content

Account Information


Unless you have been notified otherwise, your First Bank account number will stay the same as your Asheville Savings Bank account number. Your new bank routing number is 053104568.

Any Asheville Savings Bank account that you currently hold will transition smoothly to a corresponding First Bank account. See the charts below.

For more important information about our accounts, feel free to review the First Bank Disclosure Guide.

Personal
Checking

If your checking account is

MyStyle

WorkStyle1

FiftyFiveStyle

ConnectStyle

MyStyle Student

You will transition to

For seniors aged 65+

Minimum Daily Balance Required

$600

$1,200

$5,000

$600

N/A

Average collected balance

$1,200

$2,400

$10,000

$1,200

N/A

Other Waivers

$250 or more single transaction monthly direct deposit2

N/A

$20,000 in personal deposits OR $20,000 in outstanding personal loans or HELOC balances.3

$250 or more single transaction monthly direct deposit2

N/A

Monthly Maintenance Fee4

(if unable to meet one of the above criteria)

$8

$12

$20

$6

$0

Additional Benefits

Debit card with rewards

Zero Liability Protection: Pay only for authorized charges on your MasterCard®. Unauthorized charges are not your responsibility.

24‑hour telephone banking

Online banking with bill pay, account alerts and eStatements

Mobile banking with mobile check deposit5 and Fingerprint ID

Access to free nationwide ATM network6

All the benefits from Everywhere Checking, plus:

Earn interest on your account balance

All the benefits from Everywhere Plus, plus:

No First Bank transaction fees on out‑of‑network ATMs7

Free member checks or 50% off alternate check designs

Four free offcial checks per statement cycle

Free or discounted safe deposit box

All the benefits from Everywhere Checking, plus:

Free member checks or 50% off alternate check designs

All the benefits from Everywhere Checking, plus:

Converts to Everywhere Checking at age 25

No First Bank transaction fees on 8 out‑of‑network ATM withdrawals per month7

1. Clients in WorkStyle will be added to First Bank’s At Work Program, an aspect of which is the Everywhere Checking Account. For additional account benefit information, visit localfirstbank.com/atwork.

2. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

3. Eligible personal deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the Keep it Fee Free™ requirements listed for their account type (Minimum Balance Required, Average Collected Balance OR Other Waivers). Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or refer to the Guide to Disclosures and Other Important Account Information enclosed with your Welcome Book.

5. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

6. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals.

7. Out of network terminal owners may charge a service fee.

Personal
Savings

If your savings or money market account is

SmartStart Savings

SavingsStyle

MoneyMarketStyle

Premier MoneyMarketStyle

You will transition to

Minimum Daily Balance Required

N/A

$300

$2,500

$10,000

Average Collected Balance

N/A

N/A

$5,000

$20,000

Monthly Maintenance Fee1

N/A

$4

$15

$25

Activity Fees

$2 per withdrawal after two free per month

$2 per withdrawal after two free per month

$15 per excessive transaction after six free per month

$15 per excessive transaction after six free per month

Additional Benefits

For customers under 18

Earn interest on your account balance

24-hour telephone banking, free online banking with bill pay, free mobile banking2

Access to free nationwide ATM network3

Earn interest on your account balance

24-hour telephone banking, online banking, mobile banking2

Access to free nationwide ATM network3

Earn interest on your account balance

24-hour telephone banking, online banking, mobile banking2

Access to free nationwide ATM network3

Tiered interest rate

24-hour telephone banking, online banking, mobile banking2

Access to free nationwide ATM network3

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the Keep it Fee Free™ requirements listed for their account type (Minimum Balance Required OR Average Collected Balance). Other account service fees may apply as described in the Account Services Fee Schedule available on our website fees or refer to the Guide to Disclosures and Other Important Account Information enclosed with your Welcome Book.

2. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

3. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals.

Business
Checking

If your checking account is

Essential Business Checking

RE Trust Checking

Attorney Trust Checking

Public Funds Checking

Business Connections Checking

Non‑Profit Checking

Business Interest Checking

Public Funds Interest Checking

Performance Checking

Public Funds Performance

You will transition to

Minimum Daily Balance Required

$1,000

$3,000

$2,000

An earnings credit may allow you to offset service fees with a monthly credit cased on your account balance.

