Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with a trip to one of our First Bank locations in Jacksonville.

First Bank actually offers not just one, but five, of the best business checking accounts in town. Here’s a breakdown of them all:

Business Essentials

Perfect for small businesses, this account was named one of 2019’s “Best Bank Accounts for Small Businesses – Rewards” by Wallet Hub.

Business Interest

Accumulate interest on your earnings to get more bang for your buck.

Business Advantage

Make up to 500 transactions and $25,000 per month and up to $25,000 of cash deposits each month*

Community Checking

Best for small nonprofits and community organizations, this account is flexible and has minimal requirements.

Commercial Analysis

A more customized account for large businesses with big needs. Earn credits to offset fees and gain comprehensive treasury management services.

Simply the Best

The best business checking accounts in Jacksonville, NC don’t come without perks. Business Essentials, Business Interest, Business Advantage and Business Advantage Plus all come complete with online and mobile banking, online bill pay, 24-hour telephone banking, account alerts via phone, text or email and paper or electronic statements.

First Bank’s business services don’t end with checking accounts either. We offer business savings accounts, loans, commercial mortgages, merchant services, business insurance and more.

Use our business account comparison chart to find the appropriate account or stop by your nearest Jacksonville First Bank today.

A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.35 per item for each item in excess of 250 per statement cycle (or month). A fee of $0.15 per $100 on all additional cash deposits.

———

Sources:

Wallethub: http://wallethub.com/best-business-bank-accounts/

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Are You a Financial Wellness Wiz? Take our quick quiz to find out! Create your own user feedback survey If you got: 1-2 points: Good start! We’re here to talk you through the basics and to help you plan for the future. Also be sure to check out our free financial basics course. 3-4 points: Well done! You’ve got the basics down; but if you need help planning for a big purchase or life event, we can help. Start with our free course: Major Life Events. 5 points: Look at you go! Capitalize on all that great financial savvy with the right mix of tools and products you need for your plans. No matter your score, we’re committed to helping you achieve your dreams (big and small!). Visit your local branch today, or give us a call. Let’s start something amazing together. 2 min read

Four Different Types of Services | Banking A bank’s job is to provide customers with financial services that help people better manage their lives. As technology advances and competition increases, banks are offering different types of services to stay current and attract customers. Whether you are opening your first bank account or have managed a checking account for years, it helps to know the different types of banking services available. This ensures you get the most out of your current financial institution. Deciding which services are most important can lead you to the bank that best fits your needs. Different Types of Services | Bank Accounts Individual Banking—Banks typically offer a variety of services to assist individuals in managing their finances, including: Checking accounts Savings accounts Debit & credit cards Insurance* Wealth management Business Banking—Most banks offer financial services for business owners who need to differentiate professional and personal finances. Different types of business banking services include: Business loans Checking accounts Savings accounts Debit and credit cards Merchant services (credit card processing, reconciliation and reporting, check collection) Treasury services (payroll services, deposit services, etc.) Digital Banking—The ability to manage your finances online from your computer, tablet, or smartphone is becoming more and more important to consumers. Banks will typically offer digital banking services that include: Online, mobile, and tablet banking Mobile check deposit Text alerts eStatements Online bill pay Loans—Loans are a common banking service offered, and they come in all shapes and sizes. Some common types of loans that banks provide include: Personal loans Auto and boat loans Home equity lines of credit Home loans Business loans Better Banking Services from First Bank If your current financial institution doesn’t offer the services mentioned above, you may not be getting the best banking service possible. At First Bank, we are dedicated to helping our customers get the most out of their money. That is why we offer different types of banking services to meet a variety of needs. To learn more about our banking services, visit your local branch today. *Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value ——— Sources: http://www.stockmonkeys.com/what-services-do-modern-banks-offer-4BTIGOI3/ https://localfirstbank.com/business/ http://www.cbsnews.com/news/smart-phones-are-revolutionizing-consumer-banking-habits/ https://localfirstbank.com/locations 2 min read

Cropped shot of a businesswoman sitting alone and typing on her laptop during the day at home

Learn the Cybercrime Warning Signs The number of cybercrimes continues to increase day by day. This can sometimes make it hard for you to completely protect yourself from these threats. But the more you know about these scams, the better chance you’ll have at identifying and avoiding them. What is a cybercrime? Cybercriminals aim to exploit your information for their own personal gain, causing harm to financial stability and exposing secure information. Cybercrimes are those criminal activities where a computer or the internet is used as a tool for fraudulent claims, to gain personal or business information, or to infect networks and devices. *First Bank will always take the appropriate measures to keep your personal information safe. In this article, we have outlined some common cyber scams, so that you can understand what to look out for. Some common scams/fraud includes: Phishing Email Scams Perhaps the most common type of scam is phishing, usually done via email and designed to look like they are coming from someone at your company, someone you know, or a notable figure. Because these emails look like they can come from anyone, it is easy to be caught in this form of scam. It may be hard to fully protect yourself from them, but it is always best to double check who is requesting your information. Payroll Scams In Protecting Against Fraud from Nacha, a payroll scam is when, “fraudsters target individual employees by directing the employees to update or confirm their payroll information via a fake payroll platform that spoofs their employer’s actual payroll platform. In some cases, the fraudster may claim the employee must do one of these: view a confidential email from human resources or the payroll department, view changes to the employee’s account, or confirm that the account should not be deleted.” Cybercriminals will use the stolen credentials to change payment information within the business’s payment platform. This type of scam can be extremely dangerous to an individual and a company because it exposes both user and business information. Romance Scams According to fbi.gov, romance scams, or online dating scams, “occur when a criminal adopts a fake online identity to gain a victim’s affection and trust. The scammer then uses the illusion of a romantic or 7 min read

Couple eating noodles with moving items in the background

Millennials in the Home Market Much has been made about how millennials are reshaping the world as they enter adulthood. One of the most adult decisions they can make is buying a house. We spoke to First Bank's mortgage team about how Gen Y approaches the American dream. 2 min read

Best Business Checking Account – Jacksonville NC

Ready to talk to an expert?

Simply the Best

Ready to talk to an expert?

You may be interested in...