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Locations
114 West Main St.
Locust, NC 28097
P: 704‑888‑2669
F: 704‑888‑3140
Mailing Address:
First Bank - Locust
P.O. Box 207
Locust, NC 28097
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Location has an ATM.
  7. Location has a drive-thru.
  8. Write a review of this branch.
Locust First Bank branch exterior Locust First Bank branch exterior

Welcome to First Bank Locust, NC!

We are pleased to be the community bank of choice for Locust, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment
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We believe in the
power of people.

Together with our customers, we’re
creating a world where individuals
and communities thrive.
Discover Our Initiatives

Featured Articles

Small Business Startup Loans – South Carolina

Building a successful business takes passion, hard work, and dedication, but you shouldn’t have to do it all on your own. With First Bank’s small business startup loans, you can get the funds you need to build and grow a...

How to Evaluate a Location for Business Potential

There are some key factors you should take into consideration when evaluating potential locations for your small business.

First Bank Spotted in Times Square

In celebration of First Bank being chosen as one of North Carolina's best banks by Forbes, the bank's partners at NASDAQ arranged for a congratulatory message to show in New York City's Times Square.

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina, here are the first steps you can take to make your idea a profitable...

Cool Crops for Chilly Days: How to Plant a Fall Garden, Part 2

To get the inside dirt on gardening goodness, we talked to Julie Thompson-Adolf, who is a master gardener, South Carolina resident, and owner of Garden Delights. Below, in part 2 of this series, she shares some additional...

Small Business Loan Rates in North Carolina

For competitive small business loan rates* in North Carolina, stop by your local First Bank branch to compare loans with flexible terms and highly competitive rates. We make borrowing money for your business easy and...

4 Student Loan Repayment Tips and FAQs for Fall 2023

Student loan payments are resuming, and there's a lot to navigate. Discover "Good to Know" tips and get answers to FAQs so you can worry less.

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 100 locations in North Carolina that offer highly competitive personal loan rates. We make choosing a personal...

Is It Possible to Get a Mortgage Refinanced with No Closing Costs?

When it comes to refinancing a mortgage, you need to spend money to save money. Closing costs can amount to thousands of dollars, depending on the home loan. This is why the prospect of a mortgage refinance with no closing...

You’re Having a Baby! Keep These 7 Things in Mind

As you prepare to welcome your little angel, it’s important not to overlook more worldly considerations. We spoke to three First Bank team members about financial considerations for every soon-to-be parent.