Average balance required

$2,000

$6,000

$4,000

Combined relationship

N/A

$50,000 in linked deposits OR outstanding loan or HELOC balances2

N/A

Monthly Maintenance Fee1

(if unable to meet one of the above criteria)

$10

$25

$15

Monthly service fees may vary

Transaction Fees3

$0.40 per item in excess of 250 per month

$0.40 per item in excess of 500 per month

$0.40 per item in excess of 250 per month

N/A

Additional Benefits

Business debit card with rewards

Zero Liability Protection: Unauthorized charges on your MasterCard® are not your responsibility.

24-hour telephone banking

Online banking with account alerts and eStatements

Mobile banking5 with mobile check deposit6 and Fingerprint ID

Online bill pay

Access to free nationwide ATM network7

Up to $10,000 cash or coin deposited free4

All the benefits from Business Essentials, plus:

Up to $25,000 cash deposited free4

All the benefits from Business Essentials, plus:

Earn interest on your account balance

Business debit card with rewards

Zero Liability Protection: Unauthorized charges on your MasterCard® are not your responsibility.

24-hour telephone banking,

Online banking with account alerts and eStatements

Mobile banking5 with mobile check deposit6 and Fingerprint ID

Online bill pay

Access to free nationwide ATM network7

Custom programs for large business needs

Earn credits to offset fees

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the Keep it Fee Free™ requirements listed for their account type (Minimum Balance Required, Average Balance Required OR Combined Relationship). Other account service fees may apply as described in the Account Services Fee Schedule available on our website fees or refer to the Guide to Disclosures and Other Important Account Information enclosed with your Welcome Book.

2. Eligible personal or business deposits include checking, savings, Money Market, CD or IRA. Eligible personal loans do not include residential mortgage loans.

3. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.

4. Nominal fee of $0.18 per $100 of all excess deposits and for all coin and currency delivered.

5. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

6. First five checks deposited per statement are free ($0.75 fee per additional transaction).

7. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals.

Business
Savings

If your savings or money market account is

Business Savings

Business Money Market

Business Premier Money Market

Premier Money Market Public Funds

You will transition to

Minimum Daily Balance Required

$300

$2,500

$10,000

Average Balance Collected

N/A

$5,000

$20,000

Monthly Maintenance Fee1

$4

$15

$25

Minimum to open

$50

$1,000

$1,000

Transaction Fees2

$2 per withdrawal after two free per month

$15 per excessive transaction after six free per month

$15 per excessive transaction after six free per month

Additional Benefits

Earn interested on your account balance

24-hour telephone banking

Online banking with account alerts and eStatements

Mobile banking with mobile check deposit3 and Fingerprint ID

Access to free nationwide ATM network4

Earn interested on your account balance

24-hour telephone banking

Online banking with account alerts and eStatements

Mobile banking3 with mobile check deposit4 and Fingerprint ID

Access to free nationwide ATM network5

Tiered interest rate

24-hour telephone banking

Online banking with account alerts and eStatements

Mobile banking3 with mobile check deposit4 and Fingerprint ID

Access to free nationwide ATM network5

1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the Keep it Fee Free™ requirements listed for their account type (Minimum Balance Required OR Average Collected Balance). Other account service fees may apply as described in the Account Services Fee Schedule available on our website fees or refer to the Guide to Disclosures and Other Important Account Information enclosed with your Welcome Book.

2. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.

3. While First Bank does not charge for mobile banking, your mobile carrier's message and data rates may apply.

4. First five checks deposited per statement are free ($0.75 fee per additional transaction).

5. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals.

Other
Accounts
  • CDs1 and IRAs will remain the same with existing terms honored.
  • IOLTAs will remain IOLTAs.
  • Business Analysis with Interest Checking will become Commercial Interest Checking
  • HealthStyle will become an HSA Individual or Family account2.
  • SmartStyle accounts will remain SmartStyle accounts with limited changes3.

1. CDs will no longer receive annual statements. CD Customers who have opted to receive CD Interest by check, First Bank will process interest checks once accrued and payable interest exceeds $25.

2. HSA fee changes apply, refer to the Guide to Disclosures and Other Important Account Information enclosed with your Welcome Book.

3. Refer to the Guide to Disclosures enclosed with your Welcome Book.