Banks in North Carolina

Did you know there are more than 100 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, mountains to coast.

Did you know we’re one of the oldest banks in North Carolina? Yup, our roots date back to 1935 in the town of Troy, North Carolina.

Did you know we’re a full-service bank? We sure are. We have checking and savings accounts for personal and business use, credit cards, loans of all types, business merchant services, insurance, mortgages, wealth management, and more.

Of all the banks in North Carolina, we are confident you won’t find the personal level of customer service, complete selection of services, and convenient array of locations that you’ll find with First Bank.

We take advantage of technology to bring our customers the added convenience of online, mobile, and digital banking services to enhance the First Bank experience.* We even connect with our customers through our Facebook, Twitter, Instagram and YouTube channels!

Not Like the Other Banks in North Carolina

You’re likely to find three types of banks in North Carolina. First, you’ll find the large national banks. They don’t have the capacity to get to personally know their customers and specifically cater services to those needs.

The second are smaller local banks that aren’t equipped with the selection of services that bigger banks can offer.

The third type of bank in North Carolina is First Bank, which offers the best of both worlds. We are small enough to provide the friendly customer service and personal care of a local bank and big enough to provide all the services and products of the bigger banks.

So get to know First Bank, and we’ll be pleased to get to know you right back.

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

NC Bank If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs. We have more than 100 convenient locations throughout the state of North Carolina. Plus, First Bank was recently recognized as one of the by Forbes. Banking Services First Bank offers a variety of banking services for families, individuals, and business owners in North Carolina. Some of our services include: Personal banking: Checking accounts, savings accounts, debit cards, personal loans, and more. Business banking: Checking accounts, savings accounts, loans and credit, merchant services, and more. Mortgages: Conventional loans, jumbo loans, government loans, VA loans, and one-time close construction-to-permanent loans. We also have a Financial Education Center where you can find articles about buying a home, starting a business, our activities in the community, and more! Click here to explore more banking options. First Bank‘s Mission At the beginning of the Great Depression, a small town in North Carolina lost its only bank. That town was Troy, NC, and in 1935 First Bank opened its first branch to help with the loss. At that time, we were called Bank of Montgomery, and we were known for helping farmers and local businesses manage their money for 3 whole decades. In 1985, we changed our name to First Bank, and a lot has changed since then. The manufacturing, industrial, and technology industries have grown, and we’ve continued to evolve to meet the needs of our customers. Our mission is to show that we care about our customers, and to provide them with safe and convenient banking. If you are looking for a North Carolina bank that strives to meet your needs, visit a First Bank branch near you. Loans subject to credit approval. Member FDIC. Sources: NCpedia: http://www.ncpedia.org/history/20th-Century/great-depression 2 min read

Your Top 5 Tips for Effective Online Money Management Information on the Internet moves quickly. That’s why First Bank* offers streamlined online money management for individuals and small businesses throughout North Carolina and South Carolina. Accounts can easily be linked in our app, which is free to download in the Apple and Android stores.** Download our app today, or contact us to learn how you can benefit from our digital banking services. 5 Online Money Management Tips First Bank’s digital banking services provide tools for you manage your personal money, or your business finances, online. Whether you are already with First Bank, or you’re looking for an online money management solution, consider these tips to make online money management easier and more productive. Enroll in automatic bill pay. Most banks have this feature for online banking customers. Link your bills directly to your checking account to prevent late payments. Set up account alerts. Stay on top of financial issues that matter to you the most with the alert system. You can set up alerts to occur when a withdrawal happens, when you are close to an overdraft, or when a credit card payment is due. Alerts are deliverable via text or email. View statements online. Before digital banking, bank statements were mailed. For a busy account, a single month could amount to pages upon pages of transactions. Online money management allows you to access your statements without wasting paper. Also, you can use the search feature to easily find specific charges. Track spending patterns. With online money management, it’s easy to access your withdrawal history. Use that data to produce a graph or table that tracks your spending habits. By tracking your spending history, you can pinpoint ways to stay on budget. Quick, easy access to money. Easily transfer funds between accounts and view budgets and cash flow. Contact First Bank today and learn more about our digital banking suite of services, including mobile, text, and tablet banking, mobile check deposit, alerts, eStatements, and bill pay. **The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Customers must enroll in First Bank Online Banking and download the First Bank Digital Banking App from 2 min read

