Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Loan for Small Business – Wilmington, NC

Running A Business 2 min read

Ready to talk to an expert?

If you live in Wilmington, NC, and are looking for a small business loan, consider First Bank. We were recently rated one of the best in-state banks by Forbes. At First Bank, we are dedicated to providing small business owners with the funds they need to start or grow a successful business.

Get a Loan for Your Small Business at First Bank

First Bank has a variety of loan options for small businesses, including:

  • Business loans
  • Business credit cards with rewards
  • Lines of credit
  • Commercial mortgages
  • Construction loans

Wilmington is thriving as new residents and businesses are starting to call it home. It’s no wonder the city is so popular among small business owners and entrepreneurs. The beautiful riverfront and coastline continues to attract visitors and new residents every year.

The area is also full of resources for small business owners and entrepreneurs, making it a great place for almost anyone to start a business.

How to Apply for a First Bank Small Business Loan

Now that you’ve gone over your options and decided to apply for a loan, there a few documents you can prepare ahead of time to ease the process of applying, including:

  • Personal background
  • Resumes
  • Business plan
  • Personal credit report
  • Business credit report
  • Income tax returns
  • Financial statements
  • Bank statements
  • Collateral
  • Legal documents

Call First Bank Today

Once you have an idea of what type of business loan you need and you have prepared your documents, call or visit a First Bank branch near you in Wilmington, NC. Our loan experts will be happy to speak with you about structuring a loan for your small business that meets your unique needs.


Loans subject to credit approval.

———-

Sources:

Entrepreneur: http://www.entrepreneur.com/bestbanks

SBA: http://www.sba.gov/content/business-loan-checklist

Wilmington Chamber: http://www.wilmingtonchamber.org/index.php?c=resources

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Community Bank for Small Business Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to meet the needs of our customers, and today we are the top choice for businesses across North Carolina and South Carolina. A Community Bank That Cares About Small Businesses Not all businesses are the same, and we are a community bank with community values that strives to anticipate and meet your needs. Small business owners will find that we offer multiple banking options to fit their needs. Banking: Our checking and savings accounts are designed to accommodate businesses at any level. They range from the most basic Business Essentials plan, to our most advanced Business Advantage Plus plan. Online & Mobile Banking: A business account with First Bank gives you access to our free online and mobile banking services. Quickly and easily manage your funds from your computer or mobile device. Loans & Credit: Whether you are just getting started or constructing your second office, we have options to fit your needs. We offer loans, mortgages, and lines of credit with flexible terms and competitive rates. Merchant Services: With state-of-the-art transaction processing services, we make processing credit cards, debit cards, gift cards, and electronic checks easy for your business. Treasury Services: From deposit services to payroll direct deposit, we offer a wide range of cash management services to enhance your business. SBA Loans: This government-sponsored small business loan features flexible terms and competitive rates when traditional bank financing isn’t an option. We are a community bank for small business owners, so we understand that growing a business takes work. FitSmallBusiness recently rated us as one of the best SBA lenders in the nation. Let us handle the money so you can get down to business. Click here to find a branch near you. Account service fees may apply as described in the Account Services Fee Schedule or at your local branch. Sources: FitSmallBusiness.com:https://fitsmallbusiness.com/best-sba-lender/ 2 min read
Where to Get Mobile Payroll Solutions In today’s on-the-go world, you can do just about anything from a mobile phone, tablet or laptop. If you run a business in this tech-driven environment and have employees to pay, you might be wondering where to get mobile payroll solutions. First Bank has more than 100 locations in the Carolinas, but you don’t need to physically visit one to satisfy your payroll or banking needs. With free online and mobile banking for all of our business checking and savings accounts, First Bank is with you and your employees wherever you go. Mobile Banking Options First Bank provides customers with two easy ways to bank on the go. With a wireless web connection, just log into your account through our website to access your money 24 hours a day, making it easy to process your payroll during off-business hours. If you have an iPhone, iPod touch or Android device, just download our LocalFirstBank mobile app* and access your account with one touch of the screen. Mobile Payroll Benefits First Bank is the go-to place to get mobile payroll solutions. We offer a number of advantages associated with digital banking. By being able to make direct deposits from any location at any time, our business customers can: Cut Costs. Stop spending money on printed checks and postage and avoid fees associated with stop payments and reissues for lost or stolen checks. Improve timeliness. Nobody likes waiting for their paycheck and with our direct deposit service you can easily distribute checks to absent or off-site employees. Eliminate the time required to print, sign and mail checks. Reduce risk. Eliminate check fraud by eliminating checks altogether. Provide added convenience. Allow your employees to split their deposits between checking and savings accounts and reduce trips to the bank. Get Mobile Payroll Solutions with First Bank Learn more about why First Bank is where to get mobile payroll solutions and how you can even use payroll cards to make direct deposits to employees without bank accounts. *While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. ——— Sources: Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp Investopedia: 2 min read