Skip to main content

Find Your Local Branch

Back

Find Your Local Branch

Online Banking

Enroll • Services Where do I enter my password? Forgot password?

Learn Where to Get Short-Term Personal Loans Today

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

Wondering where to get a short-term personal loan? At First Bank, we offer a selection of loan products that can help you conveniently pay off unexpected expenses or large investments in a shorter period of time. Visit your nearest First Bank branch today to get started.

Personal Lending Options at First Bank

First Bank offers several personal lending options and lines of credit to help customers pay off big expenses, such as car repairs, doctor’s bills, or unexpected expenses. There are loan officers available at all our branch locations to help you find the right option for your financing needs.

In addition, the First Bank Platinum Credit Card with Rewards not only helps you finance your large expenses, but you can also earn rewards.* Benefits include:

Every $1 spent on qualified purchases earns 1 point towards your rewards.
24-hour convenient access to your account.
Online tools to help you manage your account.
Credit card statements are available to download.
Easily pay your bills online.
Customer service available online.
Zero liability for unauthorized purchases.
Protection from fraudulent use with MasterCard SecureCode.
26-day grace period for no interest fee.

Apply for a Short-Term Personal Loan at First Bank

Since 1935, First Bank has worked with communities in North Carolina and South Carolina to lend a helping hand when it comes to financing.

With our wide selection of personal and business products, we work to meet the needs of our neighbors with the selection of products you expect from a national bank at the convenience of your local community.

For more information on where to get short-term personal loans, visit your nearest First Bank branch today.

*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

———

Source:

About: http://credit.about.com/od/avoidingdebt/a/basics-of-personal-loans.htm

Ready to talk to an expert?

Find A Location Get In Touch

Share:

You may be interested in...

First Time Buyer? For most of us, buying a home is the largest purchase we’ll ever make. If you are a first-time homebuyer, you may be asking questions like, “What is a first home mortgage?” What is a First Home Mortgage? A first home mortgage is a loan you will use to purchase your first home. These loans can come in a variety of forms, from conventional home loans to FHA loans for first-time homebuyers. First Bank offers the following mortgage loans* for first-time homebuyers: Conventional Loans Government loans Professional loans Construction loans Jumbo loans In addition to providing a selection of mortgage opportunities, First Bank also offers a wealth of information about what a first home mortgage is and what can be expected when shopping for your first home. Tips for Buying Your First Home Knowing what a first home mortgage is can go a long way toward easing the process of turning that key for the very first time. U.S. News and World Report highlighted some of the most common mistakes first-time home buyers make and how you can avoid them. Among them were: Searching for your dream home before being pre-qualified for a loan. The reality of what a first home mortgage is can be vastly different than what you were hoping for. Take the time to seek out a mortgage loan specialist at a place like First Bank so you can find out what you can afford and what your expected monthly expenses will be. Thinking short-term. First-time buyers are often so focused on moving in that they don’t ever consider moving out. Chances are, you’ll one day be ready to move into another home as you start a family or change jobs. Think about the factors that will affect how you’ll be able to sell your home in five years such as economic growth in the area or neighborhood expansion. Making an emotional decision. It’s important to sign a mortgage paper with your head and not with your heart. You may be overlooking some serious red flags such as expensive repairs, structural damage, or mold simply because you’re in love with the open layout. Find a First Bank Near You Ready to get started? Check out First Bank’s guide 3 min read

Budgeting 101: Personal Budget Categories When it comes to creating a personal budget, it can feel like there are a million financial categories to consider. In order to create a successful budget, everything should be accounted for, from large expenses like your mortgage and car payment to smaller expenses like your gym membership and Netflix subscription. A list of recommended personal budget categories is a great place to start when creating a budget. Here are two ways you can get the most out of the list: Go through the list and check off each category that applies to you, then add those categories/items to your personal budget spreadsheet. Create a comprehensive list of everything you spend each month, then go through the categories list to see if there is anything you might have forgotten and need to add to you personal budget spreadsheet. Recommended Budgeting Categories Consider including these categories when you create your own budget: Housing Mortgage or rent Property taxes Household repairs HOA fees Transportation Car payment Car warranty Gas Tires Maintenance and oil changes Parking fees Repairs Registration and DMV Fees Food Groceries Restaurants Pet food Utilities Electricity Water Garbage Phones Cable Internet Clothing Adults’ clothing Adults’ shoes Children’s clothing Children’s shoes Medical/Healthcare Primary care Dental care Specialty care (dermatologists, orthodontics, optometrists, etc.) Urgent care Medications Medical devices Insurance Health insurance Homeowner’s or renter’s insurance Home warranty or protection plan Auto insurance Life insurance Disability insurance Household Items/Supplies Toiletries Laundry detergent Dishwasher detergent Cleaning supplies Tools Personal Gym memberships Haircuts Salon services Cosmetics (like makeup or services like laser hair removal) Babysitter Subscriptions Debt Personal loans Student loans Credit cards Retirement Financial planning Investing Education Children’s college Your college School supplies Books Savings Emergency fund Big purchases like a new mattress or laptop Other savings Gifts/Donations Birthday Anniversary Wedding Christmas Special occasion Charities Entertainment Alcohol and/or bars Games Movies Concerts Vacations Subscriptions (Netflix, Amazon, Hulu, etc.) Get Professional Personal Finance Advice Give First Bank’s free MyMoney tool in online and mobile banking a try to get started on your budget or to calculate your net worth. If you need guidance from a professional when creating your budget, find a First Bank near you. You can also learn more about different types of banking services, personal budgeting, saving money, investing and more using First Bank’s online Financial 2 min read

A living room and dining room in house

The Right Age to Buy a House Although buying a house for the first time is a big decision, it turns out there is no perfect age to do it. When it comes to taking the plunge, it’s more about individual readiness. 3 min read

Home Energy Efficiency

4 Reasons to Consider an Energy-Efficient Home If you’re buying, building, or remodeling a home, here are 5 reasons to consider putting energy-efficient features high on your priority list. 3 min read