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Apply for a Flexible Small Business Loan in Jacksonville, NC

Running A Business 2 min read

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Forbes named Jacksonville, North Carolina as the #2 location for cost of doing business. Families, retirees, and business owners alike are continuously drawn to Jacksonville, making it one of the best places in NC to start a small business. If you want to start a business in Jacksonville, NC and are wondering how to apply for a small business loan, consider these helpful steps.

How To Apply For A Small Business Loan: Step-by-Step

When looking at how to apply for a small business loan, there are some important steps you should take.

First, you should look at what criteria your bank looks for when lending to business owners.

Second, you will need to figure out what information is required in order to apply for a loan. Different lenders will require different documents, but in general you will need:

  • Personal and business credit history
  • Personal and business financial statements for existing and startup businesses as well as projected financial statements
  • A strong, detailed business plan
  • Cash flow projections for at least a year
  • Personal guarantees from all principal owners of the business

Third, you should be prepared and make sure everything is in order to make the loan process easier.

First Bank’s Small Business Loan Options

First Bank offers business loans at competitive rates, as well as other loans and credit options including:

  • Business credit cards with rewards for registered users
  • Lines of credit
  • Commercial mortgages
  • SBA loans

Apply for a Small Business Loan Today

To apply for a small business loan or to learn more about our other lending options, call or visit one of First Bank’s two Jacksonville, NC locations. Our loan specialists can guide you through the process and determine which loan is best for you.


Loans subject to credit approval.

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Sources:

SBA: http://www.sba.gov/blogs/6-step-guide-how-get-business-loan

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Find New Business Loans Near Me First Bank offers a generous and versatile array of options to find new business loans near you. We were recently named one of the best banks in North Carolina by Forbes.com, so you can expect professional and personal care from any of our North Carolina or South Carolina branches to help your business succeed together. Types of New Business Loans Nearby First Bank has more than 100 locations serving the Carolinas, so there’s always a way to get a new business loan nearby. We offer the following options to help businesses grow: Business loans: Inject your business with some long-term financing capital to get started. Put funds to work immediately so you can take the first step. Credit lines: Open an avenue for accessing cash for your business in a fast and easy way. A business credit card: Jumpstart your business with low rates, no annual fees and a free rewards program. Commercial mortgages: Take advantage of First Bank’s staff of commercial real-estate experts to customize a mortgage to fit your business. Get a Business Loan Nearby with First Bank First Bank’s dedication to helping businesses grow doesn’t stop there. We also offer business checking and savings accounts, financial education for your employees (free!), and a business debit card. First Bank business customers can also get comprehensive business services, such as payment processing for point-of-sale, check fraud protection, and payroll direct deposit. Visit our business page to find a new business loan* near you with First Bank. For more information about First Bank, check out some of our related articles: Where to Get Small Business Loan Rates, How to Get a Small Business Loan, or Small Business Loan Rates Near Me. *Loans subject to credit approval. **While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a 2 min read
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