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Business World Credit Card with Rewards

credit or debit card

The First Bank Business World credit card is designed to meet your unique business needs and earn rewards.

A First Bank Business World credit card provides the financial freedom to make everyday and monthly business purchases in a convenient and secure way. Gain exclusive benefits, and earn rewards on travel and entertainment expenses, utility bills, or insurance payments when you use your card. All with no annual fee.

Enroll now to redeem your points and get rewards.


The benefits of the Business World Credit Card With Rewards

Card Benefits

Earn rewards for everyday and monthly purchases

With our Business World Credit Card, you can earn 1.25 points for every $1 spent on qualified purchases. Calculate your points from everyday and monthly purchases with our rewards calculator tab above.

Security Benefits

Zero liability

Pay only for purchases which you have authorized on your MasterCard® card. Unauthorized purchases are not your responsibility.


Employee liability protection program that protects companies and financial institutions from employee misuse of charge privileges.

MasterCard SecureCode™

Protect yourself from fraudulent use of your card information online when you register your card with MasterCard SecureCode™.

Identity Theft Alerts

Reduce your risk of identity theft with this service that constantly monitoring websites and chat rooms where criminals buy, sell, and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you'll be alerted immediately.

Convenience Benefits

Mobile Wallet

A quick and easy way to use your First Bank debit or credit card on the go with most smartphones. Learn how.

26-day grace period

You have 26 days when you're not charged interest for purchases you've made, so long as you pay your balance in full on time.

Year-end account summary

With our Business World with Rewards card, you'll receive a year-end account summary, a convenient tool for accounting and tax preparation which helps you identify and manage your personal spending trends and patterns.

24-hour MasterCard Global Service®

Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.

MasterCard Automatic Billing Updater

Automatic billing updater is a convenient way to ensure your recurring payments continue when a new card is issued. This currently works with many national retailers, and we are continuing to expand it to more businesses.

Shopping Benefits

Extended warranty

Most manufacturer warranties are doubled up to one year when you pay with your eligible MasterCard.

Purchase assurance

Provides coverage for most items you buy with an eligible MasterCard® if the item is damaged or stolen within 90 days of the purchase date.

Travel Benefits

MasterAssist: travel assistance

When traveling 50 miles or more from home, you can rely on a host of travel related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.

MasterRental Insurance

This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.

MasterCard VAT recovery

This service assists U.S. companies in recovering the Value Added Taxes (VAT) expenses company employees incur on foreign business travel.

See our Terms and Conditions for complete details on our rewards programs.© 2013 MasterCard. MasterCard, Debit MasterCard, and the MasterCard brand marks are trademarks of MasterCard International Incorporated.
Interest Rates

APR For Purchases

0% introductory APR for the first 6 months for new cardholders.After 6 months, a variable 14.40 - 24.40% APR will apply.

Annual Fee

See our Disclosure Summary for complete details on rates and fees.
Rewards Calculator

Using your First Bank MasterCard® for everyday and monthly purchases can lead to big rewards!

Fill in your monthly purchases and see how quickly your points grow:
How do you earn rewards?
Events and Marketing
Phone & Internet
Professional Development
Monthly Lease
More CategoriesFewer Categories
Your calculated points earnings:

There are five exciting ways to redeem points earned – travel, merchandise, supporting local businesses, gift cards and cash back. Explore how One Rewards can reward you.

Rewards Catalog
Balance Transfer
Balance transfer capabilities are now available for all First Bank credit cards with no fee.*You can:
  • Consolidate all your debt onto one card, with one easy payment
  • Save money when you transfer the funds from your old card to your First Bank MasterCard
  • Avoid the fee other credit card companies charge for each balance transfer
Calculate your savings with the Balance Transfer Calculator.
*0% Introductory APR is only available to customers who become new card holders after September 15, 2014. Credit applications are subject to credit approval.
Loans subject to credit approval.