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What Is the Best Savings Account for Kids The success of child savings accounts has been well documented. We can probably all agree that a savings account for kids is a good decision, but what is the best savings account for kids? First Bank offers a savings account called MyFirst Savings and it’s not hard to argue that it might just be the best savings account for kids. Here’s why: It’s just for kids. MyFirst Savings is exclusively for children under the age of 18. It’s easy and affordable to open. There’s only a $10 initial deposit required to open the account and it can be done simply by visiting one of First Bank’s 100+ locations throughout the Carolinas. The money will grow. There’s no minimum balance to earn interest so your child’s money will start growing from the day the account is opened. You’ll have access to the money. You can make two withdrawals per month with no First Bank fees and with our online and mobile banking you’ll be able to always keep an eye on your money.* You’ll be kept in the know. Free monthly paper or electronic statements provide you a record of the account history and our email, phone call or text message activity alerts notify you of each transaction that happens in the account. Opening a savings account for children is one of the best things a parent can do. And in order to open the very best savings account for kids, simply visit your nearest First Bank today. Or to simply learn more about the account, visit the MyFirst Savings page and download a free coloring book for your child featuring Troy the Plott Hound! While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. 2. Withdrawal fee of $2 each after the first two during the month. Federal regulations limit withdrawals of preauthorized transfers to two (2) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you. 2 min read

First Bank is One of the Top Banks in the U.S.A. When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank. Small banks often have deeper connections to the community and are invested in the success of individuals and businesses. First Bank* is a community bank that provides a wide range of banking services to people living in North Carolina and South Carolina. Make First Bank Your Top Choice Recent data shows that community banking institutions make up 94% of all banks in the United States. This is largely due to the fact that local banks continue to serve an important role for small businesses, agricultural lending and the nation’s overall economic sector. According to Forbes, “Small banks serve the economy well: they provide reasonably safe places for savings and are a source of essential finance for households and businesses.” Since opening our first branch in 1935, First Bank has had a longstanding commitment to providing the right solutions for financial success. Today, First Bank has grown into a progressive bank network that serves people throughout North Carolina and South Carolina. More than 80 years after opening, First Bank’s focus remains the same: to be the best community bank in every community we serve and through every delivery channel we offer. Our Core Values Becoming one of the top banks in the U.S. does not come without creating a distinct mission, vision and set of core values. At First Bank, the following core values are also what differentiate us in a competitive market: Be committed to safety and soundness. Provide accurate, prompt, courteous service. Make it easy for our associates to deliver the best value to our clients, and easy for our clients to do business with us whenever, wherever, and however they choose. Help our clients and associates build and achieve goals. Our Services First Bank offers a wide variety of banking services, including: Personal checking and savings accounts Personal loans and credit Business checking and savings accounts Business loans and credit Mortgages Digital banking Find a First Bank Near You With over 100 locations across NC and SC finding a First Bank near you is simple. Visit our Location Finder and type in your city and state or zip code. Or, 3 min read

Checking Account Comparison – South Carolina With over 75 banks located in the state of South Carolina, checking account comparison can be overwhelming. If you live in South Carolina and are looking at opening a checking account, consider stopping in at First Bank. First Bank Checking Account Options First Bank aims to make the process of comparing checking accounts as easy as possible. That is why we offer five different checking accounts, ranging from basic accounts for individuals to specialized accounts for college students and senior citizens. Everywhere Checking Free online and mobile banking, free online bill pay, and free eStatements or paper statements.* Earn rewards when you use your eligible First Bank credit card*** Everywhere Plus Includes all the great features and benefits of Everywhere Checking Earn interest at a minimal balance requirement. Everywhere Premium Includes all the same benefits and features of Everywhere Plus Free member checks or 50% off other check designs 4 free official checks per statement cycle Unlimited out-of-network ATM transactions with no First Bank fee Campus Checking For students under 25 Includes all the benefits of Everywhere Checking No monthly maintenance fees Senior Checking Monthly direct deposit of $250 a month can qualify Seniors (55+) for no monthly maintenance fees**** Includes all the benefits of Everywhere Checking Free basic checks or 50% off other check designs You can also use the checking account comparison chart on our website to find the best checking account for you. Visit First Bank Today Call or visit the First Bank location nearest you. We can help with checking account comparisons and show you why First Bank is the best bank in South Carolina to open a checking account. *While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. ***Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. ****Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. ——— Sources: Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read

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