Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Best Bank for Checking Account – South Carolina

Personal Finances 2 min read

Ready to talk to an expert?

With options like First Bank, you shouldn’t have to feel uncertain about whether or not you’re making the right choices with your hard earned cash. Make the switch to First Bank and you’ll see why we are the best bank for a checking account in South Carolina and North Carolina.

Checking Account Options at First Bank

First Bank wants you to be able to answer the question, “What is the best bank for a checking account in South Carolina?” with confidence. That is why we offer five checking account options for individuals who are looking to get the most out of their money and bank.

Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our individual checking account options include:

  • Our basic Everywhere Checking account
  • Our Everywhere Plus that has all the benefits of Everywhere Checking, plus the chance to accrue interest
  • Our Everywhere Premium account that has all the basics of Everywhere Plus, plus additional complimentary services
  • A Campus Checking account designed for college students
  • A Senior Checking account specifically for seniors over 55

Visit a First Bank Today

First Bank’s dedication to its customers doesn’t end with our checking accounts. We offer more personal banking options, such as savings accounts and credit cards, as well as banking business banking options, a variety of mortgage products, wealth management options, and insurance. Visit a First Bank location in South Carolina today.


*While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience.

———

Sources:

Investopedia: http://www.investopedia.com/terms/c/checkingaccount.asp

Investopedia: http://www.investopedia.com/terms/i/interest.asp

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

What is an Unsecured Personal Loan? If you need help covering unexpected expenses, you may be asking the question, “What is an unsecured personal loan?” An unsecured personal loan is a loan given out without the involvement of any collateral. It is based solely on the trust that the borrower will pay back the money under the terms of the loan. Unsecured vs. Secured Personal Loans According to Investopedia: “A loan that is issued and supported only by the borrower’s creditworthiness, rather than by a type of collateral. An unsecured loan is one that is obtained without the use of property as collateral for the loan. Borrowers generally must have high credit ratings to be approved for an unsecured loan.” This is different from a secured loan, where an item of collateral such as a vehicle or piece of property is put down to secure the loan. If you fail to repay the loan, the lender takes the item of collateral. What do Unsecured Personal Loans Cover? Most personal loans are taken out for things like costly medical procedures, home renovations, and vehicle purchases. First Bank offers a personal credit line* that may or may not require any collateral. Typically, the better your credit history, the better your chances of qualifying for an unsecured personal loan. Because you’re not risking the loss of any collateral, unsecured personal loans typically come with higher interest rates than secured loans. Contact First Bank Today If you need an unsecured personal loan, seek out a First Bank location and speak to one of our friendly associates about getting the money you need. *Loans subject to credit approval. ——— Sources: Investopedia: http://www.investopedia.com/terms/u/unsecuredloan.asp#ixzz3sGyigwlj 2 min read
Savings Account Interest Rates in North Carolina Whether you’re saving for retirement or starting a college fund, having the right savings account can help you reach your financial goals. With some of the most competitive savings account interest rates in North Carolina, First Bank offers a variety of options to meet your financial needs. Types of Savings Accounts at First Bank When you’re comparing interest rates, it’s important to understand which accounts offer the best rates. At First Bank, we offer six different savings accounts with varying interest rates: Everywhere Savings—For simple savings at a competitive interest rate, this account offers free online and mobile banking, account alerts, and free eStatements. MyFirst Savings—If you’re under 18 and ready to start saving, consider opening a MyFirst Savings account. You only need a $10 deposit to open the account and don’t have to worry about a minimum balance or maintenance fees. Money Market—With higher interest rates and instant access, our money market account allows you to have six free withdrawals per month, free online and mobile banking, free eStatements, and more. CDs—If you don’t need immediate access to funds, this option provides flexible rates and guaranteed rates of return. CDs typically offer higher interest rates than savings and money market accounts, making them a great investment option. IRAs—At First Bank, we offer a variety of IRA options for your long-term retirement plans including traditional, Roth, and SEP IRAs. Talk to one of our banking experts about the different rates you’ll receive if you choose to open up an IRA. Health Savings Accounts (HSA)—For a great way to save on current and future medical expenses, consider opening a health savings account. This account allows you to manage health care spending and earn tax-advantaged savings. Use our Account Comparison Chart to decide which savings account is best for you. Get Competitive Interest Rates at First Bank Interest rates will vary depending on which savings account you choose. Regardless of the type of savings account you open, we want to make sure you’re getting a good rate. Consult with one of our banking experts at your nearest First Bank to compare interest rates. Open a Savings Account Today Visit one of our North Carolina branches and talk to a financial expert about getting 3 min read
What is Personal Finance? Are you ready to get a handle on your finances and prepare for your future? The first step is understanding personal finance. According to Investopedia, “Personal finance defines all financial decisions and activities of an individual or household, including budgeting, insurance, mortgage planning, savings and retirement planning.” Understanding these terms can help you better control your funds and prepare for future financial success. Important Personal Finance Terms Budgeting — Establishing a budget is an important part of managing your personal finances. A budget helps you keep track of your spending patterns and plan how you are going to spend your income each month. Start by calculating your total monthly income, then use MyMoney to track all of your expenses each month. This will help you see where your money is going, where you can save and where you can spend a little extra each month. Insurance  — Purchasing insurance is another large part of managing your personal finances. According to Investopedia, by purchasing insurance — like health insurance, life insurance and car insurance and homeowner’s insurance — you are protecting yourself from risk and ensuring the security of your material standing. Savings  — Whether you’re in your 20s and just starting to learn about personal finances, or are in your 30s and looking to better manage your funds, one thing is certain, you should be saving for the future. It is important to establish an emergency savings fund to cover any financial hardships and a retirement savings plan to help you in the future. Articles on Personal Finance For more information on personal finances, check out these articles from First Bank’s Financial Education Center: Buying Your First New Car: What to Know Simplifying the Home Buying Process How to Avoid Paying Too Much for a House 10 “Life Hacks” That Will Save You Money 5 Tips for Safely Managing Your Finances Online Source: Investopedia: http://www.investopedia.com/terms/p/personalfinance.asp#ixzz40uIYOSwU 2 min read