Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Roof Maintenance Tips

4 min read
Hand and hammer working on roofing with shingles

Ready to talk to an expert?

Your roof is one of the most essential parts of your home. It keeps the sun off, the rain and the snow out, and your heat and air conditioning inside. A roof isn’t an option; it’s a necessity.

Severe roof damage can seriously disrupt your life, wreaking havoc on your home as well as your wallet. According to Remodeling Magazine’s Cost vs. Value Report, a midrange roof replacement sets you back an average of $18,913, and an upscale roof replacement costs an average of almost $35,000.

The best way to extend the life of your roof for as long as possible is with twice yearly maintenance. The two harshest seasons are summer and winter, so you should perform these tasks at the end of each of these seasons.

Here are some basic things you can do to care for your roof and maximize its life expectancy.

Check the gutters

Do this at the end of the fall or spring, when leaves and sticks are more likely to clutter your gutter.

First, check the downspout and remove any large debris. Flush the gutter out with a hose starting at the end of the gutter that’s farthest from the downspout. Does the water drain? If not, the gutter may be clogged.

Use a gutter-cleaning hose attachment or a plumber’s snake tool to clear any blockages inside your gutter. Check for leaks by plugging the gutter and filling it with water. Let the gutter dry before repairing any leaks.

Trim the trees

After you’ve checked and cleaned the gutters, take note of any tree branches over your roof. These could be the source of leaves and twigs in your gutters, and they can cause other issues, too.

Severe weather can cause boughs to break and crash into your roof, damaging or even tearing a hole in it. Also, small animals like squirrels can use the tree to access your roof and gnaw on shingles and wiring.

Fix the shingles

Be very careful before attempting to go out onto your roof. If you feel uncomfortable, hire a professional.

If you do tackle this one on your own, only venture out on the roof if it is solid and sound, and the pitch is relatively shallow. Wear sturdy shoes with good soles, and wait for a warm, dry afternoon. Never climb onto a roof after a storm or in the morning, as it can be wet from dew.

Once you’ve gotten onto your roof, look for any loose shingles and secure them with roof cement. If part of a shingle is missing or damaged, you’ll need to replace the entire shingle.

Shingles that are buckling, curling, or blistering at the edges are nearing the end of their lifespan and should be replaced. Cracked shingles can be repaired or replaced.

Give it a once over

While you’re on the roof, take a good look around:

  • Identify and repair any holes where rodents or water could enter.
  • Check the flashing around the chimney and vents. If the caulk is peeling, remove it, clean the area, and seal with fresh caulk.
  • Inspect and repair the chimney mortar, if needed.
  • Clear any debris off the roof and check fans and vents for blockages.
  • Make sure, if your roof is covered in gravel or ballast, that it is evenly spread and that the whole surface is protected.

Roof repairs are some of the most expensive costs you’ll deal with as a homeowner, but regular maintenance can extend the life of your roof by years. You need to regularly check your roof to find and fix any little problems before they become big ones.

