Expand payment options and increase revenue.
- You want to reduce payment risk.
- You need purchase mobility.
- You want to expand your customer base.
- You want to improve revenue capture.
Credit Card Processing: In‑store & Mobile
Increase sales and streamline cash flow with card processing that accepts payments online, remotely or wirelessly at competitive rates with no hidden fees. Multiple authorization networks and transaction processing methods ensure timely, automatic deposits to your account.
Benefits
- Dedicated sales staff support
- National processing capabilities
- Comprehensive 24-hour online reporting
- Automated in-house chargeback/retrieval processing system with 24-hour turnaround
- 48-hour merchant settlement (24-hour merchant settlement if going to a First Bank account)
Reconciliation & Reporting
Streamline your payment processing operations with a user-friendly, online management and reporting system. Its expansive database includes detailed transaction information that is available for 12 months, so you can evaluate your activity month-to-month, or season-to-season.
Benefits
- Comprehensive activity reports
- User controls to create customized reports
- Ability to respond online to chargebacks and retrievals, and export to Excel
- Reports for adjustment history, authorizations and merchant statements
Check Collection
Increase your business’ profitability with Verification and Check Guarantee and ReSubmitIt®. Verification and Check Guarantee reduces your liability, protects against losses and increases sale. ReSubmitIt® is an electronic check recovery service that significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100 percent of the face value of all electronically collected checks.
Benefits
- Reduce your liability from losses
- Protect your business and enhance your profitability
- Improve your recovery rate on NSF checks
- Get 100% of all electronically collected checks
“First Bank gives meaning to the words community, relationship and trust. They’ve been with us every step of the way as advisors, supporters and partners. With their help, we’ve already expanded to six businesses in just a decade.”
