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How to Open a Checking Account – South Carolina

If you are wondering how to open a checking account in South Carolina, your local First Bank can help. The first step is deciding what type of checking account is best for you. After choosing an account that fits your needs, you will need to visit one of our branches to fill out an application.

Open a Checking Account at First Bank in South Carolina

With several convenient locations in South Carolina, it is easy to choose a plan that works best for you. First Bank offers three comprehensive checking accounts, each with unique benefits.

Everywhere Checking

  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements.*
  • Use of CashPoints® ATMs free of any First Bank charges.**
  • Rewards benefits when you register and use your First Bank debit card.***
  • Open an account online.

Everywhere Plus

  • Interest at a minimal balance requirement.
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements.*
  • No First Bank fees when you use CashPoints® ATMs.**
  • Register your First Bank debit card and start building rewards.***

Everywhere Premium

  • No First Bank transaction fees on out-of-network ATM withdrawals.
  • Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle.
  • Interest at a minimal balance requirement.
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements.*
  • Use CashPoints® ATMs without any First Bank fees.**
  • A rewards program for registered First Bank debit cards.***

Students and seniors (55+) can also enjoy the benefits of checking accounts designed to meet their specific needs with Campus Checking and Senior Checking, respectively.

First Bank also has options for South Carolina businesses looking to open a checking account. Business owners can choose from three accounts that range from basic to premium. We also offer a Commercial Analysis account that is designed for large business that want a custom checking service.

How to Open a Checking Account - South Carolina

Open a First Bank Checking Account Today

If you’re ready to open a personal checking account in one of our South Carolina branches, you can either click here to open an Everywhere Checking account online, or visit a local branch to learn more. Our established team of professionals in South Carolina are ready to help you choose the best account for you.

For more information about First Bank, check out our related articles: Best Bank for Checking Account – South Carolina, Checking Account Comparison, or What Do I Need to Open a Checking Account.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc.

**See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

***Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.

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