Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Find Small Business Loans in South Carolina

Running A Business 3 min read

Ready to talk to an expert?

It can be hard finding the right small business loans in South Carolina, especially when you’re looking for a new bank. At First Bank, we’re have six convenient locations across South Carolina to provide the best in small business banking.

Loan Options for Small Businesses

When you work with First Bank, you’re working with the bank that was named the Community Bank of the Year by NC Rural Center. Check out our small business loan options, featuring flexible terms and competitive rates you can expect from working with First Bank.

  • Business Loans — When you need an immediate lump sum of cash to help finance projects, inventory, or equipment, consider one of our business loans. Our loans are convenient for small business owners looking for long-term financing options.*
  • Lines of Credit — First Bank’s lines of credit give small business owners the flexibility they’re looking for when they need to quickly and conveniently access cash. No matter how you use it, our credit lines are designed to meet your business’s unique financial needs.
  • Commercial Mortgages — Our wide selection of commercial mortgages are available at a competitive price. We have a dedicated staff of commercial real estate specialists who can offer industry knowledge and market area expertise to help you find the right product for the needs of your business.*
  • Construction Loans — For small businesses looking for begin a project for new construction, remodeling, expansion, or other construction projects, First Bank’s financing team can provide loans for investors and builders looking to for loans uniquely designed for their construction needs.

All Your Business Loan Needs at First Bank in South Carolina

Since opening our first branch in 1935, First Bank has been dedicated to helping local communities succeed in their financial endeavors. Whether you’re looking for a personal or small business loan in South Carolina, we can work with you to find the best products for your needs.

Come visit your nearest First Bank in South Carolina today to get started.


*Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Bank Accounts for North Carolina Businesses If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed for success. Financial Services at First Bank First Bank is headquartered in North Carolina and boasts over 80 locations across the Tar Heel State. We got our start in the town of Troy, NC, back in 1935. With an array of business bank accounts and other services, we make it our business to help yours. First Bank has multiple business checking options and business savings accounts. A First Bank account was named one of the “Best Bank Accounts for Small Businesses” in 2019. North Carolina businesses utilize First Bank merchant services for operations including online payments, payroll direct deposit, and more. Put your business in the hands of First Bank can increase efficiency, satisfy customers, streamline operations and elevate your bottom line. Start by comparing our business bank account offerings, and contact your nearest First Bank location for more information. First Bank’s Business Bank Accounts Not all businesses are alike, nor are all business bank accounts. At First Bank, we are proud to offer multiple types of business checking and savings accounts so every company can find the financial foundation it needs. Business Checking Accounts in North Carolina Business Essentials If you are self-employed or own a small business, a Business Essentials account may be right for you. This basic account was named one of the “Best Bank Accounts for Small Businesses” by WalletHub in 2019. Business Interest Why not get a little more out of your business earnings? Our Business Interest account offers all of the same features as the basic Business Essentials, while also allowing you to accrue interest on your account. Business Advantage If your business processes a higher volume of transactions, the Business Advantage account might be a good fit for you.  Commercial Analysis Larger organizations need more financial resources and that’s where our Commercial Analysis account comes in. In addition to the basic features of Business Essentials, you’ll also have access to custom programs for your large business needs and can offset service fees with a monthly credit that is earned on your balance. Business Savings Accounts in 12 min read
Business woman looking over notes while on the phone. A Complete Guide to Business Loans Owning a business comes with tremendous opportunity, but it also takes significant amounts of discipline, time, effort, and of course, money. Whether you are running a major corporation or starting a small business from the ground up, capital is vital for your growth and success. For this reason, many organizations seek business loans to obtain the financing they need. Loans in general are very common. Most people are familiar with personal loans, such as student loans, car loans, and mortgages. Business loans are actually quite similar, but they can certainly seem overwhelming at first glance. And while they are an effective tool to kickstart your business, there’s a bit more to them than that. But not to worry, we have you covered! Before applying for a business loan, it is critical to understand what they are, the standard terms and language used in business loans, what you’ll need to apply and qualify for a business loan, and the different types of business loans and their advantages. Some of this guide may seem straightforward, but at First Bank, we take pride in keeping you informed and in‑the‑know. Additionally, business loans can be hard to get, and the requirements can be strict. But that’s exactly what we’re here for — we want to help your business grow. Follow our step‑by‑step guide to prepare your business loan application and improve your odds of being approved. What This Guide Covers: What is a business loan? What are key terms to know regarding business loans? What factors do most lenders consider for business loan approval? What documents might you need to apply for a business loan? How can you improve your odds of being approved for a business loan? How does a typical business loan process work? What are the advantages of business loans? What are the different types of business loans? What Is a Business Loan? Business loans are used to finance a variety of business operations and expenses by borrowing money from a lender under specific terms and conditions. When a company needs financing or capital, it can turn to a bank or other financial institution for a business loan. Whether you’re starting, acquiring, or expanding a business, you won’t want to drain 28 min read
Find Small Business Loans in South Carolina It can be hard finding the right small business loans in South Carolina, especially when you’re looking for a new bank. At First Bank, we’re have six convenient locations across South Carolina to provide the best in small business banking. Loan Options for Small Businesses When you work with First Bank, you’re working with the bank that was named the Community Bank of the Year by NC Rural Center. Check out our small business loan options, featuring flexible terms and competitive rates you can expect from working with First Bank. Business Loans — When you need an immediate lump sum of cash to help finance projects, inventory, or equipment, consider one of our business loans. Our loans are convenient for small business owners looking for long-term financing options.* Lines of Credit — First Bank’s lines of credit give small business owners the flexibility they’re looking for when they need to quickly and conveniently access cash. No matter how you use it, our credit lines are designed to meet your business’s unique financial needs. Commercial Mortgages — Our wide selection of commercial mortgages are available at a competitive price. We have a dedicated staff of commercial real estate specialists who can offer industry knowledge and market area expertise to help you find the right product for the needs of your business.* Construction Loans — For small businesses looking for begin a project for new construction, remodeling, expansion, or other construction projects, First Bank’s financing team can provide loans for investors and builders looking to for loans uniquely designed for their construction needs. Business Credit Cards — We offer our First Bank Mastercard Business Card with Rewards credit card, which can benefit small businesses as their own expense management tool that offers lower rates, no annual fee, and rewards benefits.* All Your Business Loan Needs at First Bank in South Carolina Since opening our first branch in 1935, First Bank has been dedicated to helping local communities succeed in their financial endeavors. Whether you’re looking for a personal or small business loan in South Carolina, we can work with you to find the best products for your needs. Come visit your nearest First Bank in South Carolina today to get started. *Loans subject to credit approval. See our Terms and Conditions for complete 3 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.