Skip to main content
Find Your Local Branch
Back
Scroll to top

Small Business Loans – Albemarle, NC

Running A Business 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower utility rates, real estate, construction costs, and living costs than other nearby areas. The city is also located less than an hour away from the busy metropolitan area of Charlotte, making it a great spot for economic development.

Loan Options at First Bank

First Bank has a variety of small business loan options available for anyone looking to start or grow a small business. Whether you are just starting out, expanding your business, or looking to refinance debt, First Bank has a loan built to meet your needs.

  • Our First Bank Mastercard Business Card with Rewards gives you the flexibility to make everyday and monthly business purchases conveniently and securely. There is no annual maintenance fee,* and you can earn rewards points when you use your card.
  • First Bank’s lines of credit enable you to access cash quickly and easily. You can repay and reuse your credit line as needed.
  • Our business loans give you immediate access to a lump-sum of cash. Use it to expand, buy new equipment, or refinance debt.
  • First Bank provides competitive pricing on a variety of commercial mortgage products. Our commercial real-estate specialists can structure a loan that meets the unique needs of your business.
  • Whether you are building from the ground up or expanding an existing space, a First Bank construction loan can provide you with the necessary funds to complete your project.

If you want to learn more about First Bank’s small business loan options, contact or visit one of our two Albemarle, NC locations to set up a free small business consultation.

See our Terms and Conditions for complete details on our MasterCard® programs. © 2022 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Loans subject to credit approval.

———

Sources:

Merchant Maverick: https://www.merchantmaverick.com/understanding-small-business-loan-fees/#Servicing_and_Maintenance_Costs

Ready to talk to an expert?

Find A Location Get In Touch
Share:

You may be interested in...

Duplin Winery - Dave and Jonathan Fussell Sippin’ On Sweet Success: Inside the Duplin Winery When it’s running at full capacity, the Duplin Winery in Rose Hill, North Carolina can turn out 8,000 bottles of its sweet Muscadine grape wine in a single hour. These days, they sell every bottle they make. But it wasn’t always that way. 4 min read
Commercial Financing Finding the right commercial financing is easier said than done. If you’re starting a business or trying to grow, finding the right option can be a tough task. Learn more about different commercial financing options and how First Bank can help. Commercial Financing Questions and Options While finding commercial financing can be critical to business development, navigating the process is never easy. Understanding your financing options can be the difference between success or stagnation. Whether it’s knowing how much to borrow or finding a good rate, few business owners can do it alone. There are a range of products for business owners to get capital. Here are some options you will find at First Bank: Lines of Credit First Bank offers several different lines of credit for small business owners. Whatever your needs, you’ll find the flexibility to access your money both quickly and conveniently. And the good news is, once your credit line is repaid, you can reuse it as needed to keep pace as business opportunities arise. SBA Loans Perfect for small business owners, SBA loans are government sponsored. This can help people get started when traditional commercial financing isn’t an option. Learn more about First Bank SBA and how we help small businesses. Loans for Construction Whether you’re building, remodeling, or expanding your space, we can help you find a solution. First Bank’s financing specialists help connect builders and borrowers with the loans they need to get the job done. Business and Commercial Loans Business owners are able to quickly enhance their financing with First Bank’s competitive loans and mortgages. If you’re financing small items or need real estate expertise, these are the best options for you. Find a First Bank Branch Near You We take pride in getting small businesses the financing they need to be successful. Whether you’re just starting up or are looking to grow, we can find the money you need so you can spend time building your business. Get started today by finding a First Bank branch near you! Loans Subject To Approval 2 min read
A teacher with child holding a toy with a daycare room in the background Cash Management for Daycare Centers Managing your cash flow is extremely important for a successful daycare business, especially during plans for expansion and market share growth. 5 min read
Where to Get Payroll Services If you are wondering where to get payroll services, consider First Bank. With First Bank’s payroll services, you can: Reduce expenses associated with paper-based payment systems like printing and storing of checks. Manage risks by reducing check fraud losses. Submit transaction information directly through our online banking system. Handle direct deposits into employee accounts without having to write checks. Payroll Services from First Bank If you want to cut business costs and start saving money, switching to a payroll service is a great way to begin. Payroll services enable you to maintain control of your funds until you need them, all while eliminating the need to buy paper excess paper or to hire a bookkeeper. With First Bank, you don’t have to wonder where to get payroll services anymore. Our Payroll Direct Deposit service can be used to disburse funds such as:* Direct deposit of payroll Expense reimbursement Royalty payments Vendor payments Our electronic disbursement payments give you control of your funds until the moment you need them to cover disbursements. You can also reduce the time and expense or writing, processing, and reconciling checks when you provide information electronically. If your company uses payroll, pensions, expense reimbursements, annuities, dividends, interest, or royalties and has vendors interested in electronic payments—First Bank’s payroll solutions might be a great solution for your business. Visit a branch near you for a free small business financial consultation or more information. *Subject to credit approval. ——— Sources: Business News Daily: http://www.businessnewsdaily.com/7477-choosing-payroll-service.html Investopedia: http://www.investopedia.com/terms/d/disbursement.asp 2 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.