Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Where Can I Get a Personal Loan? – Think First Bank of Asheboro, NC

Personal Finances 3 min read

Ready to talk to an expert?

Find A Location Get In Touch

If you’re looking to get a personal loan in Asheboro, North Carolina, be sure to visit First Bank. Whether you’re looking to finance a wedding or put a down payment on a house, First Bank has a variety of loan options with flexible terms that meet your financial needs.

Do I Need a Personal Loan?

Personal loans are oftentimes more beneficial for people who are in need of cash. There are many benefits of acquiring a loan, including the flexibility of using the money on whatever purchase you may need as well as how readily available it becomes when you qualify. There are First Bank experts available in Asheboro, North Carolina, to help you find the right personal loan for you.

Personal Loan Options at First Bank

With First Bank, you have the option to choose between two different types of personal loans:

Personal Line of Credit

This type of personal loan gives you full borrowing power. You can access your loan simply by writing a check and requesting the cash you need instantly. In order to secure your line of credit, a qualified collateral may be required.

Credit Cards

First Bank’s credit cards can be a great option for a personal loan. With the First Bank Platinum Rewards Card, you can earn points for money spent on qualified purchases. Keeping track of your payments and balance is convenient with our card management tools.

Home Equity Line of Credit

A First Bank HELOC is an extremely flexible option when looking for a way to fund large projects, like a home remodeling or college tuition. With this personal loan, your accrued home equity is collateral. Our options feature a low interest rate, and interest rates may be up to 100% tax deductible (consult your tax advisor for details on the deductibility of interest).

Auto Loan

First Bank auto loans put you one step closer to that new spacious car or reliable truck. Our options offer competitive rates, and you can access your funds in as little as 24 hours. Approvals and rates are good for 30 days, and loan amounts range from $3,000 to $100,000.

Boat Loans

Your next adventure is possible with the help of a boat loan from First Bank. Enjoy fixed-rate loans at competitive rates and flexible terms. The application is easy and secure, and funds are available in as little as 24 hours.

Contact First Bank Today

Depending on how you wish to use your personal loan, First Bank in Asheboro, North Carolina has the options for you. Our experts are available at our Asheboro branches to help answer your questions and learn more about our other credit options.

See if you qualify for a personal loan by visiting us today.

Loans subject to credit approval.

Ready to talk to an expert?

Find A Location Get In Touch
Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Couple eating noodles with moving items in the background Millennials in the Home Market Much has been made about how millennials are reshaping the world as they enter adulthood. One of the most adult decisions they can make is buying a house. We spoke to First Bank's mortgage team about how Gen Y approaches the American dream. 2 min read
Long-Term Installment Loans First Bank offers long-term installment loans and other types of lending that help small businesses cover expenses. The government-backed Small Business Association (SBA) helps business owners acquire long-term loans to help them grow, expand their services, or recover from disaster. Connect with our experts at First Bank today and find out how long-term installment loans could help your business thrive and grow. Benefits of Borrowing Long Term Long-term installment loans offer several key benefits for small business owners: Predictable, Steady Payments Long-term loans are usually repaid in steady monthly installments. But weekly or bi-weekly payments may be required, depending on the loan terms and conditions. Fixed Rates  Another benefit of long-term loans are the stability of fixed rates. A fixed rate gives you more time to gradually pay back what you borrowed for costly repairs, construction, equipment, or inventory. Lower Interest Rates Many long term installment loans, because of the length of commitment, have lower rates than other types of business financing. Working with our network of lenders, the experts at First Bank will work with you to find the best choice for your business needs. Other Long-Term Installment Loan Factors Before taking out a long-term installment loan, there are a few factors to consider. What’s true of any loan is that interest will accrue throughout its lifespan. This can take years to pay off and could become a debt burden in the long run if a detailed budget is not in place. If you have existing debts, taking on a long-term loan may be risky. However, First Bank’s wide network of lending partners will provide the best available loan terms to help your business succeed. Long-Term Loans with First Bank Whether you need a long-term installment loan or something for the short term, First Bank can help you find the financing you need for your business. Find a First Bank near your and start growing your business today. ———— Source: SBA.gov: www.sba.gov/starting-business/business-financials/borrowing-money-your-business Loans Subject To Approval 2 min read
Checking Account Offers in South Carolina If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to accounts with tons of features to premium accounts that earn interest. Checking Accounts at First Bank First Bank is one of the best banks for checking accounts in South Carolina. Each of our checking accounts comes with free online and mobile banking,* online bill pay, and free eStatements or paper statements. Our checking account offers include: Everywhere Checking — our most basic account. Everywhere Plus — an account that has all the benefits of Everywhere Checking, plus the chance to earn interest on your balance. Everywhere Premium — an account that has all the basics of Everywhere Plus, plus additional complimentary services. Campus Checking — an account designed for students between ages of 16 and 25. Senior Checking — an account designed specifically for seniors over 55. Compare our checking account offers to see which one is the right fit for you. Find a First Bank Near You Find a South Carolina First Bank location near you to learn more about our account offers or click here to open an account online today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc. Out of network terminal owners may charge a service fee. 2 min read
Hand handing a lightbulb to another hand on a ladder 10 Easy Ways to Save On Home Energy Costs Looking to save on home energy costs? You could shell out big money for new, more energy-efficient appliances. You could move to a more energy-efficient home. Or, you could start with the low-hanging fruit. 3 min read