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SBA Express Loan

Access capital quickly for your business.
Find An Expert
Interior of modern business building.

Improve your cash flow to grow.

Infuse cash into your small business with a flexible loan or line of credit that has a quicker approval process.

Perfect for you if:
  • You need financing fast
  • You want a shorter term loan
  • You need to buy buildings, land, or business essentials

Loan Features

  • Up to $350,000
  • Loan terms of up to 10 years for lines of credit
  • Quick approvals
  • Guarantee-fee waiver for veterans and their spouses

Terms

  • Maturity date must be established in the note
  • Lines of credit are available for up to 10 years
  • Lines of credit do not have to be renewed each year
  • Maximum loans to businesses with affiliates are treated as a single business

Eligibility1

  • Be an operating business in the United States
  • Operate for profit
  • Meet the SBA definition of a small business
  • Demonstrate the need for desired credit

Gather what you need to start the process.

Personal and business tax returns for the past three years
Purchase contract for acquisition or copies of notes to refinance
Year-to-date financials for the business
Business plan or projections for an expansion

Ready to get started?

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Talk With Your First Bank SBA Expert

Build your business with our trusted expertise.
Get Started

Approved to offer SBA loan products under SBA’s Preferred Lender programs. Loans subject to credit approval.

  1. Additional eligibility and geographic limitations may apply.

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