Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Best Student Checking Accounts – Wilmington NC

Personal Finances 4 min read

Ready to talk to an expert?

First Bank in Wilmington, NC, offers a student checking account designed with college students in mind. With one major university, two private colleges, and a community college, there’s no shortage of individuals wanting to know where they can get a student checking account.

With several locations in town, First Bank is ready to assist you with setting up your student checking account.

What is a No Fee Campus Checking Account?

A no fee student checking account is a checking account designed specifically for college students that doesn’t charge monthly maintenance fees as long as you meet certain monthly requirements.”

First Bank offers a no-fee student checking account called Campus Checking, and it is specifically designed for students headed to college and enrolled college students between ages 16 and 25. The service-friendly account offers:

  • Free ATM transactions.* Enjoy access to First Bank ATM terminals with 8 out-of-network ATM transactions and no First Bank fee. You can use your First Bank debit card at thousands of ATMs all over the world.
  • Free online and mobile banking.** In addition to mobile check deposits, enjoy for 24-hour access to your account from your computer or mobile device. You can view your account details at any time from any location, or transfer funds between other First Bank checking accounts.
  • No monthly maintenance fees. With Campus Checking, you won’t have to maintain a minimum balance to remain free of any monthly fees.
  • Free online bill pay. You can set up automatic payments up to a year in advance or simply use a couple clicks of the mouse to pay bills manually.
  • Free electronic or paper monthly statements. View up to 28 months of account transactions.
  • Free alerts by email, text message or phone call to notify you of account activity. Keep track of processed transactions, approaching due dates for bills, and when your balance is above or below a specified amount and more.

Student Checking Account - Wilmington NC

Managing Your Money Starts Well Before the Classroom

At First Bank in Wilmington, NC, you don’t have to wait until your first biology lecture to start managing your money. We offer a savings account for children under the age of 18 to begin putting away money for college right away. Once you arrive on campus in Wilmington, NC, you can transfer your money into First Bank’s student checking account.

The Best Student Checking Accounts

Before you get settled into your dorm, visit the nearest Wilmington First Bank location to set up your student checking account.

College Distance From Nearest First Bank
UNC-Wilmington 2.3 Miles
Cape Fear Community College 0.5 miles
Mount Olive College at Wilmington 2.1 miles
Miller-Motte College 3.7 miles

For more information about First Bank, check out our related articles: Student Options, Find the Best Bank for a Student Checking Account, Hassle-Free Student Checking Account – Wilmington, NC, or Best Checking Accounts – Wilmington, NC.


*Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

**While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc.

———

Sources:

Investopedia: http://www.investopedia.com/terms/c/checkingaccount.asp

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Best Bank for Checking Account – South Carolina With options like First Bank, you shouldn’t have to feel uncertain about whether or not you’re making the right choices with your hard earned cash. Make the switch to First Bank and you’ll see why we are the best bank for a checking account in South Carolina and North Carolina. Checking Account Options at First Bank First Bank wants you to be able to answer the question, “What is the best bank for a checking account in South Carolina?” with confidence. That is why we offer five checking account options for individuals who are looking to get the most out of their money and bank. Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our individual checking account options include: Our basic Everywhere Checking account Our Everywhere Plus that has all the benefits of Everywhere Checking, plus the chance to accrue interest Our Everywhere Premium account that has all the basics of Everywhere Plus, plus additional complimentary services A Campus Checking account designed for college students A Senior Checking account specifically for seniors over 55 Visit a First Bank Today First Bank’s dedication to its customers doesn’t end with our checking accounts. We offer more personal banking options, such as savings accounts and credit cards, as well as banking business banking options, a variety of mortgage products, wealth management options, and insurance. Visit a First Bank location in South Carolina today. *While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience. ——— Sources: Investopedia: http://www.investopedia.com/terms/c/checkingaccount.asp Investopedia: http://www.investopedia.com/terms/i/interest.asp 2 min read
Your Community Bank in North Carolina Are you wondering how your community bank stacks up against some of the national banks in North Carolina? Well, don’t believe that community banks versus big banks comparisons are always infallible. First Bank debunks many of these proposed theories. Let’s first take a look at the pros of big banks and how First Bank, despite being a local bank, fits right in: Plenty of ATMs and branches. There’s this notion that local banks don’t have enough branches to meet the convenience level of their national competitors. But First Bank has more than 90 locations throughout North Carolina, from Kill Devil Hills in the east to Asheville in the west. Deep menu of financial services. The other misconception about your community banks is that they only offer very basic services. But in addition to checking and savings accounts, First Bank proudly offers personal and business loans, mortgages, investment options, credit cards and more. Cutting-edge tech tools. Where did this idea that only big banks can offer the latest in technology come from? First Bank customers enjoy digital banking from their home computers or wireless devices, remote and mobile check deposit, text message account alerts, and more. The Pros of Your Community Bank Now that we’ve debunked the most popular “negatives” of local banks, let’s examine the pros of community banks as listed in the article just to make sure First Bank accomplishes those as well. Trademark personal service. This is the backbone of First Bank. We take the time to get to know you personally, so we can cater to your every financial need. More checking options*. First Bank’s checking and savings accounts have ways of avoiding First Bank monthly maintenance fees by meeting certain requirements. As you can see, your community First Bank is small enough to capture all the advantages of local banks but capable of serving customers just like a big bank. Find your nearest community First Bank in North Carolina and experience the best of both worlds. __________________________________________________________________________ Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described 2 min read
Banks With Stress-Free Checking Accounts By switching to a bank with stress-free checking accounts, you can worry less about your finances. At First Bank, we offer stress-free checking accounts to make your personal banking experience as easy as possible. Types of Checking Accounts at First Bank First Bank offers five different checking accounts. Take a look at our account options below: Everywhere Checking—this is our basic checking account that offers free, online and mobile banking, account alerts, and a credit card rewards program Everywhere Plus—this account offers the same benefits as our Everywhere Checking account in addition to earning interest on your balances Everywhere Premium—as our top-tier checking account, Everywhere Premium offers the same benefits as Everywhere Checking, plus free membership checks and an unlimited number of free non-First Bank ATM withdrawals Campus Checking—our stress-free student checking account has no monthly fees and offers eight free, out-of-network ATM transactions Senior Checking—seniors 55 and older can qualify for no monthly fees and earn rewards on everyday purchases with an eligible First Bank credit card Checking Account Benefits Whether you need a basic checking account or a premium checking account with rewards, First Bank can help you figure out the best option for your finances. Take a look at some of the benefits First Bank offers with our stress-free checking accounts. By meeting minimal requirements, you won’t incur any First Bank fees for things like: Online or mobile banking Account activity alerts Monthly paper or electronic statements Automated online bill paying We even offer ways of dodging monthly maintenance fees simply by meeting certain requirements. Additionally, depending on which of our five stress-free checking accounts you decide to open, you can avoid fees for things like ATM transactions and check ordering while earning interest on minimal balance requirements. Visit First Bank Today Visit your local First Bank and open up a stress-free checking account today or visit us online for other financial resources. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. While First Bank does not charge for Alerts, check with your mobile service provider for web access or text messaging fees. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep 3 min read