3 Major Factors of a Small Business Credit Card Comparison

When choosing a small business credit card, the Wall Street Journal suggests paying attention to three specific aspects:

1. Interest rates. Whether you plan to pay off your balance as soon as you make a purchase, or carry a balance on your card, interest rates are important. Some cards will have a teaser interest rate as low as 0% for the first year, and most credit cards will raise your interest rate for any late payments.
   
2. Rewards benefits. Consider the rewards you will earn for making purchases. For example, if your company travels a lot, you might want to look for a card that offers rewards on gas or travel.
3. Annual fees. Some cards charge annual fees—others don’t. Pay attention to the annual fee charges when choosing a card in order to avoid paying yearly. 
   

With First Bank, you don’t have to spend all your time comparing credit cards. We offer one small business credit card with all of the features and benefits you need to run your business smoothly.

No Other Credit Cards Compare

Eliminate the hassle of credit card comparison with First Bank.* Our Mastercard Business Card with Rewards** does feature several benefits, including:

• 1.25 points for every $1 spent on qualified purchases
• Zero liability
• No annual fee
• 24-hour MasterCard Global Service®
• Purchase assurance
• MasterAssist: travel assistance
• MasterRental insurance
• Competitive interest rate

Visit Your Local First Bank Today

To learn more about our Mastercard Business Card with Rewards or other business loan options, contact or visit your local First Bank branch today.

**See our Terms and Conditions for complete details on our One Rewards Program. Loans subject to credit approval.

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Sources:

Wall Street Journal: http://guides.wsj.com/small-business/funding/how-to-pick-a-credit-card-for-your-business/