Skip to main content
Back
Scroll to top

Local Bank in High Point, NC – First Bank

Across The Carolinas 2 min read

Ready to talk to an expert?

First Bank began as a local bank with a single branch located less than 50 miles from High Point, NC in 1935. Despite branching out to nearly 100 locations since, our local zeal remains firmly planted in our roots.

For a local bank, First Bank has a unique makeup. We’re small enough to know our customers like neighbors but comprehensive enough to satisfy your every financial need.

Some of First Bank’s services include:

  • Personal checking accounts. Choose from five types of checking accounts to suit your personal banking needs.
  • Personal savings accounts. Our three different savings accounts offer something for everyone.
  • Credit cards. Build rewards benefits while using your credit card for purchases.
  • Business banking. Get a loan, open a business checking or savings account or use our merchant processing and treasury services.
  • Loans. Take out a personal loan or home equity line of credit.
  • Insurance. Use First Bank to get insurance on homes (including rental), autos and other vehicles. First Bank also offers flood, valuables, life, health and business insurance.
  • Mortgages. Get traditional mortgage loans including government backed loans, loans for professionals, or building and construction loans.

Bank Local In High Point With First Bank

First Bank has a convenient location on North Main Street to serve you in High Point, NC. Our core values are to show that we care, take responsibility and give back to the community. These core values are reflected in our deep history as a local bank. If you’re looking for a local bank in High Point, NC that’s small enough to know you by name but big enough to meet all of your needs, visit First Bank today.


Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value

Ready to talk to an expert?

Share:

You may be interested in...

