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High Interest Checking Accounts – Wilmington, NC

A high-interest checking account keeps your earnings coming long after you’ve put it in the bank. Wilmington, NC, has five First Bank locations with high-interest checking account options.

Checking Account Options at First Bank

Our Everywhere Plus account piles up interest with a minimum balance or average collected balance. The Everywhere Premium option earns interest at a minimal balance requirement, as well as offers an unlimited number of withdrawals at non-First Bank ATMs. Both accounts are pleased to offer:

  • Free online and mobile banking
  • Free online bill pay
  • Free monthly eStatements or paper statements
  • Use of CashPoints ATMs with no First Bank fees
  • Rewards benefits for registered First Bank debit cards
  • Free account alerts via phone, email or text message

Earn Interest for Your Business

First Bank’s high-interest checking accounts don’t end with our personal accounts. We have two business checking account options perfect for your financial needs.

Our Business Interest account provides interest if the minimum balance is maintained and offers all of the above features, plus 24-hour telephone banking, 250 free transactions per month and up to $10,000 in cash or coin deposits at no charge.

Business Advantage includes all the features of Business Essentials Plus but allows for 500 free transactions per month and up to $25,000 in cash or coin deposits.

Visit First Bank Today

Visit one of Wilmington’s First Bank locations to learn more about high interest checking accounts.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.

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Sources:

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

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