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Business World Credit Card with Rewards

credit or debit card

Earn double points when you apply for a First Bank Business World Credit Card today.

From now until December 31, new cardholders can experience the normal benefits of our Business World Credit Card, plus twice the rewards points on qualifying purchases. For a convenient and secure way to pay, visit your local branch today to apply.

Already applied for a card? Enroll today in our One Rewards Program.

 

Benefits

The benefits of the Business World Credit Card With Rewards

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Card Benefits

Earn rewards for everyday and monthly purchases

With our Business World Credit Card, you can earn 1.25 points for every $1 spent on qualified purchases. Calculate your points from everyday and monthly purchases with our rewards calculator tab above.

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Security Benefits

Zero liability

Pay only for purchases which you have authorized on your MasterCard® card. Unauthorized purchases are not your responsibility.

MasterCoverage™

Employee liability protection program that protects companies and financial institutions from employee misuse of charge privileges.

MasterCard SecureCode™

Protect yourself from fraudulent use of your card information online when you register your card with MasterCard SecureCode™.

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Convenience Benefits

26-day grace period

You have 26 days when you're not charged interest for purchases you've made, so long as you pay your balance in full on time.

Year-end account summary

With our Business World with Rewards card, you'll receive a year-end account summary, a convenient tool for accounting and tax preparation which helps you identify and manage your personal spending trends and patterns.

24-hour MasterCard Global Service®

Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.

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Shopping Benefits

Extended warranty

Most manufacturer warranties are doubled up to one year when you pay with your eligible MasterCard.

Purchase assurance

Provides coverage for most items you buy with an eligible MasterCard® if the item is damaged or stolen within 90 days of the purchase date.

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Travel Benefits

MasterAssist: travel assistance

When traveling 50 miles or more from home, you can rely on a host of travel related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.

MasterRental Insurance

This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.

MasterCard VAT recovery

This service assists U.S. companies in recovering the Value Added Taxes (VAT) expenses company employees incur on foreign business travel.

See our Terms and Conditions for complete details on our rewards programs.© 2013 MasterCard. MasterCard, Debit MasterCard, and the MasterCard brand marks are trademarks of MasterCard International Incorporated.
Details
Interest Rates

APR For Purchases

0% introductory APR for the first 6 months for new cardholders.After 6 months, a variable 13.15 - 23.15% APR will apply.
Fees

Annual Fee

$0
See our Disclosure Summary for complete details on rates and fees.
Rewards Calculator

Using your First Bank MasterCard® for everyday and monthly purchases can lead to big rewards!

Fill in your monthly purchases and see how quickly your points grow:
How do you earn rewards?
Gas
Insurance
Supplies
Utilities
Events and Marketing
Phone & Internet
Travel
Professional Development
Monthly Lease
Other
More CategoriesFewer Categories
Your calculated points earnings:
Monthly
Yearly

There are five exciting ways to redeem points earned – travel, merchandise, supporting local businesses, gift cards and cash back. Explore how One Rewards can reward you.

Rewards Catalog
Balance Transfer
Balance transfer capabilities are now available for all First Bank credit cards with no fee.*You can:
  • Consolidate all your debt onto one card, with one easy payment
  • Save money when you transfer the funds from your old card to your First Bank MasterCard
  • Avoid the fee other credit card companies charge for each balance transfer
Calculate your savings with the Balance Transfer Calculator.
*0% Introductory APR is only available to customers who become new card holders after September 15, 2014. Credit applications are subject to credit approval.
Loans subject to credit approval.

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