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Locations
114 West Main St.
Locust, NC 28097
F: 704‑888‑3140
Mailing Address:
First Bank - Locust
P.O. Box 207
Locust, NC 28097
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Location has an ATM.
  7. Location has a drive-thru.
  8. Write a review of this branch.
Locust First Bank branch exterior Locust First Bank branch exterior

Welcome to First Bank Locust, NC!

We are pleased to be the community bank of choice for Locust, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment

Featured Articles

How a Business Credit Card Can Transform Cash Flow Management for Your Business

Cash flow is the lifeblood of any business, and managing it effectively is crucial for long-term success. Whether you're running a growing enterprise in Charleston or a small business in Raleigh, a business credit card can...

Cool Crops for Chilly Days: How to Plant a Fall Garden, Part 1

To get the inside dirt on gardening goodness, we talked to Julie Thompson-Adolf, who is a master gardener, South Carolina resident, and owner of Garden Delights.

It’s Never Too Late to Start Your Financial Journey

A little financial education can go a long way to help your employees manage their money and plan for the future. This infographic below, lays out some startling facts about why now is the time to boost financial savvy.

How Much Should You Have In Savings at Age 25?

If you’re wondering how much you should have in savings by the time you’re 25, you’re already on the right track. At an age where financial independence becomes increasingly more important, how much you can save depends on...

Learn How to Be A Phishing Attack Detective

With a number of people relying heavily on online services and communication for work and personal life, cybercriminals have increased their volume of attempts to acquire personal information. One of the most common ways...

What is Financial Abuse?

Key Aspects of Financial Abuse Financial abuse is a hidden but devastating form of control that often leaves victims economically trapped and vulnerable. It can happen in any type of relationship, whether it’s between...

Conventional Mortgage Loans

Applying for a home loan can be a strenuous process, especially if you’re unsure which type of loan is the best fit for your financial situation. Before you apply, it is important to understand the two types of loans...

First Bank is One of the Top Banks in the U.S.A.

When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank. Small banks often have deeper connections to the community and are invested in the success of...

HSA Rules and Regulations You Should Know

If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare...

Find New Business Loans Near Me

First Bank offers a generous and versatile array of options to find new business loans near you. We were recently named one of the best banks in North Carolina by Forbes.com, so you can expect professional and personal...
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