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Open a Free Student Checking Account with First Bank

Personal Finances 2 min read

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If you are thinking about opening a checking account while in college, you may be wondering what a student checking account is, and where you can get one. Unexpected expenses can put stress on you financially and mentally, and the last thing you should have to worry about in college is paying extra fees to have a checking account.

It probably doesn’t come as a surprise that the costs of college have risen substantially in the past few years. But you may be surprised to find out just how many more unexpected costs there are once you get there. Most colleges provide you with a list of expenses based on their tuition fees, cost of room and board, and loose estimates on other essentials such as transportation and textbooks. Often these estimates are way off, and you get stuck coming up with extra money for things you didn’t realize you would need.

What is a No-Fee Student Checking Account?

Avoid Surprise Fees With A Student Checking Account at First Bank

A student checking account is a checking account designed specifically for college students that doesn’t charge monthly maintenance fees as long as you meet certain monthly requirements. First Bank’s student checking account is called Campus Checking, and it is specifically designed for students between ages of 16 and 25.

Campus Checking features:

  • No monthly maintenance fees
  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • No First Bank transaction fees on 8 out-of-network ATM withdrawals per month
  • Earn cash back at hundreds of online retailers when you use your First Bank credit card with One Rewards

Opening a student checking account at First Bank is quick and easy. You can visit a branch near you, or open an account online safely and securely in just 10 minutes. If you have questions about our student checking account, or want to learn more about our other banking services, call or visit us today.

To learn even more about First Bank, see our articles on different types of banking services, personal budget categoriescommunity banks near me, banks headquartered in North Carolinamortgage basics, and mobile merchant services.


While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

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