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Senior Checking
We keep your banking life simple, so you can get to the good stuff.
Your best years deserve the best banking service.
Would you rather be worrying about banking fees, or enjoying your golden years? We thought so. Fee‑free with direct deposit, ATM network access and free checks, our Senior Checking account was made with you in mind.
Perfect for you if:
- You’re 55 or older.
- You like the simplicity of writing checks.
- You want a no‑hassle way to bank.
Account Features
- For customers 55 and older
- Free digital banking1
- Free online bill pay
- Free eStatements or paper statements
- Free direct deposit
- Free basic checks or 50% off other designs
Account Fees
You can easily avoid the $6 monthly maintenance fee by meeting one of the following requirements2:
- Maintain a $600 minimum balanceor
- Maintain a $1,200 average balanceor
- Make a monthly direct deposit of $250 or more3
Account Benefits
When you choose a First Bank checking account, you’ll get easy‑to‑use benefits that simplify your banking life.
Track your cashflow with MyMoney.
Manage your budget, track your spending, and modify your payback plans for debts.
Get Organized
Mobile check deposit: your teller is your phone.
You do everything on your smartphone—so bank there, too. Snap a picture, deposit a check. Simple as that.
See How
Read to get started?
You may be interested in…
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.
- Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.