Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Open a Free Student Checking Account with First Bank

Personal Finances 2 min read

Ready to talk to an expert?

If you are thinking about opening a checking account while in college, you may be wondering what a no fee student checking account is, and where you can get one. Unexpected expenses can put stress on you financially and mentally, and the last thing you should have to worry about in college is paying extra fees to have a checking account.

It probably doesn’t come as a surprise that the costs of college have risen substantially in the past few years. But you may be surprised to find out just how many more unexpected costs there are once you get there. Most colleges provide you with a list of expenses based on their tuition fees, cost of room and board, and loose estimates on other essentials such as transportation and textbooks. Often these estimates are way off, and you get stuck coming up with extra money for things you didn’t realize you would need.

What is a No-Fee Student Checking Account?

Avoid Surprise Fees With A Student Checking Account at First Bank

A no fee student checking account is a checking account designed specifically for college students that doesn’t charge monthly maintenance fees as long as you meet certain monthly requirements. First Bank’s no fee student checking account is called Campus Checking, and it is specifically designed for students between ages of 16 and 25.

Campus Checking features:

  • No monthly maintenance fees
  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • No First Bank transaction fees on 8 out-of-network ATM withdrawals per month
  • Earn cash back at hundreds of online retailers when you use your First Bank credit card with One Rewards

Opening a no fee student checking account at First Bank is quick and easy. You can visit a branch near you, or open an account online safely and securely in just 10 minutes. If you have questions about our student checking account, or want to learn more about our other banking services, call or visit us today.

To learn even more about First Bank, see our articles on different types of banking services, personal budget categoriescommunity banks near me, banks headquartered in North Carolinamortgage basics, and mobile merchant services.


While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

11 Easy Tips for Saving Money Saving money is important if you want to be prepared for future financial surprises or hardships and establish peace of mind. But sometimes, finding extra funds to set aside is a challenge. These simple money saving tips can show you new ways to save and fill your savings account up in no time. 11 Great Money Saving Tips 1. Switch your bank account. If your current bank account charges you fees, you might consider switching to a bank that offers you ways to keep your account hassle free. First Bank* offers five different checking account options. 2. Save loose change. Save money by storing loose change in a jar. Once the jar is full, you can cash in the change at your bank and deposit the money into a savings account. 3. Create a budget. By creating a budget, you’ll be able to see where you can cut back your expenses and save money each month.  4. Making a shopping list and stick to it. Instead of going to the store without a plan, try creating a shopping list and not straying from it. This way you won’t be tempted to buy things you don’t absolutely need. 5. Avoid dining out. Dining out is expensive. You can save a ton of money each month by simply eating at home. And if you have to eat out for an event or because you’re running low on time, you won’t feel guilty spending the money because you’ve been saving all month. 6. Cancel cable. As great as television is, cable is an unnecessary expense. If you’re really looking for ways to save money, consider canceling your cable subscription. 7. Make coffee at home. The average American worker spends about $14.40 on coffee per week. By making coffee at home, you could save around $1,100 annually. 8. Cancel unused memberships. Have a gym membership you never use? What about a subscription to a magazine you never read? Look at all of your recurring membership fees and cancel the ones that you’re not using on a regular basis. 9. Shop generic. Often, generic items are just as good as their name brand counterparts. Choosing the generic brand when grocery shopping can save you tons of money on your bill. And to save even more money, don’t forget to sign up 3 min read
Finance 101: Banking Basics Finance 101: Investing in your financial future is one of the smartest things you can do. But there is more to building healthy finances than simply stashing away extra cash in your piggy bank. In this article, we cover a wide range of topics to help you learn the basics of finance and help you make educated decisions regarding your financial future. Checking Accounts For those new to finance, opening a checking account is a great first step. A checking account enables you to deposit money into an account that can be accessed by writing a check, using your debit card, or withdrawing money from your bank’s automated teller machine (ATM). The biggest advantage to having a checking account is that it keeps your money safe while allowing you to access it when needed. Unlike cash, if your debit card becomes lost or stolen your bank can put a stop on your account, prohibiting unauthorized users to access your money. Tips for using a checking account: Keep a running balance of your account to avoid overdrawing your account. Most banks charge an overdraft fee for purchases that are made with insufficient funds. Consider overdraft protection if your bank offers it to you. Familiarize yourself with your account’s minimum balance requirements. Savings Accounts A savings account is less accessible than a checking account, as the Federal Reserve limits the number of free transfers or withdrawals you can make from a savings account. According to Investopedia, “A regular savings account is easy to set up and maintain. You can usually link this type of savings account directly to your checking account at the same bank and quickly and easily move money between the two accounts. Having these two accounts linked can sometimes help you avoid overdraft charges and/or under-the-minimum-balance fees from your checking account.” Having a savings account can help you set aside money for emergencies and help you save for large purchases, all while earning interest. Credit Building and maintaining good credit will provide several advantages to you, including: Lower financing rates More negotiating power Attractive mortgage and refinancing rates Higher credit card limits and rewards While getting a credit card is a great first step to building your credit, maxing out your credit card, failing to pay your credit card bill 4 min read
5 Money Saving Tips for Young Adults When you’re young, saving money can seem like an impossible task. It’s easy to see your paycheck as a way to get by month to month and not a way to prepare for the future and save for financial difficulties. But putting just a little money aside each month can make a world of difference. These five money saving tips for young adults can help you get started on the path to future financial success. Five Ways to Save Money as a Young Adult 1. Make a budget. You’ve heard it before. Creating and sticking to a budget is one of the best ways you can save money. Making a budget doesn’t mean you have to give up fun for the rest of your life. By creating a budget, you’ll be able to see where your money is going each month and allocate funds to saving, bills and entertainment. Try using MyMoney within online and mobile banking to get started. 2. Don’t wait to save and invest. Saving and investing may seem like a challenge right now, but putting away just a few dollars a week can have a big impact. Use your budget to see how much money you can put into your savings account each month. And as for investing, if your employer offers a 401(k) account, U.S. News recommends deciding how much of your salary to contribute and increasing it as time goes on. 3. Save one-third of your income. If you aren’t sure how much you should save, U.S. News also recommends saving one-third of your income if you can. By saving $1 out of every $3 you earn, you are making it easier on yourself to survive future financial difficulties, such as layoffs, car repairs, home repairs, and other surprise expenses. 4. Start an emergency fund. Another good way to save for financial hardship is to start an emergency fund. Investopedia recommends putting some money into a high-interest savings account, CD or money market account. 5. Pay off your debt. While putting money into savings is a good way to prepare for your future, you should also be concerned about paying off your debt. You should be aggressive about paying off your debt and careful not to let your credit cards spiral out of control. For 3 min read