Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with a trip to one of our First Bank locations in Jacksonville.

First Bank actually offers not just one, but five, of the best business checking accounts in town. Here’s a breakdown of them all:

Business Essentials

Perfect for small businesses, this account was named one of 2019’s “Best Bank Accounts for Small Businesses – Rewards” by Wallet Hub.

Business Interest

Accumulate interest on your earnings to get more bang for your buck.

Business Advantage

Make up to 500 transactions and $25,000 per month and up to $25,000 of cash deposits each month*

Community Checking

Best for small nonprofits and community organizations, this account is flexible and has minimal requirements.

Commercial Analysis

A more customized account for large businesses with big needs. Earn credits to offset fees and gain comprehensive treasury management services.

Simply the Best

The best business checking accounts in Jacksonville, NC don’t come without perks. Business Essentials, Business Interest, Business Advantage and Business Advantage Plus all come complete with online and mobile banking, online bill pay, 24-hour telephone banking, account alerts via phone, text or email and paper or electronic statements.

First Bank’s business services don’t end with checking accounts either. We offer business savings accounts, loans, commercial mortgages, merchant services, business insurance and more.

Use our business account comparison chart to find the appropriate account or stop by your nearest Jacksonville First Bank today.

A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.35 per item for each item in excess of 250 per statement cycle (or month). A fee of $0.15 per $100 on all additional cash deposits.

———

Sources:

Wallethub: http://wallethub.com/best-business-bank-accounts/

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

What Do I Need to Open a Checking Account? What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts, each with varying conditions and capabilities. But let’s start with the basics that hold true for any checking account: What You Need to Open a Checking Account Identification. You will be required to show a picture ID in order to open a checking account such as a driver’s license, passport or military ID card. Personal information. Basic information such as name, address, telephone number, date of birth and social security number. Deposit. You’ll need a small minimum amount of money to make the initial deposit into the account. Clean record. Before opening a new checking account, a most banks will run a consumer report of your previous banking relationships to make sure you don’t have a record of charged-off accounts or fraudulent activity. A bank will sometimes allow you to still open a new account provided you repay the charged off account. Types of Checking Accounts Let’s take a look at First Bank’s five personal checking account options. Everywhere Checking. This is our most fundamental checking account. Everywhere Plus. This option allows you to earn interest on your balance. Everywhere Premium. Earn interest plus enjoy some additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee. Campus Checking. Students under the age of 25 get the benefit of a checking account free of a minimum balance requirement and monthly maintenance fees. Senior Checking. Customers age 55 and older can be fee-free with direct deposit and get free checks. Contact First Bank Today Visit your local First Bank and one of our friendly associates will help you with what you need to open a checking account. Or use our Compare Accounts feature to see which checking account is right for you. Read more about this topic: What Is Required to Open a Business Checking Account?, Finance 101: Banking Basics. ——— Sources: Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read

Find the Best Checking Accounts in South Carolina at First Bank For residents in South Carolina, finding the best checking account can be crucial to managing your finances. But with so many banks in the area, it can feel overwhelming to choose the right option. At First Bank, we are confident that our checking account options can best fit your banking needs. Shop for the Best Checking Accounts at First Bank First Bank offers five different types of checking accounts that can suit whatever lifestyle you lead. Each of them come with no monthly maintenance fee when you meet our minimum requirements. Here are some key features for each type of checking account we offer: Everywhere Checking Free online and mobile banking Free online bill pay Free eStatements or paper statements Cash rewards with a qualifying First Bank credit card Everywhere Plus The benefits of Everywhere Checking Interest at the minimum balance requirement Everywhere Premium The benefits of Everywhere Plus Free member checks or 50% discount on alternate check designs Four free official checks per statement cycle Campus Checking For students under the age of 25, Campus Checking can best suit your needs. It offers most of the benefits of an Everywhere Checking account, in addition to having no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Senior Checking Customers aged 55 years and older are eligible to apply for Senior Checking. It offers all the benefits of an Everywhere Checking account, in addition to having free basic checks or 50% off other designs. Visit Your Local First Bank Today Whether you’re a student, senior, or just looking for a checking account that works the way you want it to, First Bank has it all. With six convenient branches in South Carolina, we’re available to help you find the best checking account that fits your needs. ——— Sources: Go Banking Rates: https://www.gobankingrates.com/checking-accounts/benefits-checking-account/ 2 min read

Are Timeshares Worth It? We’ve all heard it before: the timeshare pitch. But timeshares can’t be all bad, right? If you’re considering a timeshare purchase, take the time to weigh the pros and cons. 3 min read

The Best Personal Banking Services for You Finding the best personal banking services for your financial needs doesn’t need to be difficult. The factors that go into evaluating available options can include convenience, fees, and interest rates. It’s essential for you to consider how important each of these items is to you, or if there are other factors you need to consider. When thinking through your needs, know that your local First Bank* personal banking services can provide you with plenty of convenience and even more peace of mind. What is Personal Banking? Personal banking refers to all the services banks design and offer to individual consumers rather than businesses. These services include checking and savings accounts, credit and debit cards, certificates of deposit (CDs), loans, and more. You should consider these top 5 factors for your personal banking needs: Fees and Minimum Balance — Before opening an account at any bank, it’s critical to be fully aware of fees (e.g. monthly, transaction, annual). Some banks have hidden fees that could creep up on you when you least expect it. If a bank doesn’t reimburse ATM fees, make sure there are enough no-fee ATMS in your area. Learn how to Keep It Fee Free** at First Bank. Interest Rate — Keep an eye out for banks that offer high-yield checking accounts. These kind of accounts provide you with higher interest rates so you have the option to earn interest on both savings and checking accounts. Convenience — Online banking is the most convenient with its 24/7 web-based access to your finances. But if you prefer to visit the bank, you’ll want to find one with nearby locations and convenient hours too. First Bank has locations in North Carolina and South Carolina and it’s easy to find your closest branch location. Service and Perks — Customer service can make or break your experience with a bank. It’s important for you to feel like calling your bank will be productive and pleasant. Find out if a bank offers extra services that could be beneficial for you, including free checks, a rewards program, or special accounts for kids. Easy Online and Mobile Banking — Online and mobile banking are great for managing your finances wherever and whenever you need to. This 4 min read

Best Business Checking Account – Jacksonville NC

Ready to talk to an expert?

Simply the Best

Ready to talk to an expert?

You may be interested in...