Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

3 Major Factors of a Small Business Credit Card Comparison


Conducting a small business credit card comparison can be a useful tool when looking for resources that can help your company. But there are many credit card options available to entrepreneurs, which can make it difficult to choose one that is best fit for you and your business.

When choosing a small business credit card, the Wall Street Journal suggests paying attention to three specific aspects:

  1. Interest rates. Whether you plan to pay off your balance as soon as you make a purchase, or carry a balance on your card, interest rates are important. Some cards will have a teaser interest rate as low as 0% for the first year, and most credit cards will raise your interest rate for any late payments.
  2. Rewards benefits. Consider the rewards you will earn for making purchases. For example, if your company travels a lot, you might want to look for a card that offers rewards on gas or travel.
  3. Annual fees. Some cards charge annual fees—others don’t. Pay attention to the annual fee charges when choosing a card in order to avoid paying yearly. 

With First Bank, you don’t have to spend all your time comparing credit cards. We offer one small business credit card with all of the features and benefits you need to run your business smoothly.

No Other Credit Cards Compare

Eliminate the hassle of credit card comparison with First Bank.* Our Business World Credit Card with Rewards** does feature several benefits, including:

  • 1.25 points for every $1 spent on qualified purchases
  • Interest rate between 12.15 – 22.15%
  • Zero liability
  • No annual fee
  • 24-hour MasterCard Global Service®
  • Purchase assurance
  • MasterAssist: travel assistance
  • MasterRental insurance
  • Competitive interest rate

Visit Your Local First Bank Today

To learn more about our Business World Credit Card or other business loan options, contact or visit your local First Bank branch today.


*Member FDIC.

**See our Terms and Conditions for complete details on our One Rewards Program. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee. Loans subject to credit approval.

———
Sources:

Wall Street Journal: http://guides.wsj.com/small-business/funding/how-to-pick-a-credit-card-for-your-business/

Trending Topics

High Interest Savings Accounts: Save More – First Bank Jacksonville, NC

Thinking about saving for the future? Now is a great time to start. First Bank in Jacksonville, North Carolina has high interest savings account options for everyone, and we offer…

Checking Account Offers – High Point NC

High Point, North Carolina is home to over 100,000 people and is considered the “Home Furnishings Capital of the World.” In addition to High Point’s rich history of furniture manufacturing,…

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it's for a planned or unexpected expense, a personal loan can help you…

Personal Loan Rates – Salisbury NC

If you are looking for some of the best personal loan rates in Salisbury, NC, come to First Bank for small bank service with big bank options. Salisbury, North Carolina…

Small Business Loans in Wilmington, NC

Starting a business from the ground up can be difficult, but rewarding. Whether you are looking to build a new building for your business or move into an existing space,…

Unsecured Personal Loans Online

When you shop for unsecured personal loans online, you may come across hundreds of different options. But how do you know which one is right for you? At First Bank,…

Current Mortgage Rates 30-Year Fixed

With the nation’s mortgage rates at near all-time lows, the time is now to buy the home you’ve had your heart set on. The current 30-year fixed-rate mortgage national average…

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate specialists will offer you more than just a…

Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with…

Banks With Hassle-Free Checking Accounts

If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has nearly 100 locations throughout North Carolina, South…