Open a Free Student Checking Account with First Bank If you are thinking about opening a checking account while in college, you may be wondering what a no fee student checking account is, and where you can get one. Unexpected expenses can put stress on you financially and mentally, and the last thing you should have to worry about in college is paying extra fees to have a checking account. It probably doesn’t come as a surprise that the costs of college have risen substantially in the past few years. But you may be surprised to find out just how many more unexpected costs there are once you get there. Most colleges provide you with a list of expenses based on their tuition fees, cost of room and board, and loose estimates on other essentials such as transportation and textbooks. Often these estimates are way off, and you get stuck coming up with extra money for things you didn’t realize you would need. Avoid Surprise Fees With A Student Checking Account at First Bank A no fee student checking account is a checking account designed specifically for college students that doesn’t charge monthly maintenance fees as long as you meet certain monthly requirements. First Bank’s no fee student checking account is called Campus Checking, and it is specifically designed for students between ages of 16 and 25. Campus Checking features: No monthly maintenance fees Free online and mobile banking* Free online bill pay Free eStatements or paper statements No First Bank transaction fees on 8 out-of-network ATM withdrawals per month Earn cash back at hundreds of online retailers when you use your First Bank credit card with One Rewards Opening a no fee student checking account at First Bank is quick and easy. You can visit a branch near you, or open an account online safely and securely in just 10 minutes. If you have questions about our student checking account, or want to learn more about our other banking services, call or visit us today. To learn even more about First Bank, see our articles on different types of banking services, personal budget categories, community banks near me, banks headquartered in North Carolina, mortgage basics, and mobile merchant services. While First Bank does not charge for mobile banking, your mobile carrier’s 2 min read

Banks With Stress-Free Checking Accounts By switching to a bank with stress-free checking accounts, you can worry less about your finances. At First Bank, we offer stress-free checking accounts to make your personal banking experience as easy as possible. Types of Checking Accounts at First Bank First Bank offers five different checking accounts. Take a look at our account options below: Everywhere Checking—this is our basic checking account that offers free, online and mobile banking, account alerts, and a credit card rewards program Everywhere Plus—this account offers the same benefits as our Everywhere Checking account in addition to earning interest on your balances Everywhere Premium—as our top-tier checking account, Everywhere Premium offers the same benefits as Everywhere Checking, plus free membership checks and an unlimited number of free non-First Bank ATM withdrawals Campus Checking—our stress-free student checking account has no monthly fees and offers eight free, out-of-network ATM transactions Senior Checking—seniors 55 and older can qualify for no monthly fees and earn rewards on everyday purchases with an eligible First Bank credit card Checking Account Benefits Whether you need a basic checking account or a premium checking account with rewards, First Bank can help you figure out the best option for your finances. Take a look at some of the benefits First Bank offers with our stress-free checking accounts. By meeting minimal requirements, you won’t incur any First Bank fees for things like: Online or mobile banking Account activity alerts Monthly paper or electronic statements Automated online bill paying We even offer ways of dodging monthly maintenance fees simply by meeting certain requirements. Additionally, depending on which of our five stress-free checking accounts you decide to open, you can avoid fees for things like ATM transactions and check ordering while earning interest on minimal balance requirements. Visit First Bank Today Visit your local First Bank and open up a stress-free checking account today or visit us online for other financial resources. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. While First Bank does not charge for Alerts, check with your mobile service provider for web access or text messaging fees. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep 3 min read

Banks in North Carolina

Ready to talk to an expert?

Not Like the Other Banks in North Carolina

Ready to talk to an expert?

You may be interested in...