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Updates coming to your business credit card in May 2024

A commercial card reader with a card inserted

You’re getting a new credit card and a wealth of new functionality.

In order to bring you the most secure and robust credit card management experience, First Bank is upgrading our credit card service provider. As a result, all credit card holders were issued new credit card numbers and mailed new credit cards.

Here’s what you need to know:

  1. You should have received a new credit card in the mail the first week of May. Contact your local First Bank branch if you have not received your new card.
  2. Continue using your current credit card until May 20, 2024.
  3. On May 20, activate and start using your new credit card.
  4. EZCardView will be replaced with SpendTrack credit card management tools.
Have a question about these updates?
Call 866-792-4357 or visit your local branch for more information.
A business owner leaning on the door frame of the store they own smiling at the camera

Introducing SpendTrack

Your new credit card is powered by SpendTrack. Soon you’ll be able to issue credit cards to your employees and fully manage your credit card program through a mobile app or online. You’ll have information at your fingertips that helps you clearly understand the performance of your program and where funds are being spent so you can optimize your operations.

You and your employees are going to love these SpendTrack features.
  • Quicker expense filing and approvals through customizable workflows
  • Statement access and payments
  • Comprehensive analytics that provide complete program visibility into spend trends, merchant spend and credit line use
  • Spend breakdowns by self-defined department or payment group
  • Real-time card controls (lock/unlock, spend limits, merchant restrictions, etc.)
  • Spending control with financial and audit documentation tools
  • Reduced overhead with cardholder self-service tools
  • Self-service platform for cardholders
  • Streamlined request process for increasing spend limits and merchant types
  • Reporting lost or stolen cards
  • Statement access and payments
  • Insight into spend trends
  • Faster expense filing
woman on laptop

We’ll keep you in the loop.

We’ll be mailing and e-mailing you information about your business credit card and about these exciting updates. Please be sure to check in with your local branch to make sure your contact information is up to date, or if it’s more convenient, you can sign into online banking to securely ask a question or update your details.

Here’s what to expect:

  • Early May 
    • New credit cards will be issued to all business credit card holders. Every credit card will have a new card number, expiration date, and CVV code.
  • May 20  
    • Activate and start using your new card.
    • The EZCardView option in your online banking sidebar will be replaced with SpendTrack.
    • Avoid missing recurring transactions – Update your recurring transactions currently being paid with your current credit card with your new credit card number.
  • Week of May 20
    • Update your First Bank mobile app when prompted
    • If your company’s credit card admin has granted you access to SpendTrack, you’ll be prompted to download the SpendTrack mobile app on your smartphone. You will automatically receive SpendTrack access in your online banking account once invited by your admin.
Frequently Asked Questions
SpendTrack will replace EZCardView on May 20. SpendTrack is a separate application that will be linked to your current First Bank online banking profile and mobile app. Once you open SpendTrack through your First Bank online banking profile, you’ll be able to easily issue and manage your business cards, analyze spending, and approve expenses.
SpendTrack’s superior user experience supports all roles within business through its easy-to-use, integrated capabilities. • Promote higher employee engagement with user-friendly expense tools. • Enable quicker expense approvals via organized workflows. • Drive better business decisions with insights into spend trends, merchant spend, and credit line usage. • Control spend with tools for financial controls and audit documentation. • Reduce overhead with cardholder self-service tools. For a full list of benefits to administrators and employees, visit localfirstbank.com/spendtrack
In order to bring you the most secure and robust credit card management experience, First Bank is upgrading our credit card service provider. As a result, all credit card holders are receiving new credit cards and new credit card numbers. While we understand this may be a hassle to update your number in places where you have recurring transactions, we are confident that the additional SpendTrack functionality and integration within your First Bank mobile app will make up for it.
Continue using it until May 20, 2024. Once you activate your new card on May 20, please destroy and dispose of your old card. Helpful hint: Your new card will have your name and card number on the back, whereas your current card has your name and card number on the front.
Activate and start using your new card on May 20, 2024. You can do this through your First Bank mobile app or by calling 866-256-2273.
Your new card will have a new credit card number, expiration date, and CVV code. You will no longer use the EZCardView platform to manage your card. You will manage your credit card via SpendTrack which will be available in your First Bank online banking dashboard on May 20.
You new credit card will have your name, card number, expiration date and CVV code on the back of the card. Your old card has that information on the front.
On May 20, contact any merchants you have recurring transactions set up with and update your credit card number.
Has your contact information changed?
Ensure you don’t miss any important updates. Call 866-792-4357 or visit your local branch to inform us of any changes to your contact information.

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