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Locations
114 West Main St.
Locust, NC 28097
P: 704‑888‑2669
F: 704‑888‑3140
Mailing Address:
First Bank - Locust
P.O. Box 207
Locust, NC 28097
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Location has an ATM.
  7. Location has a drive-thru.
  8. Write a review of this branch.
Locust First Bank branch exterior Locust First Bank branch exterior

Welcome to First Bank Locust, NC!

We are pleased to be the community bank of choice for Locust, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment
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We believe in the
power of people.

Together with our customers, we’re
creating a world where individuals
and communities thrive.
Discover Our Initiatives

Featured Articles

7 Songs to Play After Closing on Your New Home

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How Much Savings Should I Have At Age 30?

Do you know how much savings you should have at age 30? Unfortunately, there is no exact answer. Expert advice conflicts between encouraging 30-year-olds to save more and investing their already saved money into assets....

How to Find Your USP (Unique Selling Point)

Very few businesses are entirely unique. Unless your business is totally original, you will need to find a way to distinguish yourself from the competition. This is known as your unique selling point (USP), value add, or...

First Bank and Northern Moore Family Resource Center – “Dream It. Do It.”

First Bank has partnered with Northern Moore Family Resource Center (NMFRC) for the final quarter of its "Dream It. Do It." contest.

How to Retire in North Carolina

Do you dream of retiring and spending the rest of your days relaxing and enjoying life in beautiful surroundings? If so, retirement in North Carolina may be for you.

How to Get a Mortgage for a Rental Property

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What Are 20-Year Mortgage Rates?

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Find the Best Bank for a Student Checking Account

Student checking accounts are a great way for college students to get their finances in order and prepare for the future. But finding the right checking account at the best bank takes some research. Deciding which bank...

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to open...

How Embracing Technology Can Help Your Small Business Thrive

Small business owners are some of the hardest working people around. But working hard and working smart is not always the same thing.