Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Savings Account Interest Rates in South Carolina

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to open your very first savings account, First Bank in South Carolina can help.

With First Bank’s savings accounts, you can grow your money the smart way. We offer various levels of interest rates on a number of both personal and business savings accounts, some of which accrue interest on any amount of money. Save conservatively in a basic savings account or water your money more aggressively in a Money Market account. The choice is up to you.

First Bank offers a number of savings account options:

  • Everywhere Savings
  • MyFirst Savings
  • Money Market
  • CDs
  • IRAs
  • Health Savings Accounts

Interested in More Than Just Rates?

Our savings account interest rates aren’t the only benefit of trusting First Bank with your money. Our savings accounts also offer perks, such as:

  • Withdrawal capabilities*
  • Online and mobile banking so you can watch your money grow from home or on the go*
  • Monthly statements that provide a detailed history of growth and transactions
  • Account activity alerts to notify you of any action in your account
  • Opportunities to avoid First Bank monthly maintenance fees*

Reach out to First Bank or visit a local First Bank branch to learn more about savings account interest rates in South Carolina. We’re happy to answer all of your financial questions and help you find the best type of savings account for you.

Plant your money at one of South Carolina’s First Bank locations and use our savings account interest rates.

While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Question marks on a red background. Top Questions We Get From You, Our Customers We love seeing our customers in person, and we've compiled a list of some of the most common questions our customers bring to our experienced tellers and customer service representatives. 4 min read
How Much Money Should I Have Saved by the Time I am 30? Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved. However, because everyone’s financial situations are unique and are influenced by their spending habits, income, debt and overall lifestyle, not every 30-year-old will have the same amount of money tucked away — and that’s okay! Rather than tell you a precise amount that you should have saved by the time you are 30, we will provide you with savings tips to help you reach your specific financial goals, whatever they may be. 3 Financial Goals for People Under 30 By now, you know that the most effective way to save money is to set a monthly budget for yourself and stick to it. Some tips for setting a realistic and effective budget include: Recording your daily spending Tracking your spending habits for at least a month Still budgeting for fun and entertainment Making automatic savings contributions Clearly defining spending priorities But what else can you do to ensure you have a healthy chunk of change stashed away by the time you hit the big 3-0? 1. Have no consumer debt. By the time you are 30 years old, you should have auto loans, credit cards and other consumer debt paid off. Remember, it’s better to have $500 in the bank with no debt than to have $5,000 in the bank with significant debt. 2. Make at least one (smart) investment. According to Investopedia, “A mutual fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets.” Mutual funds are the largest and most popular investment vehicle for the retail buyer, making them a great investment option for young people with limited investing experience. 3. Have at least three months of living expenses saved. Everyone should have an emergency fund to better prepare for unexpected events, such as an expensive auto breakdown or unemployment. When saving money for your emergency fund, make sure you are putting money in a savings account (separate from your checking account). First Bank* Helps You Save No matter your age, 3 min read
Education Savings Account – North Carolina College is expensive. The cost of tuition, housing, books, food, and transportation starts to add up. The cost of going to college has gone up by over 400% since the 1970s. The average college student’s debt is $37,172. Don’t get bogged down with student or parent loans. In North Carolina, a First Bank education savings account can help you save for college. Start A Savings Account for Education at First Bank in North Carolina North Carolina is home to some of the best universities in the country, like N.C. State, UNC Chapel Hill, Duke, Elon, Eastern Carolina University, and Wake Forest. You shouldn’t have to miss out on the great education North Carolina has to offer because of the high costs. First Bank understands the importance of education. Our education savings accounts can help you prepare for your future and achieve your career goals. Everywhere Savings – Our Everywhere Savings account is a great option for anyone who wants to start saving for college. MyFirst Savings – It is never too early to start saving for your education. First Bank customers under 18 years of age can open a MyFirst Savings account with only a $10 initial deposit. Money Market – First Bank’s Money Market account is a good option for parents or young adults who can put down a little more money to deposit. CDs – A certificate of deposit may be a good option for parents or students who do not need immediate access to their funds. CDs usually earn interest at a higher rate, and are FDIC-insured.* All of our accounts come with free online and mobile banking services.** First Bank makes it easy for you to manage your account from virtually anywhere. Contact or visit your local First Bank to speak with one of our experts about the best education savings account option for you. With over 80 locations in North Carolina, it is easy to find a First Bank near you. *CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings. Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value. **While First 3 min read
Checking Account Offers in South Carolina If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to accounts with tons of features to premium accounts that earn interest. Checking Accounts at First Bank First Bank is one of the best banks for checking accounts in South Carolina. Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our checking account offers include: Everywhere Checking — our most basic account. Everywhere Plus — an account that has all the benefits of Everywhere Checking, plus the chance to earn interest on your balance. Everywhere Premium — an account that has all the basics of Everywhere Plus, plus additional complimentary services. Campus Checking — an account designed for students between ages of 16 and 25. Senior Checking — an account designed specifically for seniors over 55. Compare our checking account offers to see which one is the right fit for you. Find a First Bank Near You Find a South Carolina First Bank location near you to learn more about our account offers or click here to open an account online today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc. Out of network terminal owners may charge a service fee. 2 min read