Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

A Checking Account Comparison Worth Your Time

Personal Finances 3 min read

Ready to talk to an expert?

Find A Location Get In Touch

Contrary to popular belief, not every checking account is the same. That’s why First Bank has five options to ensure there’s one to fit your specific needs. Review our checking account comparison below to find your perfect match.

Find Your Best Fit: Compare our Five Checking Account Options

With First Bank, you can access your accounts anytime and anywhere with our free online and mobile banking. All our accounts also provide you with free eStatements (or paper statements). Check out the list below or view this handy checking account comparison chart.

Everywhere Checking

  • Free MasterCard® debit card
  • Free online and mobile banking* provides you with 24/7 access to your money
  • You can easily view and track debit card purchases at any time. Need to deposit a check or transfer funds? With just a few clicks on your mobile device, you’re done.
  • Free online bill pay means no more writing checks or navigating various websites.
  • Reduce your carbon footprint with free eStatements that are easily managed without the paper weight.
  • Instant alerts means you’re constantly in touch with your account’s activity and management. Easily set your notification preferences for email, text message or phone call.

Everywhere Plus

  • Think about all the perks you would gain with Everywhere Checking, plus being able to earn interest.

Everywhere Premium

  • All the benefits of Everywhere Plus
  • No First Bank transaction fees on out-of-network ATM withdrawals*
  • Free member checks, or a 50% discount on alternate designs
  • Four free official checks per statement cycle

Campus Checking

  • For students under the age of 25
  • Besides free online and mobile banking, we also provide you with free online bill pay and free eStatements
  • No minimum balance or monthly maintenance fees
  • Get 8 out-of-network ATM withdrawals with no First Bank transaction fees each month.

Senior Checking

  • If you are 55 and older, this may be the account for you.
  • Besides free online and mobile banking, we also provide you with free online bill pay and free eStatements.
  • Free member checks or 50% off other designs

Visit First Bank Today

If you found this comparison helpful and would like to learn more about how to open a checking account with us, visit one of our numerous locations today. We also offer a variety of checking account options for businesses of all types and sizes.

———

*While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience.

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Compare Checking Accounts at North Carolina Banks You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the account that offers the most benefits. You should start your comparison by looking at the features you consider most important. Comparing a Checking Account Checking account features, fees, and requirements can all be very different. When trying to decide among various account options, try looking for a few specific things, such as: Demographics—A lot of checking accounts are designed to meet the needs of certain age groups, such as teens, college students, and senior citizens. These accounts often offer special features or benefits that other account holders do not receive. Fees—Many checking accounts charge a monthly fee, but they also often provide ways to waive the monthly fee, like using direct deposit or maintaining a minimum monthly balance. Mobile banking—If you like to have access to your accounts through mobile device, you’ll want to look for a checking account that comes with a free mobile banking app. Checking Account Comparison at First Bank If you live in North Carolina and are looking for a checking account that meets all of your needs, visit your local First Bank*. We have more than 70 locations across the Tar Heel state, and we offer a variety of checking accounts that feature benefits, including: Free online and mobile banking** Ways to keep your account fee free*** Specialized accounts for college students and seniors over the age of 55 Contact a First Bank Specialist Today If you need help deciding which account is right for you, you can use our online checking account comparison tool, or contact your local branch to learn more. **While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. ***Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. 2 min read
Education Savings Account – North Carolina College is expensive. The cost of tuition, housing, books, food, and transportation starts to add up. The cost of going to college has gone up by over 400% since the 1970s. The average college student’s debt is $37,172. Don’t get bogged down with student or parent loans. In North Carolina, a First Bank education savings account can help you save for college. Start A Savings Account for Education at First Bank in North Carolina North Carolina is home to some of the best universities in the country, like N.C. State, UNC Chapel Hill, Duke, Elon, Eastern Carolina University, and Wake Forest. You shouldn’t have to miss out on the great education North Carolina has to offer because of the high costs. First Bank understands the importance of education. Our education savings accounts can help you prepare for your future and achieve your career goals. Everywhere Savings – Our Everywhere Savings account is a great option for anyone who wants to start saving for college. MyFirst Savings – It is never too early to start saving for your education. First Bank customers under 18 years of age can open a MyFirst Savings account with only a $10 initial deposit. Money Market – First Bank’s Money Market account is a good option for parents or young adults who can put down a little more money to deposit. CDs – A certificate of deposit may be a good option for parents or students who do not need immediate access to their funds. CDs usually earn interest at a higher rate, and are FDIC-insured.* All of our accounts come with free online and mobile banking services.** First Bank makes it easy for you to manage your account from virtually anywhere. Contact or visit your local First Bank to speak with one of our experts about the best education savings account option for you. With over 80 locations in North Carolina, it is easy to find a First Bank near you. *CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings. Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. **While First 3 min read
Chalk on pavement with true and false checkboxes 5 Common Mortgage Myths Debunked While it’s important to do your research during the home-buying process, you can’t believe everything you hear. We’ll help you spot the popular mortgage myths and reveal the truth behind them. 5 min read
Image for tile. 10 Tips to Help You Save Money at the Grocery Store Here are 10 tips that will help you save a little cash each month at the grocery store, no matter how many hungry mouths you have to feed. 6 min read