Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Best Personal Loans – Florence, SC

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

What makes for the best personal loan in Florence, SC? Interest rates and other terms aside, it all boils down to which personal loan is best for you. In Florence, SC, First Bank offers a number of different ways to receive a personal loan, ensuring a viable option for different individuals.

Types of Personal Loans at First Bank

First Bank’s personal loans come in many shapes and sizes and are structured to fit your unique needs. At First Bank, we know that one size doesn’t fit all and that’s why we strive to provide plenty of options to residents of Florence.

  • A First Bank Personal Line of Credit allows the borrower to write a check to themselves to request the cash that they need and repay the money under the terms of the loan.
  • Our boat are the first step to your next adventure. First Bank offers competitive rates, flexible terms, and no prepayment penalty.
  • A comprehensive auto loan from First Bank provides you with the funds you need to get your new car or truck.
  • Home equity lines of credit (HELOCs) allow homeowners to use accrued home equity as collateral, whether it’s your first or second home, and fund projects like medicals bills or home renovations.
  • First Bank Platinum Credit Cards are another option we provide for small personal loans.

Visit First Bank in Florence

First Bank strives to provide, not just a bank but a banking partnership with each and every individual we serve. Since our opening in 1935, we have remained committed to making “every penny count.” We have evolved to meet the diverse banking needs for small businesses, families and customers in North Carolina and South Carolina.

Visit one of First Bank’s two convenient locations in Florence, SC, on West Evans Street and Loop Road to speak with one of our loan specialists that can offer the best personal loans for all your needs.

*See our Terms and Conditions for complete details on our One Rewards Program. Loans subject to credit approval.

———

Sources:

Investopedia: http://www.investopedia.com/terms/o/overdraft-protection.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Phone with First Bank mobile app on table with coffee Is Mobile Banking Safe? Americans love their smart phones. The reasons for their adoration are seemingly endless. They Facebook. They text. They Google. They listen to music and watch movies. They take photos and video. They GPS their way to new destinations. And increasingly, they bank. First Bank has offered customers a mobile banking app since 2008, and in the recent years added increasingly popular features such as mobile check deposit, a P2P services, and financial management and budgeting tools. Unlike larger regional and national banks, who are constantly adding “shiny” new app features in an effort to draw new customers, smaller community banks like First Bank wait until the technology is more proven. It doesn’t take much longer, but our goal is to maintain a top level of security and a good customer experience. Consumers who are new to mobile banking might not realize that banking through an app is more secure than through a web browser, says Cary Whaley, vice president of payments and technology policy at the Washington-based Independent Community Bankers of America. The vast majority of fraud involves credit/debit cards and checks, rather than from mobile apps, Whaley said. With a mobile app, the bank knows with whom it’s dealing. The app typically cannot be accessed without a password or challenge question, and now, with biometrics such as a fingerprint and FaceID. “That’s pretty powerful security,” Whaley said. “We would call that 2-factor authentication.” Ready to get started with mobile banking? Download the app today. 2 min read
Cropped shot of a businesswoman sitting alone and typing on her laptop during the day at home Learn the Cybercrime Warning Signs The number of cybercrimes continues to increase day by day. This can sometimes make it hard for you to completely protect yourself from these threats. But the more you know about these scams, the better chance you’ll have at identifying and avoiding them. What is a cybercrime? Cybercriminals aim to exploit your information for their own personal gain, causing harm to financial stability and exposing secure information. Cybercrimes are those criminal activities where a computer or the internet is used as a tool for fraudulent claims, to gain personal or business information, or to infect networks and devices. *First Bank will always take the appropriate measures to keep your personal information safe. In this article, we have outlined some common cyber scams, so that you can understand what to look out for. Some common scams/fraud includes: Phishing Email Scams Perhaps the most common type of scam is phishing, usually done via email and designed to look like they are coming from someone at your company, someone you know, or a notable figure. Because these emails look like they can come from anyone, it is easy to be caught in this form of scam. It may be hard to fully protect yourself from them, but it is always best to double check who is requesting your information. Payroll Scams In Protecting Against Fraud from Nacha, a payroll scam is when, “fraudsters target individual employees by directing the employees to update or confirm their payroll information via a fake payroll platform that spoofs their employer’s actual payroll platform. In some cases, the fraudster may claim the employee must do one of these: view a confidential email from human resources or the payroll department, view changes to the employee’s account, or confirm that the account should not be deleted.” Cybercriminals will use the stolen credentials to change payment information within the business’s payment platform. This type of scam can be extremely dangerous to an individual and a company because it exposes both user and business information. Romance Scams According to fbi.gov, romance scams, or online dating scams, “occur when a criminal adopts a fake online identity to gain a victim’s affection and trust. The scammer then uses the illusion of a romantic or 7 min read
Baby walking You’re Having a Baby! Keep These 7 Things in Mind As you prepare to welcome your little angel, it’s important not to overlook more worldly considerations. We spoke to three First Bank team members about financial considerations for every soon-to-be parent. 3 min read
Best Banking Rates and Services: First Bank, NC There are many factors to consider when assessing a checking account comparison. You’ll want to weigh interest rates, maintenance fees, ATM options, online features and more. First Bank has nearly 100 locations across North Carolina to house your money under a variety of checking options. Use the chart below to compare three of First Bank’s personal checking accounts. Compare Checking Accounts at our First Bank Locations Everywhere Checking Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Plus Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Premium No First Bank fees on out-of-network ATM withdrawals Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Learn More at First Bank As you can see, there’s something for everyone at First Bank. We even have accounts catered specifically for college students and senior citizens along with a wide selection of business checking accounts. Learn more about First Bank’s accounts and perform your own checking account comparison to find the one that’s right for you. Come by your local branch today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. ——— Sources: Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.