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Neighbors you can count on.

We’re an independent, full-service community bank that’s been trusted for generations.
The Blue Ridge Mountains

From the coast to the mountains, we’ve got the Carolinas covered.

It’s our mission to help our customers change their lives, grow their businesses and support their families.
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Who We Are
Learn about our history, mission and values.
Meet First Bank
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Featured Articles

Tips to Freshen up Your Budget

First Bank Clients: Are you using your MyMoney tools in online banking? MyMoney Manage your budget, track your spending, and modify your debt payback plan - all from your First Bank online banking account. Learn how Start...

Best Local Bank in North Carolina

For a local bank in North Carolina that puts your financial goals first, check out your neighborhood First Bank. Named one of the Best Banks in North Carolina by Forbes, we’re small enough to know you like a neighbor, and...

Our Extraordinary Hometowns: Badin, North Carolina

Honorable mention nominee Nikki Laster’s entry in our “What’s Extraordinary in Your Hometown?” Essay Contest captured our attention with its historical details and natural story-telling rhythm.

How Much Should a 40-Year-Old Have Saved for Retirement?

Are you 40 years old and concerned about your savings? Just how much should you have saved for your retirement by now? There’s no precise answer to give you, but there are some savings recommendations based on income. If...

Compare Checking Accounts at North Carolina Banks

You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the account that offers the most...

Do You Need Help Financing Your Wedding? First Bank Can Help!

A wedding is a beautiful day filled with love and commitment. Many consider it the biggest day of their lives. It’s a day you’ll spend months planning for and the rest of your life remembering. It’s also a day you could...

Earn More with Interest-Bearing Checking Accounts

An interest-bearing checking account offers the interest accumulation of savings accounts with the withdrawal and check-writing ease of checking accounts. This best-of-both-worlds combination allows bank customers to...

Learn How Much You Should Be Saving Each Year

Wondering how much you should be saving each year? Many specialists believe in the 50/20/30 budget: 50% is spent on necessary expenses (e.g. credit card bills, rent), 20% of your income is put into savings, and 30% is left...

How To Avoid Scams After Weather Emergencies and Natural Disasters

Potential Scam Scenarios Scammers use a variety of tactics to exploit people during the aftermath of disasters. Here are some of the most common scams to watch out for: 1. Imposter Scams Scammers often pose as safety...

Savings Account Interest Rates in North Carolina

Whether you’re saving for retirement or starting a college fund, having the right savings account can help you reach your financial goals. With some of the most competitive savings account interest rates in North Carolina,...