Image for tile. Branch Spotlight: Combining Finance, Community Building, and Line Dancing in Florence, SC No team in banking understands the nuances of line dancing and banking quite like our Florence-Main branch. Join them for line dancing on Friday mornings! In March of 2023, we expanded our South Carolina footprint with the purchase of GrandSouth bank, adding 8 branches to the First Bank family. Our Florence-Main branch, operated by Paul Seward, Area Executive, and newly promoted City Executive, Ashley Christenbury, kicks off every Friday morning with some good old fashioned line dancing. You might think that line dancing and banking don’t have anything in common, but our team at the Florence-Main branch is here to prove you wrong. The choreography, methodical steps, camaraderie, and community-building aspects of line dancing have direct parallels with banking – and with First Bank specifically. Much like the choreography needed for a group to do the “Biker Shuffle” in unison, the moving parts needed to operate one of the nation’s most successful banks must work together seamlessly. First Bank’s mission combines financial safety and soundness with community trust and confidence. Throughout our organization’s 87-year history, we have seen recessions, depressions, and many banks come and go. Because of our commitment to being safe and sound and serving our customers, we have been awarded as a Number 1 Best-in-State Bank by Forbes, as an Annual KBW Bank Honor Roll Award winner, and one of the Top 10 best-performing public banks in the nation by S&P Global, along with many other accolades. The energy and teambuilding atmosphere cultivated at a line dance is hard to beat. As everyone works together, each dancer contributes to creating something larger than themselves. As the group grows in size and complexity, the more impressive the dance becomes. Similarly, banks that work together with their neighbors foster mutual growth, lasting impact, and impressive communities. An actively involved local bank can provide their neighbors with increased access to small business loans, mortgages, charitable donations, and overall financial wellness. When asked about her favorite part of working at First Bank, Ashley said, “First Bank’s commitment to the local communities we serve across our footprint is incredible. First Bank makes it a priority to support various initiatives on a corporate level and we are expected and encouraged to be involved 3 min read
FIrst Bank Headquarters exterior A Strong Start to 2025: First Bank Reports Solid Q1 Results and Declares Dividend Q1 2025 at a Glance We delivered a solid financial start to the year, with $12.4 billion in total assets, $10.7 billion in deposits, and $8.1 billion in total loans as of March 31. Our performance this quarter included: $0.88 diluted earnings per share 15.54% return on average tangible common equity (ROATCE) 1.21% return on average assets (ROAA) 3.27% net interest margin These results reflect our focus on disciplined growth, sound lending practices, and the strength of the relationships we’ve built in our communities. View the infographic Dividend Declared On March 14, our Board of Directors declared a cash dividend of $0.22 per share, payable on April 25, 2025, to shareholders of record as of March 31, 2025. This continues our long-standing track record of returning value to shareholders and reflects our confidence in the long-term strength of our company. As our CEO, Richard Moore, shared when the dividend was announced last month: “Our Company had a strong fourth quarter performance with meaningful increases in adjusted net income and adjusted EPS while maintaining strong capital, liquidity and credit quality. We are pleased to continue distributing cash dividends to our shareholders, contributing to a valuable return on their investments.” Our Local Footprint With 113 branches and over 1,350 employees across North and South Carolina, we’re the largest community bank headquartered in North Carolina. We’re proud to serve individuals, families, and businesses across our footprint with a focus on personalized service and local decision-making. A Legacy of Strength We remain well capitalized and financially sound, with all of our capital ratios significantly exceeding regulatory requirements: Tangible Common Equity: 8.55% Total Capital Ratio: 16.79% (compared to the 10.5% minimum requirement) This strong capital foundation enables us to continue supporting our customers while preparing for future growth. Banking Built for You From checking accounts to commercial lending, home mortgages to digital banking, we offer a full suite of financial solutions designed to make life easier for the people and businesses we serve. Our services include: Consumer Banking: Checking, savings, credit cards, loans, and digital tools Business Banking: SBA lending, treasury services, merchant processing, and more Mortgages: Adjustable and fixed-rate options, FHA, VA, and construction loans Financial Wellness: With First@Work and personalized guidance at every stage of life Looking Ahead As we continue through 2025, we remain committed to doing what we do best—building relationships, investing in our communities, and helping our customers achieve more. Thank you for being part of our journey. To learn more, visit our investor website at Investor.LocalFirstBank.com. 3 min read
New Goombays Owners Goombays Grille & Raw Bar Joins First Bank We’re proud to welcome Kill Devil Hills landmark restaurant Goombays Grille & Raw Bar to First Bank. Goombays has been an island hot spot since 1992 and recently changed ownership in March 2023. The vibrant chartreuse and aqua building matches the excitement that Goombays new owners, Tony Sipe and Chris Miller, have for their Kill Devil Hills, NC establishment. First Bank SBA Business Development Officer, Chase Zabriskie, was instrumental in securing the funding that Tony and Chris needed to purchase Goombays from its original owners. Commitment and diligence from everyone involved resulted in a custom SBA financing solution that fit Tony and Chris’s unique needs as first-time business owners. “Chase was so invested in our success that we started to think of him as one of our partners. Chris and I have already referred other friends to First Bank and their SBA program, and we will continue to do so. First Bank and Chase will be the first phone call we make when we are ready for our next project.” – Tony Sipe, Goombays Grille & Raw Bar Co-owner   “Quite a few hurdles were jumped along the way. I became not only their trusted banker but a friend who was there to encourage them to keep trying even when it seemed like there was no longer a way forward. Using both our SBA 7a and 504 products, we were able to piece together a creative financing structure that fit the needs of both our borrowers and the sellers. We closed in March 2023 and I was right there with them at the closing table.” – Chase Zabriskie, First Bank SBA Business Development Officer   The Goombays Grille & Raw Bar menu is a crowd-pleasing assortment of seafood, shareable appetizers, and menu staples like burgers, sandwiches, and salads. There’s something for everyone and all ages are welcome. Even their cocktail menu is inclusive — all Goombays bartenders are trained on how to transform their island inspired cocktails into non-alcoholic mocktails. We hope you’ll join us in welcoming Goombays to First Bank! As a result of our ability to secure their business financing, Tony and Chris chose First Bank to also be their primary banking partner. They utilize our SBA 7a and 504 products along with multiple Business Elite Accounts, and Business Credit Cards. We’re proud to offer custom financing solutions to help our neighbors pursue their goals and dreams. For anyone considering an SBA loan, get in touch with our First Bank team of SBA Experts. Navigating SBA programs can be difficult if you’re unfamiliar with the programs. Chase offers the following advice:   Identify Your Goals: Take time to share as much information as possible about what goals you are looking to achieve through SBA financing. Consult With An Expert: Your First Bank SBA expert can guide you through the process and make recommendations for how best to go about structuring your financing. Start Early: Getting ahead of the game on any potential SBA hurdles is the key to keeping the process smooth and efficient. Having an early conversation and choosing the right lender can be the difference in how quickly you get to the closing table. To celebrate our First Bank partnership, the Goombays team sent us this Blueberry Mai Tai mocktail recipe. Cheers! 4 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.