Best Bank for Checking Account – South Carolina

With options like First Bank, you shouldn’t have to feel uncertain about whether or not you’re making the right choices with your hard earned cash. Make the switch to First Bank and you’ll see why we are the best bank for a checking account in South Carolina and North Carolina.

Checking Account Options at First Bank

First Bank wants you to be able to answer the question, “What is the best bank for a checking account in South Carolina?” with confidence. That is why we offer five checking account options for individuals who are looking to get the most out of their money and bank.

Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our individual checking account options include:

Our basic Everywhere Checking account
Our Everywhere Plus that has all the benefits of Everywhere Checking, plus the chance to accrue interest
Our Everywhere Premium account that has all the basics of Everywhere Plus, plus additional complimentary services
A Campus Checking account designed for college students
A Senior Checking account specifically for seniors over 55

Visit a First Bank Today

First Bank’s dedication to its customers doesn’t end with our checking accounts. We offer more personal banking options, such as savings accounts and credit cards, as well as banking business banking options, a variety of mortgage products, wealth management options, and insurance. Visit a First Bank location in South Carolina today.

*While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience.

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Sources:

Investopedia: http://www.investopedia.com/terms/c/checkingaccount.asp

Investopedia: http://www.investopedia.com/terms/i/interest.asp

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High-Interest Savings Accounts in South Carolina Why should I settle for a regular savings account when I can take advantage of a high-interest savings account? If I’m going to store my money away, I may as well get the highest interest on it that I can. While the above statement is true, it’s important to understand the difference between a traditional savings account and a high-interest savings account. In South Carolina for example, First Bank offers a Money Market account with interest rates that are higher than the basic savings account options offered. However, there are some further requirements for high-interest savings accounts as a trade-off for the better interest. Money Market Account vs. Basic Savings Account Let’s break down some of the differences of a high-interest money market savings account when compared to First Bank’s most basic savings account so you can be sure you’re selecting the savings account that is right for you. Initial Deposit Basic account: Only a $50 minimum deposit is required to open the account. Money Market: You’ll need an initial deposit of $1,000 to open. How to Avoid Monthly Maintenance Fees* Basic account: You can avoid First Bank’s monthly maintenance fees just by keeping a $300 minimum daily balance. Money Market: In order to steer clear of monthly maintenance fees, you’ll need a $2,500 minimum balance or an average collected balance of $5,000 or more. ATM Withdrawals** Basic account: Enjoy two free withdrawals per month within the approved network. Money Market: You have the luxury of 6 free monthly withdrawals within the approved network. High-Interest Savings Accounts in South Carolina There are 6 First Bank locations in South Carolina offering high-interest savings accounts and basic savings accounts alike. And there are many similarities between the two as well. Each offer such amenities as online and mobile banking, monthly electronic statements, account activity alerts, mobile check deposit and more. Use our account comparison chart to see the two savings accounts side-by-side and visit your nearest South Carolina First Bank to open the one that’s right for you. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service 3 min read

11 Easy Tips for Saving Money Saving money is important if you want to be prepared for future financial surprises or hardships and establish peace of mind. But sometimes, finding extra funds to set aside is a challenge. These simple money saving tips can show you new ways to save and fill your savings account up in no time. 11 Great Money Saving Tips 1. Switch your bank account. If your current bank account charges you fees, you might consider switching to a bank that offers you ways to keep your account hassle free. First Bank* offers five different checking account options. 2. Save loose change. Save money by storing loose change in a jar. Once the jar is full, you can cash in the change at your bank and deposit the money into a savings account. 3. Create a budget. By creating a budget, you’ll be able to see where you can cut back your expenses and save money each month. 4. Making a shopping list and stick to it. Instead of going to the store without a plan, try creating a shopping list and not straying from it. This way you won’t be tempted to buy things you don’t absolutely need. 5. Avoid dining out. Dining out is expensive. You can save a ton of money each month by simply eating at home. And if you have to eat out for an event or because you’re running low on time, you won’t feel guilty spending the money because you’ve been saving all month. 6. Cancel cable. As great as television is, cable is an unnecessary expense. If you’re really looking for ways to save money, consider canceling your cable subscription. 7. Make coffee at home. The average American worker spends about $14.40 on coffee per week. By making coffee at home, you could save around $1,100 annually. 8. Cancel unused memberships. Have a gym membership you never use? What about a subscription to a magazine you never read? Look at all of your recurring membership fees and cancel the ones that you’re not using on a regular basis. 9. Shop generic. Often, generic items are just as good as their name brand counterparts. Choosing the generic brand when grocery shopping can save you tons of money on your bill. And to save even more money, don’t forget to sign up 3 min read

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Best Bank for Checking Account – South Carolina

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Checking Account Options at First Bank

Visit a First Bank Today

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