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Checking Account Offers – Asheville, NC

Personal Finances 2 min read

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If you live in Asheville and want to open a checking account, visit your local First Bank. We offer checking accounts for individuals and business owners looking to open an account with a bank that values what they need.

Types of Checking Accounts at First Bank

We have 3 comprehensive checking accounts that offer great benefits and perks that help you maximize the potential of your money.

Our Everywhere Checking account offers:

  • Free online & mobile banking.*
  • Rewards benefits when you use your eligible First Bank credit card.**

Our Everywhere Plus checking account offers:

  • Free online & mobile banking.*
  • Rewards benefits when you use your eligible First Bank credit card.**
  • Interest-earning account with minimal balance requirement.

Our Everywhere Premium checking account offers:

  • Free online & mobile banking*, free eStatements or paper statements, and free online bill pay.
  • Unlimited out-of-network ATM transactions with no First Bank fee.
  • Rewards benefits when you use your eligible First Bank credit card.**
  • Interest at a minimal balance requirement.

First Bank in Asheville, NC, also offers checking accounts for students, seniors over 55, and businesses.

Click here to find which of our 13 branches in and around Asheville is closest to you. We’d be happy to help you open an account.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

**Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

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Banks With Hassle-Free Checking Accounts If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with hassle-free checking accounts. Checking Accounts at First Bank Here’s a breakdown of First Bank’s five personal checking accounts and what makes them hassle-free: Everywhere Checking What it is: A no-frills account to give you exactly what you need and nothing you don’t. How it’s hassle-free: Maintain either a $600 minimum balance, a $1,200 average monthly balance or make a monthly direct deposit of any amount.* Everywhere Plus What it is: A simple checking account that accumulates interest. How it’s hassle-free: Keep a $1,200 balance or an average monthly balance of $2,400.* Everywhere Premium What it is: An upper-tier account that earns interest and features additional perks. How it’s hassle-free: Maintain either a $5,000 minimum balance, an average monthly balance of $10,000 or maintain $20,000 in personal deposits or outstanding personal loans or HELOC balances.* Campus Checking What it is: A checking account for college students or those about to go to college. How it’s hassle-free: No monthly maintenance fees or minimum balance requirement as long as the customer is under the age of 25. Senior Checking What it is: Checking account for individuals over the age of 55. How it’s hassle-free: Keep a $600 minimum or $1,200 average balance or make a direct deposit of $250 or more.* With our hassle-free checking accounts, you get online and mobile banking, paper or eStatements, online bill pay, and debit cards. You also gain access to account alerts so you can stay on top of your activity. Visit a First Bank Today Find a First Bank with hassle-free checking accounts nearest you and lose the stress today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a 3 min read
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