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Personal Debit Card with Rewards

credit or debit card

Big or small, the First Bank debit card does it all.

Choose the card that ensures every transaction is secure worldwide, provides zero liability, and lets you manage accounts online, all while you’re earning rewards points on qualified purchases.

Benefits

The benefits of a personal debit card with rewards

Card Benefits

Earn rewards from everyday and monthly purchases

With our debit card with rewards you can earn 1 point for every $3 spent on qualified purchases. Calculate your points using your monthly purchases with our rewards calculator in the tab above.

Sign up for rewards today.

Security Benefits

Zero liability

Pay only for purchases which you have authorized on your MasterCard®. Unauthorized purchases are not your responsibility.

MasterCard SecureCode

Protect yourself from fraudulent use of you card information online when you register your card with MasterCard SecureCode™.

Identity Theft Alerts

Reduce your risk of identity theft with this service that constantly monitoring websites and chat rooms where criminals buy, sell, and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you'll be alerted immediately.

Convenience Benefits

Mobile Wallet

A quick and easy way to use your First Bank debit or credit card on the go with most smartphones. Learn how.

Worldwide acceptance

Use your card anywhere you see the MasterCard® symbol displayed.

Free nationwide ATM network

Enjoy free nationwide ATM access at First Bank and CashPoints® terminals.1

MasterCard Automatic Billing Updater

Automatic billing updater is a convenient way to ensure your recurring payments continue when a new card is issued. This currently works with many national retailers, and we are continuing to expand it to more businesses.

MasterCard Global Service®

Wherever you travel worldwide, you can always count on MasterCard Global Service® for any card-related need. With 24-hour, 365 days a year service, Global Service can connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards
  • Emergency cash advances
  • Locate an ATM that accepts MasterCard®
  • Access account-related information
  • Access any applicable card benefits

Shopping Benefits

Price protection

Should you find a lower price for a new item using your eligible MasterCard®, you may be reimbursed for the price difference. Call MasterCard® at 1-800-622-7747 for more information about available coverage.

Extended warranty

Doubles the original manufacturer’s or store brand warranty for up to one year when you pay with your eligible MasterCard®.

1. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.

See our Terms and Conditions for complete details on our MasterCard® programs.
Rewards Calculator

Using your First Bank MasterCard® for everyday and monthly purchases can lead to big rewards!

Fill in your monthly purchases and see how quickly your points grow:
How do you earn rewards?
Gas
Insurance
Groceries
Utilities
Cell Phone
TV & Internet
Restaurants & Entertainment
Daycare & Tuition
Gym & Club Memberships
Other
More CategoriesFewer Categories
Your calculated points earnings:
Monthly
Yearly

There are five exciting ways to redeem points earned – travel, merchandise, supporting local businesses, gift cards and cash back. Explore how One Rewards can reward you.

Rewards Catalog