If your roof is particularly steep or you simply feel uncomfortable, don’t skip the maintenance check; hire a professional. It will save you money in the long run.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Essential Homeowner’s Insurance Life has the ability to catch us off-guard with unanticipated and costly expenses, such as house damage from a fallen tree or basement pipes bursting during the winter season. That’s why homeowner’s insurance is essential for anyone interested in purchasing a home. Purchasing a home is a major life event, so you want to make sure your investment is protected and insured. So, how does homeowner’s insurance work? You pay an annual premium and choose a deductible amount to be paid when you file an insurance claim. That premium is generally paid on a monthly basis as a part of your mortgage. If an event that’s covered by your policy damages your home, such as a fallen tree or fire, you should immediately contact your insurance company to file a claim. The company sends an adjuster to assess all of the damage once your claim is filed. Based on his or her notes, your insurance company will offer a sum of money for repairs, then settle the claim. The amount may be negotiable if you feel it’s not substantial enough to cover the cost of repairing or rebuilding your home. Keep in mind, however, that filing more than 2-3 claims, especially for minor losses, can backfire and lead to an increase in your annual premium. What Kind of Coverage Does Homeowner’s Insurance Include? Without home insurance, it’s likely that you wouldn’t be able to afford the cost of home repairs or rebuilding. With the average cost of a claim coming in at approximately $7,500, even filing one claim in the entire span of your insurance policy can make it worth the protection. Here are some common claims homeowners file: Interior damage—Any accidental damage to your house’s interior is covered by home insurance, including water damage, theft, fire, paint peel, and glass breakage. Exterior damage—A large portion of claims are made up of exterior insurance claims, particularly to repair damage resulting from storms. This kind of claim is particularly applicable to homeowners in wooded or coastal areas who have a higher risk of damage from lightning, wind, or falling debris. Total destruction—While this kind of claim is less common than others, it’s the “most common insurance” offered. The average home value 3 min read
Need Help Financing a Wedding in North Carolina? If you need help financing a wedding in North Carolina, just seek out one of 100+ First Bank locations scattered from Asheville to Kill Devil Hills. We offer a variety of loans that can help you finance the wedding of your dreams. Wedding Financing Options at First Bank First Bank has a number of options for anyone needing help financing a wedding in North Carolina. Personal loans — First Bank offers personal loans with highly competitive rates and flexible terms. Home equity line of credit (HELOC) —  First Bank home equity lines of credit are similarly to home equity loans in that they allow you to borrow money using your home’s equity as collateral. But unlike a home equity loan, a home equity line of credit allows you to borrow money as you need it, not in one lump-sum. Benefits include: Low interest rates Can be secured by equity in your primary or secondary residence Interest may be up to 100% tax deductible (consult with a tax professional for details) Credit lines available from $15,000 First Bank credit card* — First Bank’s Platinum Credit Card with Rewards gives you the financial freedom to make purchases in a convenient and secure way. Plus, you earn rewards points when you use your card. Other features include: $0 balance transfer fee Security benefits Shopping benefits Convenience benefits Contact a First Bank Specialist Today So if you need help financing a wedding, visit your nearest North Carolina First Bank and speak with one of our friendly associates. *Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. ——— Sources: Mortgage Professor: https://www.mtgprofessor.com/A%20-%20Second%20Mortgages/what_is_a_heloc.htm 2 min read
Best Savings Account For Kids Finding the best savings account for kids doesn’t have to be complicated. Savings accounts can foster good saving and spending habits, and your child will probably enjoy watching their savings grow. First Bank offers the best savings account for kids in North Carolina and South Carolina. First Bank makes saving easy with our MyFirst Savings account. With this account, your child (under 18 years of age) can save money and earn interest. MyFirst Savings includes: 2 free withdrawals per month* No minimum balance to earn interest Interest-earning account $10 minimum required to open account Free online and mobile banking* Free online bill pay Free eStatements or paper statements The best part? There is no monthly service charge for this account. So you won’t have to worry about your kids’ savings being cut into by costly fees. Best Savings Accounts for Any Age Lead by example with one of First Bank’s five other savings account options. We offer savings plans for adults that range from basic savings accounts to accounts that can help you save for anything—from college to retirement. They are: Everywhere Savings—a simple savings account with a competitive rate Money Market—offers higher rates and access to your funds Certificates of Deposit—enjoy a guaranteed return with a fixed rate and choice of terms IRAs—a long-term savings strategy with tax advantages Health Savings Accounts (HSAs)—a way to save for current and future healthcare expenses To learn more about First Bank’s savings accounts and why we offer the best savings accounts for kids, visit a branch near you. Teaching Your Kids to Save Children often learn their saving and spending habits from their parents, so teaching your children how to save money can be essential to their future. Children who grow up without knowing how to save money, budget, or pay bills often make poor financial decisions in the future. Follow these tips to teach your children the importance of saving money: Allow your child to earn money — try assigning your child age-appropriate chores then give him or her a weekly allowance when they are completed. Let your child spend money — allowing your children to purchase things they want with their own money will encourage them to earn money. Help your child save 4 min read
Creating a Competitive Employee Benefits Plan Employee benefits plans are an important part of any business owner’s company structure. Part of attracting and retaining talented employees is offering them a competitive benefits package. Some benefits are required by law, while others can be offered simply to boost your company’s appeal. Creating a competitive benefits package is about finding the balance between what is required, what you can afford and what will make your employees happy. Employee Benefits Requirements and Extras The law requires that employers provide their employees with certain benefits, including: Social Security taxes Unemployment insurance Workers compensation Disability insurance Leave benefits (required by the Family and Medical Leave Act) Optional employee benefits and incentives include health insurance plans, retirement plans and pensions, flex time, free financial wellness programs, and corporate memberships. However, most companies offer at least a few of these benefits given that many job seekers feel that they must have them in order to apply for a job. To create an employee benefits plan that works well for your company and your employees, start by including all of the benefits required by law, then add from there. Most employees feel that they must at least have health insurance, and many others desire a retirement plan, disability insurance, and more.  Add in the benefits that have become standard in most companies, such as health and life insurance, and consider adding other benefits based on your budget. It may also be beneficial to survey your employees about what benefits they desire, or you may try to find out what benefits your competitors offer. *Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. ——— Sources: SBA: https://www.sba.gov/content/required-employee-benefits 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.