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Your Community Bank – Asheville NC

Across The Carolinas 2 min read

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At First Bank, we believe that part of being your community bank in Asheville, NC, means offering services that meet the needs of everyone. From checking and savings accounts to mortgages and personal loans, First Bank proudly offers the services you expect from a commercial bank with the personalized care you need from a community one.

From the delectable culinary scene to the culture-filled music and arts scene, Asheville, North Carolina is a city rooted in community values. First Bank understands the importance of community values, and we pride ourselves on being your community bank in Asheville, NC.

The Asheville Community Bank That Meets Your Needs

Our services offered include:

Personal Banking

First Bank offers personal banking services to meet a variety of individual needs—from checking accounts for college students to home equity lines of credit. Our services include:

Business Banking

If you are thinking of starting a business in Asheville or already have an established business, First Bank’s business banking options could help you thrive. We offer:

Mortgages

Ready to buy a house in the Asheville area? First Bank offers a variety of mortgage loans, including:

Your Community Bank - Asheville NC

Choose First Bank

First Bank started in Troy, NC, where we helped a small community recover from losing its only bank at the beginning of the Great Depression. After that we were known for helping local businesses and farmers handle their finances. We continued to grow, and today we serve customers in North Carolina and South Carolina at more than 100 locations.

If you want to read more about home ownership, check out our online Financial Education Center for more mortgage articles or our mortgage loan calculator.

Make First Bank your community bank. We have 13 locations throughout Western North Carolina, so it’s easy to visit your nearest branch today.


Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. Loans subject to credit approval.

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The downtown Asheville team is pictured here doing the location ribbon cutting. How A Great Company Culture Helps Grow Your Business How Company Culture Helps Grow Your Business With Kim O'Quinn, Chief Culture Officer It's easy to think of having a strong company culture as a fun perk rather than a fundamental part of running a successful business. But what if we told you that investing deeply in your company culture could increase the value of your business by more than 200%? Making that investment, while it pays dividends, may be trickier than it seems. The HR management platform Dayforce found that while more than 80% of executives reported investing in company culture, less than half of workers agreed. Here's the thing: culture isn’t defined by a company's leaders. It's created by the choices employees make every day. It's the heartbeat of your business—the way people treat one another, the way they show up for customers, and the energy that fills your workplace. Your company culture affects your bottom line It's a mistake to think about company culture like a dessert after dinner. It's not just a feel-good extra that's only worth considering once the main course of day-to-day business is already tucked away. In fact, company culture is a direct driver of business performance. It affects your bottom line in some ways that are easy to measure—and some that aren't. When an employee feels valued and genuinely enjoys coming to work, they'll bring more energy, creativity, and care to their role. That translates into delighting customers, supporting teammates, and sharing innovative ideas. Enthusiastic employees are also more likely to stick around and grow with the company. At its core, culture is about shared values, beliefs, and behaviors. What makes it distinct is that it's lived every day… not just written in a handbook or hung up on a wall. - Kim O'Quinn Chief Culture Officer at First Bank At First Bank, we saw the difference firsthand when we rolled out our new mission statement in 2014. As a community-focused bank, we wanted to root ourselves in an authentic identity that reflected both our organizational goals and the day-to-day experience of our employees. That's how our Promise to Service Excellence was born. When our employees bought in, everything changed. Over the next few years, we saw higher engagement and measurable results—including more than a 200% increase in our stock price. Building your company culture isn’t an indulgence. It’s an investment that pays off. 5 min read
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